The bank has reduced the interest on FD by a maximum of 0.40 percent. Apart from this, Bank of Baroda has also reduced the interest on its special FD bob Square Drive Deposit Scheme. This scheme is for 444 days. The new rates of Bank of Baroda have come into effect from June 12, 2025.

Interest on BOB FD

• 7 days to 14 days – 3.50% for general public; 4.00% for senior citizens
• 15 days to 45 days – 3.50% for general public; 4% for senior citizens
• 46 days to 90 days – 5.00% for general public; 5.50% for senior citizens
• 91 days to 180 days – 5.00% for general public; 5.50% for senior citizens
• 181 days to 210 days – 5.50% for general public; 6.00% for senior citizens
• 211 days to 270 days – 5.75 per cent for general public; 6.25 per cent for senior citizens
• 271 days and above and less than 1 year – 6.00 per cent for general public; 6.50 per cent for senior citizens
• 1 year – 6.50% for general public; 7.00% for senior citizens
• More than 1 year and less than 400 days – 6.50% for general public; 7.00% for senior citizens
• Above 400 days and upto 2 years – 6.50% for general public; 7.00% for senior citizens
• Above 2 years and upto 3 years – 6.50% for general public; 7.00% for senior citizens
• Above 3 years and upto 5 years – 6.40% for general public; 7.00% for senior citizens
• Above 5 years to 10 years – 6.00% for general public; 7.00% for senior citizens
• Above 10 years (Court Order Scheme) – 5.50 per cent for general public; 6 per cent for senior citizens
• 444 days – ( Square Drive Deposit Scheme ) – 6.60 percent for general public; 7.10 percent for senior citizens.

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BOB Bank has increased the interest rate on FDs of some periods by 0.10 to 0.25 percent. The bank has increased the interest rate on FDs of 211 days to 270 days. The bank is offering a maximum interest rate of 7.80 percent. Check the new FD rates.

Interest on BOB FD

7 days to 14 days – For general public: 4.25 percent; For senior citizens: 4.75 percent

15 days to 45 days – For general public: 4.50 percent; For senior citizens: 5 percent

46 days to 90 days – For general public: 5.50 percent; For senior citizens: 6 percent

91 days to 180 days – For general public: 5.60 percent; For senior citizens: 6.10 percent

181 days to 210 days – For general public: 5.75 per cent; For senior citizens: 6.25 per cent

211 days to 270 days – For general public: 6.25 per cent; For senior citizens: 6.75 per cent

271 days and above and less than 1 year – For general public: 6.50 per cent; For senior citizens: 7 per cent

333 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.15 per cent; For senior citizens: 7.65 per cent

360 days (BOB 360) – For general public: 7.10 percent; For senior citizens: 7.60 percent

1 year – For general public: 6.85 percent; For senior citizens: 7.35 percent

399 days – (Monsoon Dhamaka Deposit Scheme) – For general public: 7.30 percent; For senior citizens: 7.80 percent

More than 1 year to 400 days – For general public: 7 per cent; For senior citizens: 7.50 per cent

Above 400 days and upto 2 years – For general public: 7 per cent; For senior citizens: 7.50 per cent

Above 2 years and upto 3 years – For general public: 7.15 per cent; For senior citizens: 7.65 per cent

Above 3 years and upto 5 years – For general public: 6.50%; For senior citizens: 7.00%

Above 5 years to 10 years – For general public: 6.50 per cent; For senior citizens: 7.50 per cent

Above 10 years (Court Order Scheme) – For general public: 6.25 per cent; For senior citizens: 6.75 per cent

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