Now people above 70 years of age will be able to get their health insurance regardless of income and age. Ayushman Bharat Yojana for people above 70 years of age was launched last month. According to the social media handle of PIB, Prime Minister Narendra Modi has launched Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) to expand healthcare coverage for all citizens aged 70 years and above.

Free treatment up to Rs 5 lakh

Under the scheme, all senior citizens will get free treatment up to Rs 5 lakh annually as well as easy and affordable treatment. Now all senior citizens above 70 years of age will get the benefit of Ayushman Bharat Yojana, irrespective of their socio-economic status. Under AB PM-JAY, senior citizens will be given a different type of card. Senior citizens aged 70 years and above from families already covered under AB PM-JAY will get an extra top-up cover of up to Rs 5 lakh annually.

People aged 70 years and above will get the benefit.

They do not have to share the top-up with any family member whose age is less than 70 years. All senior citizens aged 70 years and above who are already availing the benefits of public health insurance schemes like CGHS, ECHS, CAPF can choose any of the existing schemes or AB PMJAY. The aim of Ayushman Bharat Yojana is to provide free treatment of Rs 5 lakh to a total of six crore senior citizens including 4.5 crore families. All senior citizens aged 70 years and above will get the benefit of Ayushman Bharat Yojana.

How will age be calculated?

Under the scheme, all elderly people aged 70 years and above will be given free treatment. They will have to get a special card, for which they will have to apply on an app. The government will check their age with the Aadhar card. If they are 70 years or above, they will get free treatment up to Rs 5 lakh, no matter how rich or poor they are. Many hospitals across the country are associated with the scheme.

If both husband and wife are 70+ years of age, how much insurance will be given?
If both husband and wife are in a family and their age is more than 70 years, then they will get more benefits from this scheme. Firstly, they will not have to pay for treatment up to Rs 5 lakh. Even if the treatment is more than Rs 5 lakh, the government will give Rs 5 lakh more. The elderly who will register their name in this scheme for the first time will get the benefit of free treatment up to Rs 5 lakh. The scheme has been running since the year 2018.

Where has the scheme been implemented?

Currently, a scheme is running in many states of the country under which poor people get free treatment. But the scheme has not been implemented in states like Delhi, West Bengal and Odisha. The Odisha government is talking to the central government to start this scheme in its state as well. Under the scheme, 60% of the expenditure is borne by the central government and the remaining 40% is borne by the state government. If any state government wants, it can provide better health facilities to the people by investing more money from its share.

How to get the card

First of all, go to the PMJAY website. Click on AM I Eligible here. Verify your mobile number by entering the OTP. Select the state and scheme. After this, you can get the details of your family’s eligibility.

> Now open the https://ayushmanup.in tab and click on ‘#Register Yourself on SETU’.
> After this you will go to NHA’aSetu porta.
> On reaching here, click on the Register Himself button.
> After entering all the information asked here, you have to click on the submit button.
> After registration, the applicant will do his KYC and wait for approval. Once the card is ready and approved by the concerned authority, the beneficiary can download the card.
> Now click on Download Ayushman Card.
> Select the state here and enter your Aadhar card. Enter the Aadhar card number and verify with OTP. After this download it.

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Recently, the Union Cabinet has expanded the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Now under this scheme, health coverage of all senior citizens aged 70 years and above has been approved. That is, all senior citizens aged 70 years and above, irrespective of their social and economic status, will now be able to avail the benefits of the Ayushman Bharat scheme. Soon the process of making their Ayushman cards will be started.

The National Health Authority, the organization implementing the Ayushman Bharat Digital Mission (ABDM) of the Government of India, has been suggested to use special tools by Google’s research team. With the help of these tools, developers will be able to easily integrate into the ABDM architecture. Google has given this information in a blog on its website.

According to Google’s blog post, the integrations that used to take six months earlier, can now be completed in less than two weeks with the use of these tools. The blog states that ABHA ID cards will be made available on Google Wallet from next year through a partnership with Eka Care.

This blog further states that with the help of Google Wallet, more than 60 crore people will be able to easily access ABHA ID cards on their smartphones. With the help of ABHA Health ID, people will be able to show their medical records like lab results, prescriptions at any hospital across the country.

Know how Ayushman Bharat card will work on Google Wallet

First of all, the user has to link his ABHA Health ID number to Google Wallet. And authenticate your device with the help of fingerprint, PIN or passcode. The medical records of the user can be secured through these security codes.

What is Ayushman Bharat Digital Mission (ABDM)?

The Government of India launched the Ayushman Bharat Digital Mission (ABDM) in 2021 to promote digitalization in the health sector. Through this, the government aims to revolutionize the country’s digital health care ecosystem by promoting better access and transparency to health services.

Ayushman Bharat Health Account (ABHA)

Ayushman Bharat Health Account (ABHA) is an account number used to maintain all health records of a person such as treatment history and medical reports. Through the ABHA card, the government aims to maintain digital health records of citizens to increase efficiency and accountability within the health care system.

These documents will be required to make ABHA number

There are two ways to generate ABHA number. ABHA number can be obtained by self-registration through Aadhaar and driving license. These documents will be required while generating number through Aadhaar:

1. Aadhaar number

2. Mobile number linked with Aadhaar number

Documents required while generating ABHA number through driving license:

1. Driving license
2. Name
3. Date of Birth
4. Gender

How to create your ABHA address?

You can create ABHA address with the help of PHR application (such as ABHA mobile application). Apart from this, there are two ways to create ABHA address:

1.) By using the allotted ABHA number

2.) By self-declaring your details like name, email-id/mobile number, gender etc. through PHR application (like ABHA mobile app).

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