That’s why it is beneficial to do nomination for EPF Subscriber. Now EPFO ​​also closes some facilities of non-nomination subscribers.

It is also not that if no one has nominated, then after the death of the EPF account holder, his family members cannot withdraw his money. Even if a subscriber has not declared his nominee, his family members can claim by filling Form 20.

Who will get the money

without nomination If an EPF account holder dies, then the family members have to fill Form Form 20 to withdraw the money. The rule of EPFO ​​is that if the subscriber has not made the nomination and he dies, then the money deposited in EPF is distributed equally among the family members.

EPFO considers these as Family Members

Family members include spouse, children (married or unmarried), dependent guardians, dependent guardians of the husband of the subscriber in case the subscriber is female, widow of the son of the subscriber and her children.

Form 20 has to be filled

The family of the EPF account holder has to fill Form 20 to get the form money. In this, the names of the family members who are entitled to receive the money will have to be given. The company will give information about the family members where the EPF subscriber used to work. If for some reason the company cannot give this information, then the list of family members will have to be certified and submitted by the Executive Magistrate. Along with Form 20, a photocopy of death certificate and canceled check will also have to be attached.

If there is a will then it will take more time

If the subscriber has made a will then it may take more time to get the claim. This happens because the succession certificate of the will has to be given. This is done as a precaution so that no one else can make such a claim in future. Its investigation takes time due to which the claim is received a little late.

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