DoorstepBanking - Rightsofemployees.com https://www.rightsofemployees.com Know Your Rights Tue, 13 Jan 2026 16:26:44 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.4 https://www.rightsofemployees.com/wp-content/uploads/2018/01/cropped-emp1-32x32.png DoorstepBanking - Rightsofemployees.com https://www.rightsofemployees.com 32 32 EPFO Free Doorstep DLC 2026: Guide for EPS Pensioners https://www.rightsofemployees.com/epfo-free-doorstep-dlc-2026-guide-for-eps-pensioners/ Tue, 13 Jan 2026 16:26:44 +0000 https://www.rightsofemployees.com/?p=49884 Free Doorstep Life Certificates: New Relief for EPS Pensioners In a significant pro-pensioner move, the Employees’ Provident Fund Organisation (EPFO) and India Post Payments Bank (IPPB) have officially launched a free doorstep service for Digital Life Certificates (DLC). This initiative, detailed in a circular dated January 9, 2026, removes the need for elderly pensioners to […]

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]]> Free Doorstep Life Certificates: New Relief for EPS Pensioners

In a significant pro-pensioner move, the Employees’ Provident Fund Organisation (EPFO) and India Post Payments Bank (IPPB) have officially launched a free doorstep service for Digital Life Certificates (DLC).

This initiative, detailed in a circular dated January 9, 2026, removes the need for elderly pensioners to visit banks or EPFO offices, especially those who struggle with technology or mobility.

Also Read | Mandatory Probate Abolished 2026: New Will Rules for Metros

1. How the Free Doorstep Service Works

Unlike previous years where doorstep banking often carried a nominal fee (typically ₹50–₹70), this specific tie-up for EPS pensioners is entirely free.

  • The Process: A Postman or Dak Sevak will visit your home equipped with a smartphone or biometric device.

  • Verification: They will verify your Aadhaar details against your Pension Payment Order (PPO).

  • Authentication: The DLC is generated using Face Authentication Technology (FAT) or fingerprint biometrics via the Jeevan Pramaan app.

  • Cost: The ₹50 service fee is paid directly by the EPFO to India Post. Pensioners should not pay any cash to the postman.

2. Key Flexibility for EPS 95 Members

EPS pensioners enjoy unique rules regarding their life certificates compared to other central or state government retirees:

Feature EPS 95 Pensioners Other Pensioners
Submission Deadline Anytime (no fixed month) Usually Nov 1 – Nov 30
Validity 12 Months from date of submission Valid until next Nov cycle
Service Cost Free (via India Post doorstep) Often chargeable for doorstep
Submission Mode Digital (DLC) or Physical Digital (DLC) or Physical

 

Also Read | Mandatory Probate Abolished 2026: New Will Rules for Metros

3. How to Request a Home Visit

If you or a family member cannot visit a center, you can trigger a doorstep visit through these channels:

  1. Call Center: Dial IPPB’s customer care at 033-22029000 or 155299.

  2. Post Info App: Download the ‘Post Info’ app (Android) and select ‘Service Request’ to book a slot.

  3. Local Post Office: Inform your local beat postman during their routine rounds.

4. Other Self-Service Channels

For those comfortable with smartphones, you can submit your DLC yourself to save time:

  • Umang App: Search for “Jeevan Pramaan” and follow the prompts.

  • Face RD App: Download the ‘Aadhaar Face RD’ and ‘Jeevan Pramaan’ apps from the Play Store to submit using just your phone’s camera.

  • Common Service Centres (CSC): Visit any nearby CSC or your pension-disbursing bank branch.

Also Read | Mandatory Probate Abolished 2026: New Will Rules for Metros

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