New UPI Rule From 1st August 2025 – Key Major changes like Balance Check, Auto Pay and Transaction Status Limit

Jyoti — Tue, 08 Jul 2025 11:28:44 +0000

UPI Rule Change: National Payments Corporation of India (NPCI) is going to implement new rules from August 1, 2025. The purpose of these rules is to make the UPI system faster, safer and more reliable than before.

If you also avoid keeping cash and use UPI (Unified Payments Interface) facility every day, then this news is important for you. Actually, National Payments Corporation of India (NPCI) is going to implement new rules related to UPI payments from August 1, 2025.

The purpose of these rules is to make the UPI system faster, safer and more reliable than before. Let us tell you about these rules in detail…

New UPI rules will be implemented from August 1 (New UPI rules from 1st August)

1. Limit for checking balance

Now UPI users will be able to check their account balance only 50 times on the app in a day. This limit has been imposed to control the traffic of the UPI system and prevent the system from slowing down.

2. Linked account information

Now you will be able to check which bank account your mobile number is linked to only 25 times a day.

3. Time slot fixed for auto pay payment

Now subscription-based auto debits (like Netflix or SIP etc.) through UPI will be processed only during non-peak times. That is, before 10 am, between 1 pm to 5 pm and after 9:30 pm.

4. Limit for checking UPI transaction status

If a payment is stuck, you will now be able to check its status only three times and there will be a gap of at least 90 seconds between each check.

The purpose of these new rules is to reduce the load on the UPI server and prevent problems like frequent outages.

Big changes in the last 6 months

1. Decreased API time limit for better speed

In June 2025, NPCI reduced the response time of UPI APIs to 15 seconds for Request-Pay and Response-Pay and to 10 seconds for transaction status check and failed transaction reversal. This increased the speed of transactions.

2. Beneficiary’s name will be visible before payment

From June 30, 2025, before making every UPI payment, you will now see the beneficiary’s name registered with the bank. This change is expected to drastically reduce fraudulent transactions.

3. Chargeback limit fixed

NPCI has fixed the limit of UPI chargeback in December 2024. A consumer can claim chargeback a maximum of 10 times in 30 days and up to 5 times with the same person or institution.

Why were these changes needed?

Every month, there are about 16 billion transactions on UPI. Due to high load on the system, there have been frequent complaints of outages in April and May, which affected a large number of users. NPCI believes that most of the problems are caused by excessive calls on the UPI API. Such as checking balance every 2 minutes or refreshing the same transaction repeatedly. These new rules will help reduce calls, which will make the system work even faster and smoother.

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Good News EPF Customers ! Provident fund bank account will receive 56,000 as pf interest check calculation

Pravesh Maurya — Thu, 21 Jul 2022 03:41:44 +0000

EPFO: Government can give good news to PF account holders soon. EPFO will soon transfer the interest money to the subscribers’ account. More than 6 crore people are going to benefit from this. The Central Government has already announced 8.1 percent interest for PF employees. This is the lowest interest rate in 40 years. Here we are telling you how much interest will come in the account on how much PF balance.

So much interest money can come

After the decision of the Central Government, EPFO will now send interest money in the account of PF employees soon. If you have Rs 7 lakh in your PF account then you will get Rs 56,700 as interest. If you have Rs 5 lakh in your PF account, then the interest will come to Rs 40,500. If you have one lakh rupees in your account, then 8,100 rupees will come.

This is how you can do balance check

You can check balance through SMS

To send EPFO UAN LAN (Language) to 7738299899 from mobile number registered with EPFO. LAN stands for your language. If you want information in English, you have to write ENG instead of LAN. Similarly HIN for Hindi and TAM for Tamil. To get information in Hindi, you have to message by writing EPFOHO UAN HIN.

You can know details through missed call

If you want, you can also know your EPF balance through a missed call. For this, you have to make a missed call on 011-22901406 from your registered mobile number.

via website

To check your balance online, visit the EPF passbook portal. Log in to this portal using your UAN and password. In this, click on Download / View Passbook and then the passbook will open in front of you in which you can see the balance.

via Umang app

If you have a smartphone, you can check your EPF balance whenever you want through the app. For this, open UMANG AF and click on EPFO. In this, click on Employee Centric Services and after that click on View Passbook and enter UAN and Password. OTP will come on the registered mobile number. After entering it, you can see the EPF balance.

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