LIC Bima Sakhi Yojana: Opportunity for women to earn ₹ 7000 every month, Key Feature & other Details

Jyoti — Mon, 23 Jun 2025 05:28:26 +0000

LIC Bima Sakhi Yojana: For women who want to work from home, the Bima Sakhi Yojana of Life Insurance Corporation of India (LIC) is a great option. Under this scheme, a joint initiative of the Central Government and LIC, women are given training to become LIC agents. During training, a stipend of ₹ 5,000 to ₹ 7,000 is given, and after successful training, women can work as LIC agents in their area. The government aims to prepare one lakh Bima Sakhis annually.

What is Bima Sakhi Yojana?

The aim of the Bima Sakhi scheme is to make women from rural and semi-urban areas financially self-reliant. Under this, selected women are given training related to insurance, financial literacy, customer dealing and policy sales. After completing the training, women are issued Bima Sakhi certificate and LIC agent code.

How much is the earning

During training, women are given a stipend of ₹5,000 to ₹7,000 every month. After training, if a woman becomes an active LIC agent, she gets earning opportunities in the form of commission and incentives. Under the scheme, a female agent can earn an additional income of up to ₹48,000 in the first year itself.

If a woman wants to continue receiving stipend for three years, the condition will be that 65% of the policies of the first year should remain active in the next year as well.

Who can apply?

Only women can apply
Age should be between 18 to 70 years
Minimum Qualification 10th pass

Existing LIC agents, employees or their close relatives are not eligible for this scheme.

Application Process: Both online and offline options

Online Application: Application can be made on the official website of LIC licindia.in or State Rural Livelihood Mission/CSC portal. Applicants have to upload documents like age, address, educational certificate, bank details and passport size photo.

Offline Application: Interested women can fill the form by visiting their nearest LIC branch, CSC center or panchayat office. Selected candidates are informed about the training through SMS or email.

There is also an opportunity to become a development officer

During the three-year training, complete information about the insurance business is given. Successful and active performing women can also reach positions like LIC Development Officer in the future. This scheme is not only a means of earning, but is also a strong step towards financially empowering women.