In fact, this year the Employees’ Provident Fund Organization (EPFO) has given a big relief to crores of employees of the country. Usually, EPF interest is deposited in August or September every year, but this time the interest has been added to the account in early July itself.

This is being considered as another major operational milestone for EPFO. Once you also open your EPF account passbook and check whether the interest on PF has come or not?

Interest received in 2.39 crore accounts?

According to Union Labour Minister Mansukh Mandaviya, for the financial year 2024-25, interest has been credited in 32.39 crore accounts out of 33.56 crore accounts under 13.88 lakh institutions so far. That is, the work has been completed in 99.9% institutions and 96.51% accounts. This is much better than last year, as at that time only 86% of the accounts had received interest till this date.

What is the EPF interest rate?

In January 2025, EPFO ​​announced that the EPF interest rate for 2023-24 will remain at 8.15%. This rate has remained almost constant for the last 5 years. Around Rs 10 lakh crore is invested in EPFO ​​every year and now its total assets (assets under management) have crossed Rs 17 lakh crore. It has become one of the largest pension schemes in the world.

How was the processing so fast this time?

EPFO ​​took several technical and administrative steps to add interest faster this time. UAN, bank and employer records were better linked, which made the process easier. The work was done faster with automation and more staff. Also, manual processing was reduced with automated tools. All employers were given a deadline to update the records by the end of March, which ensured accuracy and timely information. Daily work was being monitored through a live dashboard.

What are the benefits to EPF account holders?

Faster Passbook Update – Now account holders can check their interest faster than ever before.

Financial planning made easy – Getting quick information about interest is useful for tax planning, investing, or taking out a loan.

Increased trust – People’s trust is increasing due to the fast service of EPFO. This is making people’s money safe and the service transparent.

How to check EPF interest?

1. Through the website

Visit epfindia.gov.in.

Click on View Passbook.

Login with UAN and password.

Check the interest information in the passbook.

2. Via mobile app

Download the UMANG app.

Go to EPFO ​​service and view passbook.

3. Through a missed call

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there are delays due to data not being uploaded.

Go to EPFO ​​service and check your passbook.

Via SMS

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to your EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there is a delay due to data not being uploaded.

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The Employees’ Provident Fund Organisation (EPFO) has announced a major relief for its over 7.5 crore members. Union Labour and Employment Minister Mansukh Mandaviya had said on June 24, 2025 that EPFO ​​has increased the auto-claim settlement limit of PF (Provident Fund) from Rs 1 lakh to Rs 5 lakh. This move will prove to be a boon for those who need money urgently in emergencies.

This new rule of EPFO ​​will make the method of withdrawing funds easier and faster. This auto-claim facility, which was started in 2020 during the Covid-19 pandemic, earlier helped in withdrawing funds for illness. Now it has been further expanded. Now claims up to Rs 5 lakh can also be settled automatically for important works like education, marriage and house construction.

Features of EPFO ​​Auto Claim

• Faster processing: 95 percent of claims are now settled within 3 days, which previously took 10 days.
• Withdraw through UPI and ATM: By May-June 2025, EPFO ​​members will also be able to withdraw money through UPI and ATM.
• Less Rejection: The claim rejection rate has come down from 50% to 30%. This simply means that the chances of the claim being approved are now higher.
• Less hassle: If KYC is complete and Aadhaar, PAN card and bank details are linked, the claim will be processed without any documents.

How to take advantage?

Log in to your UAN portal, verify your KYC, and file a claim online. With just a few clicks, the money will be in your account. Your UAN should be linked to Aadhaar. If so, you won’t need the employer’s approval to update the bank details.

EPFO aims to settle all claims like pension, insurance and PF withdrawal within 72 hours. For this, new technologies like AI and machine learning are being used, which will further improve the experience of your fund holders.

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There are strong indications that the members who have opted for higher pension in the EPF will start getting pension from April-May this year. However, in the meantime, there has been disappointing news for more than 7 lakh EPF members and pensioners. The Employees’ Provident Fund Organization (EPFO) says that out of 17.49 lakh applicants seeking higher PF pension in proportion to their salary, 7.35 lakh are not eligible for this benefit.

Even after two years of the Supreme Court’s verdict on Higher PF Pension, only 24,006 individuals have received revised pension so far. Along with this, 2.14 lakh applications are still being reviewed by EPFO, while 2.24 lakh applications are yet to be sent to the agency by employers. Meanwhile, EPFO ​​has returned 3.92 lakh applications to employers due to incomplete details, while demand letters for additional payment have been issued to 2.19 lakh applicants.

Kerala lags behind in disposing of applications

Kerala has lagged behind in sanctioning applications for the Joint Option Scheme. So far, only 27.35 per cent of the applications have been processed in the state. At the national level, the settlement rate is 58.95 per cent. Out of 72,712 applications submitted from Kerala, only 19,886 have been disposed of. These include applications that were rejected and those for which demand letters have been issued.

EPFO estimates that Rs 1.86 lakh crore will be required to approve at least half of the combined option applications for high PF pension. The organisation has long been citing this financial burden as the reason for the delay in approvals. A sample check of 38,000 applications has revealed that the pension fund will lose Rs 9,500 crore by paying higher pension. EPFO ​​has said that it will use the data collected to calculate the additional financial liability. These estimates have been revealed in the documents of the recent EPFO ​​​​Board of Trustees meeting.

This scheme was implemented after the Supreme Court verdict: EPFO’s popular Higher PF Pension scheme is being implemented as per the Supreme Court verdict of November 4, 2022. Under this, those who had initially applied are getting pension, but after this, the applications sought by all interested members of EPFO ​​to give the option of higher pension have not been fully implemented due to several complications.

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In today’s era, insurance cover has become very important. With this the financial future of the family becomes secure. This is the reason why most people insure their home and vehicle as well. But, there is a scheme of the government in which you get the benefit of insurance worth Rs 7 lakh without spending a single penny.

How to get insurance
If you are employed and Provident Fund (PF) is deducted from your salary, then you will get an insurance of Rs 7 lakh. The best thing is that you will not have to pay a single rupee as premium. This insurance is provided by the Employees Provident Fund Organization (EPFO).

Actually, all members of EPFO ​​get coverage under the Employees’ Deposit Linked Insurance Scheme (EDLI) 1976. In this, insurance cover can be provided in case of illness, accident or natural death of the employee. In such a situation, the employee’s nominee or legal heirs can get assistance up to Rs 7 lakh.

How is the insurance amount decided?
0.5% of the PF deducted from the employee’s salary is deposited in the EDLI scheme. The amount you will get under the ELDI scheme is decided on the basis of your salary for the last 12 months. The claim for insurance cover will be 35 times the last basic salary plus DA. Additionally, a bonus amount up to Rs 1,75,000 is also available.

For example, if an employee’s average salary plus DA for the last 12 months is Rs 15,000. In this case the claim amount will be 35 x 15,000 i.e. Rs 5,25,000. By adding a bonus of Rs 1,75,000 to this, the total claim amount will become Rs 7 lakh.

How much does one get for insurance claim?
Under the EDLI scheme, one can get an insurance claim of minimum Rs 2.5 lakh and maximum Rs 7 lakh. However, the condition for minimum claim is that the employee should be in continuous employment for at least 12 months. Account holders who leave their jobs do not get this benefit.

Claim on this insurance can be made only in case of death occurring during employment. Whether he is in office or on vacation. But, this insurance claim is not available after retirement. While making an insurance claim, documents like death certificate and succession certificate are asked for.

If the claim is being made by the guardian of a minor, then guardianship certificate and bank details will also have to be given.

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Employee Provident Fund New Epfo Rules: 1st April means the beginning of a new financial year in India. Many new rules have been implemented since yesterday. At the same time, Employees Provident Fund Organization (EPFO) has also brought important changes from April 1.

According to various media reports, with the new rule, when a person changes jobs, his old provident fund (PF) balance will be automatically transferred to the new employer (new PF account).

The new rule will eliminate the need for EPFO ​​account holders to manually transfer PF upon joining a new company. Earlier, despite having Universal Account Number (UAN), individuals had to face hassle for PF transfer, but now the earlier money will be transferred automatically.

As per EPF rules, employees have to contribute 12% of their monthly basic salary, employers also have to contribute equal to this contribution.

EPFO added 16.02 lakh members in January 2024
According to the Labor Ministry, according to the payroll data released on Sunday, EPFO ​​saw an increase of 16.02 lakh subscribers in January 2024. About 8.08 lakh members were newly enrolled during this period.

The ministry said that the provisional payroll data of the Employees’ Provident Fund Organization (EPFO) indicates a net increase of 16.02 lakh members in January 2024.

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Not only this, many companies in India have now made it mandatory for EPFO ​​account holders to file nominations. Crores of people working in India are taking advantage of the services of EPFO. EPFO subscribers get the benefit of social security from the government in the form of provident fund, pension and insurance funds. However, there is still a large number of such EPF account holders, who have not yet filed nomination in their account.

Let us tell you that like bank accounts, it is very important to file nomination in EPF accounts because on the death of the account holder, all the money deposited in his account is given to his nominee without any hassle. Not only this, many companies in India have now made it mandatory for EPFO ​​account holders to file nominations.

E-nomination is filed in minutes

If you are also an EPF subscriber and you have not yet filed nomination in your EPF account, then you should complete this work as soon as possible. Here we will tell you the easiest way to file nomination in EPF account, by following which you can file nomination in your EPF account in few minutes.

Process to file nomination in EPF account

• First of all, go to the official website of EPFO ​​at https://www.epfindia.gov.in/site_en/index.php.
• Now on the home page of the website, you have to go to Services in the blue bar on the top and click on For Employees.
• After clicking on For Employees, a new page will open. Services section will appear at the bottom of this page, where you have to click on Member UAN/Online Service (OCS/OTCP).
• After this you have to log in by entering your UAN number, password and captcha code.
• After logging in to the account, go to the Manage tab appearing on the top and click on E-Nomination.
• Now a new page will open, where you have to click on YES in the Family Declaration appearing at the top.
• Now you have to click on Add Family Details and enter all the necessary details of that family member whom you want to make as your nominee. Let us tell you that you can make more than 1 person a nominee for your EPF account.
• Coming down, you will have to declare the percentage of the amount to be shared by clicking on Nomination Details.
• After this you have to click on Save EPF Nomination.
• Now you have to click on e-Sign to generate OTP. After this OTP will come on your registered mobile number.
• After entering the OTP, the e-nomination will be successfully filed in your EPFO ​​account.

Let us tell you that after filing the e-nomination on the EPFO ​​website, the subscribers do not need any kind of physical paperwork.

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However, it is always necessary to keep this account updated and for this it is necessary to update KYC. If you contribute to EPFO ​​and you have not yet updated KYC in EPF, then update it quickly sitting at home. Let us tell you the whole process related to this…

• Login to your account on the EPF portal through UAN.
• After this go to the ‘Manage’ section and click on ‘KYC’.
• Enter all the required information and tick the box of the document to be updated.
• Click on ‘Save’ under the ‘Pending KYC’ section.
• The updated document is verified from the department of the concerned data.

Explain that in Budget 2023, Finance Minister Nirmala Sitharaman has reduced TDS on EPF withdrawal, giving great relief to Employees Provident Fund (EPF) account holders. TDS deduction on EPF accounts has been reduced from 30 per cent to 20 per cent in the new budget plan.

The post Big news! EPFO account holders should do this work quickly, interest amount will be credited soon first appeared on Rightsofemployees.com.

In this series, the Ministry of Labor is running a scheme named EPS-95 for EPFO ​​account holders. Under this, the account holders get minimum monthly pension. EPFO has informed its account holders about this scheme by tweeting.

Employees’ Provident Fund Organization ( EPFO ) gave information about the benefits and features related to EPS 95 by tweeting. At present, there are more than 6 crore subscribers of EPFO ​​and 75 lakh pensioners across the country, who will get its benefit. Let us know in detail about EPS 95 …

Major advantages of EPS 95 The special thing is that the EPS-95 scheme covers the account holders as well as their widowed man or woman as well as children. Under this scheme, if an account holder dies during his job, then his spouse is given a minimum monthly pension of ₹ 1000.

• In this scheme, the member gets pension on retirement at the age of 58 years.
• The initial member pension (if unemployed) is available from the age of 50 years in the scheme.
• There is a provision for disability pension if the member is permanently and totally disabled during the service period.
• On the death of the account holder, two children get an amount equal to 25 percent of the pension his or her spouse is getting.
• Both the children get equal amount of 25-25 per cent till the age of 25 years.
• Pension to the dependent father/mother on the death of the member account holder provided there is no nominee of the family or any other member.
• Please tell that the full name of this scheme is Employees Pension Scheme-1995. This scheme of EPFO ​​was named EPS-95 because it was started in the year 1995.
• Employees’ Provident Fund Organization is one of the largest social security organizations in the world. This organization keeps on offering different schemes for its account holders. EPFO schemes can be very useful for you in times of trouble.

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Along with the central government, many state governments are also making all possible efforts to stop cyber fraud.

Along with this, all efforts are being made to make the citizens of the country aware about cyber fraud. In this connection, EPFO ​​(Employees’ Provident Fund Organization) has also issued an important notice for its account holders.

Umang App is the only official mobile app of EPFO

EPFO has issued a very important information for crores of account holders of the country. EPFO has said on its official Twitter account that Umang App is the only official mobile app of EPFO.

If you are also an account holder of EPFO ​​​​and want to do any work related to your account or want to get information, then always use the Umang app. If you fall into the trap of a fake app running in the name of EPFO, then you may have to face many problems.

You can become a victim of cyber fraud by falling in the trap of fake app

Let us tell you that many of your personal information such as name, address, name of parents, name of husband and wife, name of child, home address, mobile number, bank’s dellet etc. are present on the EPFO ​​account.

In such a situation, if you get caught in the trap of a fake app and feed all your information there, then the risk of cyber fraud can increase with you and all the money deposited in your bank account can be stolen in no time. Not only this, the risk regarding your security can also increase through your personal information.

The post Big news for EPFO ​​account holders, know the departmental guideline first appeared on Rightsofemployees.com.

Let us tell you that this time interest will be available at the rate of 8.1 percent. According to the information received so far, the Employees’ Provident Fund Organization has calculated the interest received in the PF account in the financial year 2022. Soon it will be transferred to the account of the account holders. This time a total of Rs 72,000 crore deposited in the account of the government will be sent to the account of the employed.

When will the money be transferred?

It is worth noting that last year people had to wait 6 to 8 months for interest. But, last year due to Covid, the atmosphere was different. This year the government will not delay. According to media reports, interest money can be transferred to the account by the end of this month. This year’s interest is at the lowest level in 40 years.

The calculation of interest is quite simple

If you have Rs 10 lakh in your PF account then you will get Rs 81,000 as interest.
If you have Rs 7 lakh in your PF account, you will get Rs 56,700 as interest.
If you have Rs 5 lakh in your PF account, then Rs 40,500 will come as interest.
If you have one lakh rupees in your account, then 8,100 rupees will come.

1. Know Balance from Missed Call

To check your PF money, you have to give a missed call on 011-22901406 from your registered mobile number. After this, you will get the details of PF through the message of EPFO. Here also it is necessary to have your UAN, PAN and Aadhaar linked.

2. Check Balance Online

1. To do online balance check, log on to the EPFO ​​website, click on e-passbook at epfindia.gov.in.
2. Now on clicking on your e-passbook, a new page will come to passbook.epfindia.gov.in.
3. Now here you fill your username (UAN number), password and captcha
4. After filling all the details, you will come to a new page and here you will have to select the member ID.
5. Here you will get your EPF balance on the e-passbook.

3. Balance can also be checked on UMANG App

1. For this, you open your UMANG App (Unified Mobile Application for New-age Governance) and click on EPFO.
2. Now on the other page, click on Employee-centric services.
3. Here you click on ‘View Passbook’. With this, you fill your UAN number and Password (OTP) number.
4. OTP will come on your registered mobile number. After this you can check your PF balance.

The post EPFO Account Holder Good News: Up to 81,000 rupees may come in the account of EPFO ​​subscribers, here’s latest update first appeared on Rightsofemployees.com.

Crores of people across the country work in the organized sector. A part of the salary of these people is deducted as PF and deposited in the account of Employees Provident Fund Organisation. The amount deposited in the EPFO ​​account is a great support for every salaried person, which he can use in bad times or after retirement. After completing the age of 60 years, the account holders get permission to withdraw all the money from the PF account. The government guarantees the money deposited in this account. In such a situation, it is a completely risk free investment.

To provide insurance facility to its employees, EPFO ​​also gives a benefit of Rs 7 lakh to the account holders under the Idli scheme. Now the question must be arising in your mind that what is the idli scheme. The full form of Idli is Employee Deposit Linked Scheme. Under this scheme, every account holder gets insurance of Rs 7 lakh. Now we tell you who get the benefit of this insurance and how it can be claimed.

Know what is EDLI scheme and who gets the benefits

Under the Employee Deposit Linked Insurance Scheme (EDLI Scheme), every PF account holder gets accident insurance of Rs 7 lakh. If a PF account holder dies unfortunately, then in such a situation his family can get an insurance claim of up to Rs 7 lakh. Under this scheme, a claim of 35 times the monthly salary of the employee or up to a maximum of Rs 7 lakh can be received. The legal heir or nominee gets the right to take advantage of this scheme. EPFO often advises its account holders to update the nominee so that there is no problem in getting money in case of an emergency. The purpose of this scheme is that it can provide financial assistance to the family members of any PF account holder in case of accidental death.

Why is it necessary to have a nominee?

EPFO ​​always advises to update the nominee so that in case of sudden death of an account holder, in such a situation, there is no problem in claiming the money lying in the PF and the EDLI scheme. Nominee can easily take advantage of EPF, EPS and EDLI schemes. In the absence of a nominee, the legal heir will first have to get the Succession Certificate made. Only after this he can claim this money. All this work takes a lot of time and trouble. In this case, always keep the nominee updated in the account.

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Let us tell you that this time interest will be available at the rate of 8.1 percent. According to the information received so far, the Employees’ Provident Fund Organization has calculated the interest received in the PF account in the financial year 2022. Soon it will be transferred to the account of the account holders. This time a total of Rs 72,000 crore deposited in the account of the government will be sent to the account of the employed.

When will the money be transferred?

It is worth noting that last year people had to wait 6 to 8 months for interest. But, last year due to Covid, the atmosphere was different. This year the government will not delay. According to media reports, interest money can be transferred to the account by the end of this month. This year’s interest is at the lowest level in 40 years.

The calculation of interest is quite simple

If you have Rs 10 lakh in your PF account then you will get Rs 81,000 as interest.
If you have Rs 7 lakh in your PF account, you will get Rs 56,700 as interest.
If you have Rs 5 lakh in your PF account, then Rs 40,500 will come as interest.
If you have one lakh rupees in your account, then 8,100 rupees will come.

1. Know Balance from Missed Call

To check your PF money, you have to give a missed call on 011-22901406 from your registered mobile number. After this, you will get the details of PF through the message of EPFO. Here also it is necessary to have your UAN, PAN and Aadhaar linked.

2. Check Balance Online

1. To do online balance check, log on to the EPFO ​​website, click on e-passbook at epfindia.gov.in.
2. Now on clicking on your e-passbook, a new page will come to passbook.epfindia.gov.in.
3. Now here you fill your username (UAN number), password and captcha
4. After filling all the details, you will come to a new page and here you will have to select the member ID.
5. Here you will get your EPF balance on the e-passbook.

3. Balance can also be checked on UMANG App

1. For this, you open your UMANG App (Unified Mobile Application for New-age Governance) and click on EPFO.
2. Now on the other page, click on Employee-centric services.
3. Here you click on ‘View Passbook’. With this, you fill your UAN number and Password (OTP) number.
4. OTP will come on your registered mobile number. After this you can check your PF balance.

The post EPFO Account Holder Good News: 81,000 rupees will come in the account of EPFO ​​subscribers, here’s the date and how to check first appeared on Rightsofemployees.com.

Employees’ Provident Fund Organization (EPFO) has more than 25 crore subscribers across the country, out of which the government is soon going to transfer interest in the account of about 6 crore people. In such a situation, to get this interest, you will have to deal with a very important task. Without doing this work, interest money will not be transferred to your account. Employees’ Provident Fund (EPF) has given its subscribers the facility to update KYC (Know Your Customer-KYC).

You can update KYC by visiting the official portal of EPFO, epfindia.gov.in. If the KYC process of an account holder is not completed, then in such a situation, the PF will not transfer the interest money to the account. You will need UAN number and password to do this work. If you have not yet completed your EPFO ​​KYC, then update it as soon as possible. Let’s know about this-

What will happen if KYC is not updated?

Employees Provident Fund Organization has told that you do not face any problem in money transfer or withdrawal when KYC is updated in the account. On the other hand, in the absence of such, there is a problem in getting tax claim or interest in some way. Without KYC (EPF KYC), you also do not get any kind of SMS alert related to the account. In such a situation, do this work as soon as possible. It is worth noting that EPFO ​​has given this information that from 31 October 2022, it has started transferring interest money in the account of employees.

These documents are required to update KYC-

• Aadhar Number (Aadhaar Card)
• PAN Number (PAN Card)
• Passport
• Driving License
• Copy of Passbook for Bank Account Number

Step by step process to update KYC-

1. For this, first go to the member portal of EPFO.
2. Here login by entering your UAN number and password.
3. As soon as you login, a page will open in front of you in which manage will be written.
4. Select its KYC option. After this, fill all the details asked here like Aadhar number, PAN number, bank account number etc.
5. After that click on Save option.
6. In the column of KYC Pending for Approval, you will see the status of KYC.
7. If you see Digitally Approved KYC written then your KYC has been completed. You will also get a message through its SMS.

The post EPFO Big News! Attention EPFO ​​Account Holders! Do this important work as soon as possible, otherwise the interest money will stop first appeared on Rightsofemployees.com.

The interest received on the amount deposited in the EPFO ​​account is more than any bank in the country. You can withdraw the money deposited in the EPFO ​​account anytime when needed. However, to take advantage of all such facilities of EPFO, you have to always keep some important details updated in your account. IFSC code of your bank account is also one of those important details, which is very important to keep updated in PF account.

IFSC code changes when the bank account is transferred to another branch

If you have recently transferred your bank account from one branch to another or are going to get it done in the coming days, then this information is very important for you. Actually, whenever we transfer our bank account from one branch to another, the IFSC code of our bank branch also changes. In such a situation, it becomes very important to update the IFSC code in the EPF account as well.

If you do not update the IFSC code in your EPF account, then you may face a lot of problems in withdrawing the amount deposited in your PF account. Hence it is very important to keep the IFSC code updated in the PF account. Here we are going to tell you a very easy way to update IFSC code in EPF account. By following which you can also easily update the IFSC code in your PF account.

Easiest way to update IFSC code in EPFO ​​account

• First of all you have to go to the official website of EPFO ​​https://www.epfindia.gov.in/site_en/index.php .
• On the top of the homepage of the website, you will see a tab named Services, on which you have to click.
• After clicking on Services, you have to click on the For Employees option visible in it.
• After clicking on For Employees a new page will open. On this page, you have to come down and click on Member UAN/Online Service (OCS/OTCP) in Services section.
• Now you have to login by entering your 12 digit UAN number, password and captcha code. After login to the account, you have to click on Manage tab and click on KYC.
• Now a new page will open in front of you, where you will see the options of Bank, PAN, Passport. Where you have to click on Bank.
• Here you have to enter your account number and new IFSC code. After this, the details of the new branch of your bank will appear on the screen. After which you have to click on Save.
• After clicking on Save your details will be verified. This may take a few days. After the verification is complete, the IFSC code of the new branch of your bank will be updated in your EPFO ​​account.

The post EPFO Account Update: Big News ! IFSC code changed after bank account transfer? Update in EPFO ​​account like this, know the complete process first appeared on Rightsofemployees.com.

Many employees across the country deposit some part of their salary in their PF account as provident fund. This amount is very useful in retirement and sometimes in unwanted situations. The amount deposited by the employees in their PF account, the same amount is deposited in the account by the employer organization.

How to check your passbook balance?

Many employees working in the private sector keep changing their organization from time to time, so their PF account number also keeps changing. In such a situation, they can see the total amount deposited in their PF account by logging in through UAN number. You can easily access the passbook of your PF account by logging in with the UAN number.

E-nomination made mandatory

If you want to access your passbook by visiting the EPFO ​​website, then you have to do e-nomination first. A pop-up window for e-nomination appears on the website as soon as you open the passbook page.

In this, if you do not file e-nomination, then this pop up window does not proceed beyond the website page. Hence, it is now mandatory for the account holders to do e-nomination, otherwise they will not be able to access their passbook account.

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According to the government, increasing the speed of freight will help in increasing the growth rate of the economy and its expansion. The policy is likely to focus on various areas like process engineering, digitization and multi- modal transport . The move assumes significance as higher logistics costs adversely affect domestic products making them competitive in the international market.

Emphasis on reducing high cost

In this regard, an official statement issued on Friday said, the cost of logistics is high in India as compared to other developed economies, hence this policy is needed. To improve the competitiveness of Indian goods in both domestic and export markets, India It is imperative to reduce the logistics cost in The low cost of logistics improves efficiency in various sectors of the economy and encourages value addition and entrepreneurship, the statement said.

According to the statement, this policy is a comprehensive attempt to address the issues related to high cost and efficiency reduction by laying down a comprehensive inter-sectoral and multi-jurisdictional framework for the development of the entire logistics ecosystem. Under this policy, the target is to reduce the cost of logistics from about 13 percent of GDP to 7.5 percent in the coming years.

According to an estimate, a 10 percent reduction in logistics cost leads to an increase of 5 to 7 percent in exports. According to the commerce ministry, the logistics sector is quite complex, involving more than 20 government agencies, 40 participating government agencies and 37 export promotion councils.

What can be included in the policy

The key features of the policy will include integrated digital logistics system, ease of logistics, logistics related to import export and special parks. An empowered group of secretaries under PM Gatishakti will review the implementation of the policies. At the same time, a special group will consider the problems of the users. Road transport, shipping, railways, aviation, post, commerce and industry and finance ministries have been included in this policy.

How big is the logistics sector

According to the commerce ministry, 20 government agencies, 40 partner government agencies, 37 export promotion councils are involved in this sector. At the same time, it is a market worth about $ 160 billion with 10 thousand commodities. The sector includes 200 shipping agencies, 36 logistics services, 129 container depots, 168 container freight systems, IT ecosystem, banks and insurance agencies. At the same time, the sector is giving employment to 2.2 crore people.

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Now the government has also approved keeping the interest rate on EPF at 8.1 percent for 2021-22. In 1977-78, the EPFO ​​had given an interest of 8 per cent. Since then it has been 8.25 per cent or more. The two-day meeting of EPFO ​​started on Friday, March 11, which ended on March 12, in which it was decided to reduce the interest rate of EPF.

The EPFO ​​had fixed 8.5 percent interest in the financial year 2020-21 and in the previous financial year. Earlier in 2018-19, 8.65 percent interest was given on EPFO. EPFO had paid 8.65 per cent interest in 2016-17 and 2017-18 also. At the same time, the interest rate was 8.8 percent in 2015-16, 8.75 percent in 2013-14 and 2014-15 also.

After getting approval from the government, EPFO ​​will now start adding interest amount to the EPF accounts of the employees. According to the EPFO ​​office order issued on Friday, the Ministry of Labor and Employment has informed about the approval of 8.1 percent interest to EPFO ​​subscribers for 2021-22. The Labor Ministry had sent this proposal to the Finance Ministry for approval.

Trustee KE Raghunathan, who represents the employees in the CBT, said the speed with which the labor and finance ministries have approved the rate of interest, given the need for funds to the employees, is indeed commendable. This will help them to meet the education and other needs of their children.

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Knowing whom you will also have no place for happiness. Under the new rule, if you need money, then EPFO ​​you can get the benefit of one lakh rupees (PF withdrawal rule). The good thing is that you will not even need to provide any documents in this process. Let us tell you that on behalf of EPFO, salaried people are being given the facility to withdraw one lakh rupees under advance claim. The purpose of the government behind the change in the rules is only that the patient can get immediate benefits.

Actually, EPFO ​​believes that due to dangerous diseases, many times the patient needs immediate hospital. in order to save his life. Just to save the lives of these patients, EPFO ​​has started this facility. However, to take advantage of this, the patient of the employee claiming you should be admitted to the Government / Public Sector Unit / CGHS Panel Hospital. At the same time, if you have been admitted to a private hospital in an emergency, then an investigation will be done about it. Only after that you can fill the application for medical claim.

Due to serious illness, you can withdraw one lakh rupees in advance from EPFO ​​account immediately. If you are applying on working day then your money will be transferred to the account the very next day. This money can be transferred either directly to the employee’s account or to the hospital. After this, you have to submit the medical slip within 45 days of your discharge from the hospital.

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How to know your UAN number
If you are working in a company and you have information about your UAN number, then you can ask the HR of that company for the UN number. Apart from this, you can find out through the UAN portal of EPFO. You have to give your UAN with the new company while changing jobs, so that your previous balance can be transferred to the new account. 

How to Activate UAN

• First of all go to the official website of EPFO.
• Click on For Employee in the Services menu.
• Click on the Member UAN/Online Service option, after that a page will open.
• Then click on Activate Universal Account Number (UAN) option. 
• After that fill all the details carefully and click on Get Authorization Pin
• After this a One Time Password (OTP) will come on the registered mobile number.
• After filling the OTP, you have to verify the details. After that click on Agree. Then UAN has to be activated.
• It takes six hours to activate the UAN number. Once the UN number is activated, you can do all the work related to PF.

What is the UN number
The employee becomes a member of this organization as soon as the UN number is registered with the EPFO. Along with this, the organization provides you a 12 digit UN number. Explain that the full form of UAN is Universal Account Number. From this number the user can get all the information related to his account by using the online services of EPFO. 

Maintains 19.34 Crore Accounts EPFO
​​Employees Provident Fund is the largest social security organization in the world As per the 2016-2017 Annual Report, EPFO ​​currently maintains 19.34 Crore accounts.  

Established on 15 November 1951 The Employees’ Provident Fund was
established on 15 November 1951, with the issuance of the Employees’ Provident Fund Ordinance. This ordinance was replaced by the Employees’ Provident Fund Act 1952. The Employees’ Provident Fund Bill was introduced in the Parliament in the form of Bill No. 15 of the year 1952, so that provisions could be made for the establishment of Provident Fund of employees working in factories and other institutions.

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Knowing whom you will also have no place for happiness. Under the new rule, if you need money, then EPFO ​​you can get the benefit of one lakh rupees (PF withdrawal rule). The good thing is that you will not even need to provide any documents in this process. Let us tell you that on behalf of EPFO, salaried people are being given the facility to withdraw one lakh rupees under advance claim. The purpose of the government behind the change in the rules is only that the patient can get immediate benefits.

Actually, EPFO ​​believes that due to dangerous diseases, many times the patient needs immediate hospital. in order to save his life. Just to save the lives of these patients, EPFO ​​has started this facility. However, to take advantage of this, the patient of the employee claiming you should be admitted to the Government / Public Sector Unit / CGHS Panel Hospital. At the same time, if you have been admitted to a private hospital in an emergency, then an investigation will be done about it. Only after that you can fill the application for medical claim.

Due to serious illness, you can withdraw one lakh rupees in advance from EPFO ​​account immediately. If you are applying on working day then your money will be transferred to the account the very next day. This money can be transferred either directly to the employee’s account or to the hospital. After this, you have to submit the medical slip within 45 days of your discharge from the hospital.

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Employees’ Provident Fund Organization ie EPFO ​​account holders (EPFO Subscribers) can get a big gift soon. According to the report of ET Now Swadesh, the minimum pension (EPFO Pension) can be increased three times. It has been said in the report that a meeting of the Central Board of Trustees of EPFO ​​is going to be held next month. The three-fold increase in the minimum pension is expected to be discussed in this meeting . The minimum pension can be increased from the present Rs 1,000 to Rs 3,000.

According to the report, a committee headed by the Labor Secretary will submit its report in this matter soon. This decision will benefit about 6.5 lakh pensioners and 5 crore subscribers of EPFO.

There may be an increase in the limit of investment in equity Apart from this, the discussion on increasing the CBT equity limit from 15 percent to 25 percent will also be discussed in the meeting. Let us tell you that the labor union is not in favor of increasing investment in equity. Behind this, he is citing the uncertainty in the stock market as the reason.

Let us tell you that a few days ago, the Finance Ministry had announced 8.1 percent interest rate for the financial year 2021-22, giving a shock to the Employees’ Provident Fund Organization subscribers. This is the lowest level in four decades. For the financial year 2020-21, the rate of interest on EPF was 8.5 percent. The impact of this decision of the government will be on 65 million subscribers i.e. 6.5 crore jobseekers. In order to keep it attractive amid the declining interest rate, the government is considering increasing the limit of investment in the stock market from the EPFO ​​fund.

Actually, debt funds are not getting the required returns, so efforts are being made to get the targeted return by increasing investment in equities. An important meeting of the Finance Investment and Audit Committee was held two weeks ago to consider this proposal. The proposal which will be presented by this committee will be presented before the EPFO ​​Central Body of Trustees.

A meeting of the Central Body of Trustees is proposed in the last week of June. After the discussion on the proposal in this meeting, it will be sent to the Labor and Finance Ministry for final approval.

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EPFO Pension: In the meeting to be held on July 29 and 30, major changes in the system of Central Pension Distribution System will be discussed. After getting approval in the meeting, 73 lakh pensioners across the country will get the pension amount on the same date and time.

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Let us tell you that this time interest will be available at the rate of 8.1 percent. According to the information received so far, the Employees’ Provident Fund Organization has calculated the interest received in the PF account in the financial year 2022. Soon it will be transferred to the account of the account holders. This time a total of Rs 72,000 crore deposited in the account of the government will be sent to the account of the employed. 

When will the money be transferred?

It is worth noting that last year people had to wait 6 to 8 months for interest. But, last year due to Kovid, the atmosphere was different. This year the government will not delay. According to media reports, interest money can be transferred to the account till July 15. This year’s interest is at the lowest level in 40 years.

1. Know Balance from Missed Call

To check your PF money, you have to give a missed call on 011-22901406 from your registered mobile number. After this, you will get the details of PF through the message of EPFO. Here also it is necessary to have your UAN, PAN and Aadhaar linked.

2. Check Balance Online

1. To do online balance check, log on to the EPFO ​​website, click on e-passbook at epfindia.gov.in.
2. Now on clicking on your e-passbook, a new page will come to passbook.epfindia.gov.in.
3. Now here you fill your username (UAN number), password and captcha
4. After filling all the details, you will come to a new page and here you will have to select the member ID.
5. Here you will get your EPF balance on the e-passbook.

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In earlier times, withdrawing money from EPF was a difficult task, but now you can withdraw EPF money sitting at home. For this you have to download UMANG app. Through this you can easily withdraw PF money. The government launched the UMANG app in 2017. Let us tell you how you can withdraw your money from UMANG app.

Make a claim for money like this through Umang App

• First of all login to UMANG App
• Select EPFO ​​and click on ‘Employee Centric Services’.
• After this you click on ‘Raise Claim’ option.
• Enter UAN details.
• Click on ‘Get OTP’
• After this an OTP will come on the registered mobile number.
• After filling the OTP, click on ‘Login’.
• After this, now enter the last four digits of the bank account.
• Select the Member ID and click on ‘Proceed for claim’.
• After that enter ‘Address.
• After entering the address, click on ‘Next’. After that upload the photo of the check.
• After this the money will be transferred to your account within the stipulated time frame.

Through this app you can easily check PF details, apart from this you can also download passbook.

How to download 
UMANG App can be downloaded from Google Play Store (Android users) and iOS App Store (iPhone users). Apart from this, you can also download this app by giving a missed call to 9718397183, in fact, on missed call, you get a link, from which you can easily download it.

What is UMANG App
The Government of India launched this app in 2017. This app was created by the Ministry of Electronics and Information Technology. You can download the app from both iOS and Android. This app provides a wide range of services. Through this app you can avail facilities like Employees Provident Fund (EPF), PAN, Aadhaar, DigiLocker, Gas Booking, Mobile and Electricity Bill Payment etc. Most of the employees working in government and non-government sectors have a PF account. While doing the job, some part of the salary of the employees is credited in their PF account.

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Because the government is soon going to deposit Rs 72,000 crore in the accounts of more than 6 crore employees of the country. Let us inform that the Modi government of the Center is going to transfer the interest rate of the financial year 2022 to the accounts of EPFO ​​account holders soon. The interest rate will be 8.1 percent. According to the information received, the government has prepared its complete outline. Transfer money to EPFO ​​account holder’s account only. It is being said that the government will transfer the interest money by June 16.

How to check your status To check your status, visit the official website of EPFO ​​(epfindia.gov.in). Here you click on your e-passbook. After clicking on it, you will have to enter your UAN number, password and captcha on your passbook.epfindia.gov.in. As soon as you enter the PF account, all the details related to your PF account will come in front of you. Here you will see the member ID which you will select. Here you will see your PF balance on ePassbook.

Last year people had to wait 6 to 8 months for interest. But, this year the government is preparing to transfer money to the accounts of the given people soon. According to media reports, you will get interest till June 16. This interest is at its lowest level in 40 years. Because before that the interest rate has always been high. Therefore, the employees working in the organized sector will not have to wait any longer for the interest amount this time.

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EPFO Alert: If PF is deducted from the salary of any member of your family due to your salary, then this news is of your use. Now a huge amount is going to be transferred in the accounts of such employees. Employees’ Provident Fund Organization ie EPFO ​​is now going to transfer interest money in the account of employees soon, which will benefit more than 6 crore people in a big way.

Also Read: PF Withdrawal: How to claim PF in medical emergency for fast process

If there is 5 lakh in the account, you will get Rs 40,000 interest According to the announcement of the government, 8.1 percent interest has been announced for the financial year 2021-22, which is the lowest in the history of 40 years. If 5 lakh rupees are lying in your PF account, then you will easily get interest of about 40 thousand rupees.

Official announcement has not been made

The EPFO, which has cut PF, has not yet made an official announcement to put money in the account, but in some media reports this thing is being done on a large scale. It is being claimed in media reports that this amount can be transferred soon.

Check pf money like this

If you are a PF employee then do not go to the office to see the money in the account. You can easily check all your money sitting at home. Now you have to send EPFO ​​UAN LAN to 7738299899 from mobile number registered with EPFO. LAN stands for your language. If you want information in English, then you have to write ENG instead of LAN. In this way HIN is written for Hindi and TAM is written for Tamil. To get information in Hindi, you have to message by writing EPFOHO UAN HIN.

• You can also see money from this app
• Download UMANG App from Play Store on your Smartphone.
• Register your phone number and log in to the app.
• Go to the menu in the top left corner and navigate to ‘Service Directory’.
• Search here and click on EPFO ​​option.

After going to View Passbook here , check the balance through your UAN number and OTP.

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