Credit Card: HDFC Bank changes airport lounge access rules on credit cards

Jyoti — Mon, 05 May 2025 10:27:23 +0000

HDFC Bank Credit Card: HDFC Bank has made a big change in the lounge access policy for its Tata Neu Infinity and Tata Neu Plus credit card holders. Under the new rules coming into effect from June 10, 2025, now direct entry to the airport lounge will not be available by swiping the card. Instead, cardholders will be given lounge vouchers based on quarterly expenditure.

You will get a voucher after spending Rs 50,000

If you spend at least Rs 50,000 in a quarter, you will be eligible for lounge access.

Tata Neu Infinity HDFC Credit Card holders will get 2 free domestic lounge vouchers every quarter i.e. maximum 8 vouchers per year.

Tata Neu Plus HDFC Credit Card holders will get 1 voucher every quarter i.e. maximum 4 per year.

Upon qualifying the eligibility, the customer will be informed via SMS and email. The voucher can be claimed by visiting that link and logging in with the bank-registered mobile number. The voucher must be claimed within 120 days and used within 180 days from the date of issue.

How to check eligibility and expenditure status?

After June 10, 2025, customers will be able to check the status of their expenses and voucher eligibility by visiting HDFC NetBanking or MobileBanking App.

Go to the Credit Card section.

Select Tata Neu card.

Click on Redeem Reward Points.

Then go to MyReward Spend Promo Details and see the information.

If your card is upgraded, lost or reissued, only spends on the new card will count for eligibility.

Existing benefits applicable till 9th June 2025

Tata Neu Infinity cardholders can avail 8 free domestic lounge access every year i.e. 2 per quarter till June 9, 2025, while Tata Neu Plus cardholders can avail 4 free accesses i.e. 1 per quarter. This facility will be available on VISA and RuPay cards at a charge of Rs 2 per entry.

Changes in international lounge access too

From 1 June 2025, Tata Neu Infinity VISA cardholders will be issued Priority Pass for international lounge access only on request. This pass will allow 4 free international visits in a year, 1 per quarter. Thereafter, a fee of US $27 + GST will be charged per visit. The same fee will apply to guest visits through Priority Pass.

The post Credit Card: HDFC Bank changes airport lounge access rules on credit cards first appeared on Rightsofemployees.com.

Credit Card New Rules: Bank is bringing new rules on credit card…rules will be implemented from November 15

Jyoti — Mon, 11 Nov 2024 04:47:27 +0000

The bank has made important changes in the credit card rules, which will be effective from November 15. These include changes related to airport lounge access, utility payments, supplementary card charges and other services. Let’s take a look at these new rules:

1. Airport lounge access rules

ICICI Bank has increased the minimum spending limit for complimentary airport lounge access to Rs 75,000 per quarter from Rs 35,000 earlier. This limit will be applicable on various ICICI credit cards such as HPCL Super Saver Visa, Coral, Rubix, Sapphiro and Adani One Signature credit cards, among others.

2. Rewards cap on utility and insurance payments

Premium credit card holders (such as Rubix, Sapphiro, Emerald Visa) will get reward points on utility and insurance payments up to a maximum monthly spend of Rs 80,000. For other card holders, this limit has been kept at Rs 40,000 per month.

3. Rewards cap on grocery and departmental store spends

Premium card holders will be able to earn reward points up to a monthly spend of Rs 40,000 on groceries, while for other cards the limit is Rs 20,000.

4. Fuel Surcharge Waiver Rules

The bank will waive fuel surcharge on fuel transactions up to Rs 50,000 per month for all card holders. For Emerald Mastercard Metal Credit Card holders, this limit is Rs 1 lakh per month.

5. Certain payments will not be included in the spending limit

Rent, government, and education payments will not be included in the spending limit for annual fee reversal and milestone benefits. Additionally, the annual fee reversal limit on Emerald and Emerald Private Metal cards has been reduced from Rs 15 lakh to Rs 10 lakh.

6. Airport Spa Facility Discontinued

ICICI Bank has discontinued the spa service offered through Dreamfolks card. This facility was available to Sapphiro, Emerald, Adani One Signature and Emirates Emerald card holders.

7. Annual Fee for Supplementary Card Holders

Supplementary card holders will now be charged an annual fee of Rs 199, which will be included in the statement of the card anniversary month.

8. Charge on education and utility payments on third-party apps

There will be a 1% charge on educational transactions made through third-party payment apps like CRED, Paytm, Cheq, and MobiKwik. However, there will be no charge on making payments through the college or school website or POS machine. Apart from this, a 1% surcharge will also be levied on utility transactions above Rs 50,000.

All these new rules will be effective from November 15, so ICICI Bank credit card holders should plan their expenses keeping these changes in mind.

Airport lounge access rules - Rightsofemployees.com