The bank has reduced the interest on FD by a maximum of 0.40 percent. Apart from this, Bank of Baroda has also reduced the interest on its special FD bob Square Drive Deposit Scheme. This scheme is for 444 days. The new rates of Bank of Baroda have come into effect from June 12, 2025.

Interest on BOB FD

• 7 days to 14 days – 3.50% for general public; 4.00% for senior citizens
• 15 days to 45 days – 3.50% for general public; 4% for senior citizens
• 46 days to 90 days – 5.00% for general public; 5.50% for senior citizens
• 91 days to 180 days – 5.00% for general public; 5.50% for senior citizens
• 181 days to 210 days – 5.50% for general public; 6.00% for senior citizens
• 211 days to 270 days – 5.75 per cent for general public; 6.25 per cent for senior citizens
• 271 days and above and less than 1 year – 6.00 per cent for general public; 6.50 per cent for senior citizens
• 1 year – 6.50% for general public; 7.00% for senior citizens
• More than 1 year and less than 400 days – 6.50% for general public; 7.00% for senior citizens
• Above 400 days and upto 2 years – 6.50% for general public; 7.00% for senior citizens
• Above 2 years and upto 3 years – 6.50% for general public; 7.00% for senior citizens
• Above 3 years and upto 5 years – 6.40% for general public; 7.00% for senior citizens
• Above 5 years to 10 years – 6.00% for general public; 7.00% for senior citizens
• Above 10 years (Court Order Scheme) – 5.50 per cent for general public; 6 per cent for senior citizens
• 444 days – ( Square Drive Deposit Scheme ) – 6.60 percent for general public; 7.10 percent for senior citizens.

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Whereas, due to the reduction in repo rate by RBI, most of the banks are also reducing the interest on FD. In such a situation, it is like a double blow for the investors. Where should they invest their money now where they can get maximum profit. At the same time the money should also be safe. In such a situation, Bank of Baroda, which is included in the count of big government banks of the country, has reduced the interest rates of FD.

Bank of Baroda reduced interest rate on FD

Bank of Baroda has given a shock to its crores of customers. BOB Bank has reduced the interest rates of FD by 0.20 percent for some periods. The new rates of the bank have come into effect from today, 7 April 2025. BOB Bank is offering FDs from 7 days to 10 years. These rates are being given on FDs of less than Rs 3 crore.

Interest on BOB FD

• 7 days to 14 days – 4.25% for general public; 4.75% for senior citizens
• 15 days to 45 days – 4.50% for general public; 5% for senior citizens
• 46 days to 90 days – 5.50 per cent for general public; 6 per cent for senior citizens
• 91 days to 180 days – 5.60 per cent for general public; 6.10 per cent for senior citizens
• 181 days to 210 days – 5.75 per cent for general public; 6.25 per cent for senior citizens
• 211 days to 270 days – 6.25 per cent for general public; 6.75 per cent for senior citizens
• 271 days and above and less than 1 year – 6.50 per cent for general public; 7 per cent for senior citizens
• 1 year – 6.85 percent for general public; 7.35 percent for senior citizens
• More than 1 year and less than 400 days – 7 per cent for general public; 7.50 per cent for senior citizens
• Above 400 days and upto 2 years – 7 per cent for general public; 7.50 per cent for senior citizens
• Above 2 years and upto 3 years – 7.15% for general public; 7.65% for senior citizens
• Above 3 years and upto 5 years – 6.80% for general public; 7.40% for senior citizens
• Above 5 years to 10 years – 6.50% for general public; 7.50% for senior citizens
• Above 10 years (Court Order Scheme) – 6.25 per cent for general public; 6.75 per cent for senior citizens
• 444 days – (Square Drive Deposit Scheme) – 7.15 percent for general public; 7.65 percent for senior citizens

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The good thing is that to control the rising inflation, the Reserve Bank of India (RBI) is also continuously increasing the interest rates. Due to this, banks are not only making loans costlier, but also increasing the interest rates on deposits. Now if we look at the list of public sector banks giving the highest interest for a period of 5 years, then there are many banks which are offering annual returns of up to 7.00%.

Bank of Baroda FD Rates

Bank of Baroda (Bank of Baroda FD Rate): For senior citizens, the government bank is offering an interest of 6.90% per annum for a period of 5 years. While giving interest of 7.25% for 3 years. Also, 7.25% interest is available for a period of 1 year.

Bank of India FD Rates

Bank of India (Bank of India FD Rate): The government bank is offering 6.75% interest per annum on FD of 5 years duration to its senior citizens. While offering 7.25% interest on 3 years and 6.50% interest on 1 year.

Bank of Maharashtra FD Rates

Bank of Maharashtra (Bank of Maharashtra FD Rate): This bank is giving 6.25% interest to senior citizens on FDs for a period of 5 years. Apart from this, it is offering 6.50% interest for a period of 3 years and 6.65% for 1 year.

Canara Bank FD Rates

Canara Bank FD Rate: The bank is offering 7.00% p.a. interest on FDs for a period of 5 and 3 years to its senior customers. Apart from this, 7.25% interest is being offered for a period of one year.

Indian Bank FD Rates

Indian Bank (Indian Bank FD Rate): This government bank is offering 7.00% interest on FD for a period of 5 years. While paying 6.75% interest annually on FD for 3 years. Apart from this, 6.60% interest is available for a period of 1 year.

The post Best FD Rates For Senior Citizen! This bank is giving highest interest on 5 years FD to senior citizens first appeared on Rightsofemployees.com.