The Government of India is running the Ayushman Bharat Yojana for the economically weaker sections of the country. Ayushman Bharat Yojana is also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY). Prime Minister Narendra Modi launched this scheme in the year 2018. This is a kind of health insurance plan for the poor people of the country. Under this scheme, beneficiaries are given free treatment up to Rs 5 lakh in government or listed private hospitals.

If you want to take advantage of this scheme, then you should have complete information about it. Here we are going to tell you who can take advantage of Ayushman Yojana and what are its benefits.

Who can avail the benefits of Ayushman Yojana

Ayushman Bharat Yojana provides health coverage to those people of the country whose income is very low. Apart from this, the benefit of this scheme is also given to the poor and economically weaker people. This scheme will include vulnerable people under the Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas. For this, the government has set some eligibility criteria.

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According to which, the benefit of Pradhan Mantri Jan Arogya Yojana will be given to those families in rural areas whose house has a raw wall and a raw roof. Whose family does not have any member between the age of 16-59 years. Not only this, tribal SC / ST, landless families, daily wage laborers or such families in which there is a disabled member and there is no physically able adult member in his family have also been brought under the ambit of Ayushman Bharat Yojana (Ayushman Yojana Eligibility).

What is Ayushman Golden Card?

There is no limit on family size, age or gender under this scheme. Ayushman Golden Card can be issued to any eligible family. This card is valid in more than 13,000 government and private hospitals in the country. You can apply for Ayushman Golden Card both online and offline.

You can find out whether you are eligible for Ayushman card or not by calling 14555 or from Ayushman app. After the card is issued, free treatment can be availed by showing it in case of illness.

How to Apply for Ayushman Bharat Golden Card? 

To obtain the cashless treatment facility under PMJAY, you need to obtain an Ayushman Golden card. Following are the steps to apply for an Ayushman Bharat Golden card:

• Visit the official website of PMJAY
• Go to the option of login to the website
• Enter your ‘mobile number’ and the captcha code
• Generate the OTP and enter it to log in to your website
• Opt for HHD code and provide the code to the Common Service Centre (CSC). The CSC would check the HHD code as well as other details
• The Ayushman Mitra or the CSC representatives will complete the remaining process
• A fee of Rs 30 will have to be paid to obtain the Ayushman Golden card
• Your Ayushman Bharat Golden card will be issued

Which diseases are treated for free under this scheme?

All old and new diseases can be treated for free through the Ayushman Golden Card issued under the Ayushman scheme. Apart from serious diseases like cancer, more than 1500 diseases are covered under it.

Benefits of Ayushman Yojana

Under this, if you are sick, you just have to show the Ayushman card at the time of admission to the hospital. After this, no paper or cash is required for the treatment expenses. That is, we can say that paperless and cashless treatment can be done under this scheme, that too for free.

This includes expenses like diagnostics and medicines for 3 days before hospitalization and 15 days after hospitalization. During this time, apart from the cost of treatment, the expenses incurred on transport are also covered. You can get your treatment done in any listed hospital across the country.

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Now the name of this scheme has been changed to Pradhan Mantri Jan-Arogya Yojana (PMJAY). Under this scheme, the central government provides health insurance up to Rs 5 lakh to eligible families. Ayushman Golden Card is issued to the family. By showing this card, free treatment can be provided in the listed hospitals. Ayushman Golden Card is valid in more than 13,000 government and private hospitals across the country. Ayushman Golden Card can be made both online and offline.

About 1500 diseases can be treated with Ayushman Golden Card, including serious diseases like cancer and heart disease. All chronic and new diseases are covered under this scheme. This scheme is paperless and cashless.

That is, the Ayushman card holder will have to give the bus card in the bus hospital. Neither he has to give any documents nor money. Hospitals cannot charge extra money from the beneficiaries for treatment. Beneficiaries of this scheme can get their treatment done anywhere in India.

Who can make Ayushman Golden Card?

All the families listed in the Socio-Economic and Caste Census (SECC) database are covered under the Ayushman Bharat scheme. In this scheme, such families have been included in various categories in rural areas who have houses with kutcha wall and kutcha roof. Households with no adult member between the age of 16 to 59 years.

The family which has a disabled member and there is no physically able adult member in that family, that family can also make Ayushman Golden Card. Apart from this, Scheduled Caste / Scheduled Tribe families and landless families earning a major part of their income from wages are also eligible to get Ayushman card.

In Haryana, those with an income of 3 lakhs can also get the card,

apart from the above eligible persons in Haryana, now the Haryana government is also giving such families an opportunity to get Ayushman Golden Card, whose annual income is less than Rs. 3 lakhs. However, to avail the benefits of Ayushman Yojana, such people will have to spend Rs 1500 annually.

In Haryana, the families whose annual income is Rs 1.80 lakh are being given free Ayushman Yojana cards to them. The government considers only the income recorded in the applicable family identity card in Haryana as the income of the family. If the annual income of a family in the family identity card is more than Rs 1.80 lakh, then it will not get the Ayushman card for free. He will have to get the card made by paying 1500 premium.

Check your eligibility like this

• First of all go to the official website pmjay.gov.in/.
• Then click on ‘am i eligible’.
• Enter mobile number and captcha.
• Enter the OTP received on the mobile.
• Then a new page will open in front of you.
• Search here by entering ration card or mobile number.
• Whether you are eligible for Ayushman Golden Card or not will appear on the screen.

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Apart from these, now the beneficiaries of Employees’ State Insurance Corporation (ESIC) and employees of the armed forces have been included in its beneficiaries. Under this scheme, you get the benefit of all the facilities with the help of Ayushman card.

In this article we will know how to download Ayushman card.? How to download Ayushman card online. Along with this, we will also know that or how to get offline Ayushman card? After this we have also included the information about the essential qualifications for Ayushman Yojana.

How to get Ayushman Golden Card

• Open the link given below on the website of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana- https://bis.pmjay.gov.in/BIS/selfprintCard
• In this, you have the option to select only Aadhaar as an option. Click on the circle just before it.

• As soon as you click on Aadhaar , 3 boxes open in front of you, in which you will have to fill some information.
  • Scheme *: In this you have to select the option of PMJAY. (This option is available for normal citizens)
  • Select State *: In this you have to select the name of your state, as we have selected UTTAR PRADESH.
  • Aadhaar Number / Virtual ID *: Here you have to enter your 12 digit Aadhaar number. If you want to keep the Aadhaar number confidential, then you can enter Virtual ID .
  • You have to tick the box like this. It is your consent that your Aadhaar number may be used as eKYC and the details entered in your Aadhaar may be taken for verification here. In English it is written like this- The beneficiary has no objection to provide Aadhaar Number for fetching eKYC (Electronic Know Your Customer) Details from UIDAI database for AB-NHPM.
  • Generate OTP : Finally, click on this button at the bottom.

• Enter OTP: An OTP number will be sent by SMS on the mobile number registered in your Aadhaar card. Drop it in the space provided. After this , verify by clicking on the button of Verify .
• The details entered in your Ayushman card will appear on the screen and there will also be an option to download it.
• Download your Ayushman card by clicking on Ayushman Card Download . You can also save it on your computer or mobile.

How to check your name in Ayushman Yojana?

Note: There is no separate process to register for Ayushman Bharat Scheme. But you can definitely check your name. Its process is as follows-

• Go to the website of Ayushman Bharat Yojana. Its link is-
  https://www.pmjay.gov.in
• On the homepage, you will see a question mark  (?)  logo on the right side, with a capital E (E) in the background. If you move the cursor on it,  ‘Am I Eligible’  will appear. Click on it.

• There will be two empty boxes in front of you. In the first you have to enter your mobile number and in the second the CAPTCHA code. After this  click on Generate OTP  .
• 6 digit  OTP  number will come on your mobile. Put it in the OTP box and give consent by ticking the empty box before a declaration below. Then   click on Submit .
• Now select your state name from the dropdown list. Now you will get the option to check your name on the basis of some options. These options are-
  • with the help of your name
  • With the help of HHD number (HHD number or Household Id number is a unique number, which is given to families after the SECC census.)
  • With the help of ration card number
  • by mobile number
• If your family is included in the beneficiaries of Ayushman Bharat Scheme, then your name will appear in one of these ways.
• You can also use the helpline number of Ayushman Bharat Yojana to check your name. These numbers are-
  • 14555
  • 1800-111-565

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