Apart from this, banks will also remain closed due to regional festivals in various states. In such a situation, checkbook, passbook, or other banking work may be affected. However, digital banking services like UPI, mobile and internet banking will continue as before.

National and Regional Holidays

The Reserve Bank of India (RBI) releases a list of holidays every month. It includes national and regional holidays. All banks across the country remain closed on national holidays, while regional holidays apply only to the respective states or regions.

January 2025 Bank Holidays List :

• January 12 (Sunday): Weekly holiday and Swami Vivekananda Jayanti.
• January 13: Lohri (Banks closed in Punjab and other states).
• January 14: Makar Sankranti and Pongal (in many states including Tamil Nadu, Andhra Pradesh, Gujarat).
• January 15: Thiruvalluvar Day (Tamil Nadu) and Tusu Puja (West Bengal, Assam).
• January 16: Ujjavar Tirunal.
• January 19 (Sunday): Weekly holiday.
• January 22: Imoin.
• 23 January: Birth anniversary of Netaji Subhas Chandra Bose.
• January 25: Fourth Saturday.
• 26 January: Republic Day (Holiday throughout the country).
• January 30: Sonam Losar (Sikkim).

What types of services will be available during bank holidays?

You will not have any problem using some services during bank holidays, as online services will continue as normal. You can avail the following services:

Net Banking: You can use net banking through the bank’s website or mobile app. Facilities like money transfer, bill payment, balance check are available in it.
Unified Payments Interface (UPI): You can transfer money instantly through UPI. This facility is very safe and easy with apps like Google Pay, PhonePe, Paytm.
Mobile Banking : Through the bank’s mobile app on the smartphone, you can avail services like fund transfer, mobile recharge, utility bill payment.
ATM Services: You can withdraw money at ATM, check balance, get mini statement. Also, facilities like cardless cash withdrawal are also available in ATM.

Get information from local bank branches

To avoid any inconvenience, customers are advised to check the holidays from their local bank branch in advance as the list of holidays may vary for different states in India.

If you have any bank related work, then finish it early to avoid any hassle during the holidays. Online services will remain active even if the bank is closed, so you can do your work easily.

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The post Bank Holders Alert! Banks will remain closed for these many days between 13th and 26th January, see the list of holidays first appeared on Rightsofemployees.com.

The bank has said in its notification that accounts in which there has been no transaction in the last 3 years. Also, those whose account balance has remained at zero rupees for the last three years. It is going to close them. Notice has been sent to such customers. Those accounts will be closed one month after sending the notice. If you want to keep those accounts active, then you will have to go to the bank branch and get KYC done.

PNB took a big decision to close the account

Many scammers misuse such accounts which are not being used by the customers for a long time. The bank has taken this big step to deal with such cases. According to the notification issued by the bank, the calculation of the account will be done on the basis of 30 April 2024. PNB has said in its notification that all those accounts will be closed after 1 month, which are not active for the last 3 years. That is, they are not operating. Such accounts whose bank account is zero in the last three years and in which no activity i.e. transaction has been done. The bank has sent notice to such customers. Accounts will be closed after 1 month till the date of notice.

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These accounts of PNB will not be closed

The bank will not close the Demat Accounts. That is, this rule will not apply to Demat Accounts. In a post shared on social media, the bank said that PNB Bank will not close the accounts opened for schemes like Sukanya Samriddhi Yojana (SSY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY). Also, it will not close the Minor Savings Account.

Bank accounts can be activated by getting KYC done

According to the notification issued by the bank, if the account becomes inactive and the customer wants to activate the account again, then such customers will have to go to the branch and fill the KYC form. Along with the KYC form, the customer will also have to attach the necessary documents. After this, their account will be activated. Customers can go to the bank for more information.

The post Bank Holders Alert: These accounts of Punjab National Bank will be closed by the end of June. Details Here first appeared on Rightsofemployees.com.

In such a situation, customers will not be able to do any work related to the bank in the meanwhile. If you also have to transfer money to someone in an emergency, or do any important banking transaction, then know this important thing for your work.

Money transfer will not happen on this day

HDFC Bank is sending a mail to its customers informing them that from 2 am to 7 am on April 13, customers will not be able to use the bank’s net banking and mobile banking app services. The bank says that in order to provide better banking experience to the customers, the bank is doing maintenance work in its system, due to which customers will not be able to use the banking service for some time.

HDFC Bank customers will not be able to do this work

HDFC Bank said that during these 5 hours, customers will not be able to use many banking related services – such as account balance enquiry, deposit, fund transfer (IMPS, UPI, NEFT, RTGS), account statement download and payment services.

You will get full support here

If HDFC Bank customers face any problem during this period, or require any assistance, they can contact the customer support team of the bank on 18001600/1800 2600.

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The post Bank Holders Alert: HDFC banking service will remain closed for so many hours on this day..check details first appeared on Rightsofemployees.com.