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Delhi Lakshmi Yojana 2026: Women to Receive ₹2,500 Monthly Assistance; Check Eligibility, Benefits & Registration Process

Chandani — Fri, 07 Aug 2026 16:28:27 +0000

The Delhi Government has launched the Delhi Lakshmi Yojana 2026 with a budget of ₹5,110 crore to provide ₹2,500 monthly financial assistance to eligible women through Direct Benefit Transfer and a savings-linked model.

The Delhi Government has launched the Delhi Lakshmi Yojana 2026, a women-centric welfare scheme aimed at strengthening financial security and promoting long-term savings.

Under the scheme, eligible women will receive ₹2,500 per month, with the government allocating ₹5,110 crore in the 2026–27 Budget for its implementation. The initiative is expected to benefit more than 17 lakh women across the national capital.

What is Delhi Lakshmi Yojana 2026?

The Delhi Lakshmi Yojana is designed to provide regular financial assistance while encouraging women to build long-term savings and become financially independent.

The scheme combines monthly income support with a structured savings model to promote financial inclusion and social empowerment.

Key Features of Delhi Lakshmi Yojana

₹2,500 Monthly Financial Assistance

Every eligible woman will receive ₹2,500 per month under the scheme.

Budget Allocation

The Delhi Government has allocated ₹5,110 crore in the 2026–27 Budget to fund the scheme.

Registration Begins From August 1

The online registration portal opened on August 1, and applicants must complete registration and document verification before receiving benefits.

Expected Beneficiaries

The government estimates that over 17 lakh women will benefit from the scheme.

Savings-Based Payment Model

Beneficiaries can choose either of the following options:

Deposit ₹1,500 into a Recurring Deposit (RD) or Fixed Deposit (FD) and ₹1,000 into a Digital Rupee Wallet, or
Deposit the entire ₹2,500 into an RD or FD.

Three-Year Lock-In Period

Funds deposited in the Recurring Deposit remain locked for three years. After the lock-in period, the accumulated amount along with interest is credited to the beneficiary’s bank account.

Direct Benefit Transfer (DBT)

Financial assistance will be transferred directly to Aadhaar-linked bank accounts after successful verification.

Eligibility Criteria

Applicants must satisfy the following conditions:

Age

Women aged 21 to 60 years.

Annual Income

Family annual income should not exceed ₹2.5 lakh.

Delhi Residency

Applicant must have been a resident of Delhi for at least 10 years.
A self-declaration confirming continuous residence is required.

Family Conditions

Only one eligible woman per family can receive benefits.
Where multiple women qualify, the eldest eligible woman will receive the assistance.
The applicant and family members should not have any criminal record.

Who Is Not Eligible?

The following categories are excluded from the scheme:

Government employees.
Government pensioners.
Women already receiving regular financial assistance under another government scheme.
Families paying income tax.
GST-registered households.
Families owning a four-wheeler.
Households consuming more than 2,400 electricity units annually.
Women with more than three living children.
Families with members employed in Central Government, State Government, Public Sector Undertakings or other government organizations.

Benefits of Delhi Lakshmi Yojana

The scheme aims to improve women’s financial well-being through multiple benefits:

Monthly financial assistance of ₹2,500.
Encourages long-term savings through RD and FD deposits.
Improves access to education, healthcare and skill development.
Promotes women’s financial independence.
Strengthens financial inclusion through Aadhaar-linked Direct Benefit Transfer.
Encourages digital payments and formal banking.

How to Apply Online

Eligible applicants can complete the online application by following these steps:

Step 1

Visit the official registration portal from August 1.

Step 2

Complete the online application form with personal, family and income details.

Step 3

Upload all required documents.

Step 4

Provide Aadhaar-linked bank account details.

Step 5

Submit the application for verification.

Government authorities will verify eligibility, residence, income and other conditions before approving the application.

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28.

Documents Required

Applicants need the following documents:

Identity Proof

Aadhaar Card
Voter ID Card

Residence & Income Proof

Proof of residence
Income-related documents
Self-declaration confirming:
- At least 10 years of Delhi residence
- No criminal record

Bank Details

Aadhaar-linked bank account details
Family information and other supporting documents

Why the Scheme Matters

The Delhi Lakshmi Yojana seeks to combine monthly financial support with long-term savings, enabling women to build financial stability while encouraging responsible financial planning.

With a ₹5,110 crore allocation and an expected reach of over 17 lakh beneficiaries, the scheme is among the largest women-focused welfare initiatives introduced in Delhi.

Key Highlights

Delhi Lakshmi Yojana provides ₹2,500 monthly financial assistance.
Registration began on August 1.
More than 17 lakh women are expected to benefit.
The scheme has a ₹5,110 crore budget allocation.
Eligible women must be 21–60 years old with annual family income up to ₹2.5 lakh.
Applicants must have lived in Delhi for at least 10 years.
Benefits are transferred through Aadhaar-linked Direct Benefit Transfer (DBT).
The scheme includes a savings-based RD/FD payment model.
The first installment is expected around Raksha Bandhan (tentatively August 28) after verification.

FAQs

How much financial assistance is provided under Delhi Lakshmi Yojana 2026?

Eligible women will receive ₹2,500 per month under the scheme.

Who can apply for Delhi Lakshmi Yojana?

Women aged 21 to 60 years, with annual family income up to ₹2.5 lakh and at least 10 years of Delhi residency, can apply subject to other eligibility conditions.

When did registration begin?

Online registration started on August 1.

What documents are required?

Applicants need Aadhaar Card, Voter ID, residence proof, income documents, self-declaration and Aadhaar-linked bank account details.

When is the first payment expected?

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28, after successful verification of applications.

Girls get Rs 25,000 in this scheme, know who can apply…

Jyoti — Mon, 27 Jan 2025 04:38:32 +0000

The government has ensured that under this scheme, support is provided from birth to higher education to meet the needs of the girl child. The total assistance amount of Rs 15,000 has been divided into six installments, which are sent directly to the bank accounts of the beneficiaries through DBT (Direct Benefit Transfer).

With an aim to empower girls economically and provide them better opportunities for education, health and social development, the Uttar Pradesh government has launched the “Mukhya Mantri Kanya Sumangala Yojana” (MKSY). This scheme is a major initiative for girls in the state, which provides financial assistance at various stages of their lives.

The government has ensured that under this scheme, support is provided from birth to higher education to meet the needs of the girl child. The total assistance amount of Rs 15,000 has been divided into six installments, which are sent directly to the bank accounts of the beneficiaries through DBT (Direct Benefit Transfer).

Benefits and Structure of Financial Assistance under Kanya Sumangala Scheme

Financial assistance under this scheme is divided into six phases:

First stage: Assistance of Rs 2,000 is given on the birth of a girl child.

Second stage: An amount of ₹ 1,000 is given on completion of all vaccinations within 1 year.

Third stage: Assistance of ₹ 2,000 is provided for admission to class 1.

Fourth stage: An amount of ₹ 2,000 is given on admission to class 6.

Fifth stage: A grant of ₹ 3,000 is given on admission to class 9. Sixth

stage: Assistance of ₹ 5,000 is given on admission to a graduation or diploma course of a daughter.

Application Process and Eligibility Conditions

To avail the benefit of this scheme, the annual income of the family should not exceed ₹ 3 lakh. The beneficiary family should be a permanent resident of Uttar Pradesh, and each family can apply for a maximum of two daughters. The online application process is available on the portal www.mksy.up.gov.in , which asks for necessary documents like Aadhaar card, income certificate, and bank account information.

Objectives and Social Impact of the Scheme

The objective of the Mukhyamantri Kanya Sumangala Yojana is to reduce social discrimination against girls and ensure financial security for their education and health. This scheme strengthens the ‘Beti Bachao, Beti Padhao’ campaign. This scheme is a big step towards improving the living standards of girls as well as gender equality in the society. This has not only brought about a change in the mindset towards girls but has also helped in securing their future.

School Holidays extend: Govt has again extended the school holidays for this many days, order issued

Jyoti — Mon, 20 Jan 2025 09:03:27 +0000

School Holidays: The cold wave is currently in full swing in Uttar Pradesh, due to which the state government has taken an important step in view of the effect of the cold. Schools from nursery to class 8 in Mirzapur, Ayodhya and other affected districts have been ordered to remain closed till January 21, 2025.

This decision has been taken keeping in mind the safety and health of the children, so that their physical and mental health can remain safe amid extreme cold.

Holidays declared in schools

Mirzapur District Order: The Mirzapur District Magistrate announced on January 20 that all schools from nursery to class 8 (whether affiliated to UP Board, CBSE, or ICSE) will remain closed till January 21. However, despite this closure, strict instructions have been issued for teachers and other staff. They will have to be present in the school from 10 am to 3 pm and perform administrative work like DBT (Direct Benefit Transfer), U-Dias (Unified District Information System for Education), and other government responsibilities.

Ayodhya district order: District Magistrate Chandra Vijay Singh in Ayodhya has ordered that all schools from pre-primary to class 5 will remain closed till January 25, 2025. At the same time, schools from class 6 to 12 will run from 10 am to 3 pm. This decision has been taken keeping in mind the impact of cold wave and the safety of children, so that they can avoid extreme cold and there is no negative effect on their health.

Agra District Order: The effect of cold wave is increasing in Agra too, due to which all CBSE, ICSE and government and private schools were ordered to remain closed till January 19. These schools will reopen from January 20, and online classes can be conducted as per the school management. Teachers have also been instructed to be present in the school as per their duties.

Important Instructions for Staff:

While students have been given holidays at this time, the administration has issued strict instructions for the school staff:

It will be mandatory for all teachers, Shiksha Mitras, instructors and other staff to be present in the school from 10 am to 3 pm.
All administrative work in schools must be completed on time, including processes like DBT and U-Dias.

Normal life is being affected due to cold wave and falling temperatures in various districts of Uttar Pradesh. Keeping in mind the health and safety of children, the government decided to keep schools closed so that they are not affected by the cold. However, this holiday is only for students, and the school staff will have to perform their responsibilities so that educational work and administrative work continue smoothly.

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Bank KYC Update: RBI reprimands banks for freezing accounts due to lack of KYC. check Details

Jyoti — Wed, 20 Nov 2024 09:03:33 +0000

The Reserve Bank has reprimanded the banks which are freezing the accounts for not having KYC. Actually, the banks are freezing the accounts of those people who receive Direct Benefit Transfer (DBT) funds from the government in their accounts for not having KYC.

This includes subsidy, pension, money from a special scheme etc. Apart from this, the Reserve Bank has also found these banks guilty of delaying the KYC update. Due to this also, the accounts of many people have been frozen.

Advice given to follow the instructions

According to the Times of India, while addressing the directors of private sector banks, RBI Deputy Governor Swaminathan J said that banks should ensure that KYC guidelines are followed with both accuracy and empathy.

He said that RBI had earlier also given instructions to the banks. In these, it was said that banks should not freeze the accounts in which money of government schemes is transferred due to lack of KYC.

Many kinds of problems came up

Swaminathan said that the Reserve Bank has come to know about many problems related to customers. The main ones among them are:

There is considerable delay at the bank’s level in updating the KYC of customers from time to time.
Lack of proactive approach in assisting customers and obtaining required documents.
Lack of staff to carry out many important tasks. Due to this, customers are refused any work.
Sending the customer to the home branch for every work.
Delay in updating information in the system even after all required documents are submitted by the customers.

Customer is unable to receive money

Swaminathan said that due to the way the guidelines are being implemented, many accounts are getting frozen. Due to this, customers are not able to get their money. He said that the boards should ensure that there is no deficiency in the service of the banks. Especially for senior citizens etc.