In fact, this year the Employees’ Provident Fund Organization (EPFO) has given a big relief to crores of employees of the country. Usually, EPF interest is deposited in August or September every year, but this time the interest has been added to the account in early July itself.

This is being considered as another major operational milestone for EPFO. Once you also open your EPF account passbook and check whether the interest on PF has come or not?

Interest received in 2.39 crore accounts?

According to Union Labour Minister Mansukh Mandaviya, for the financial year 2024-25, interest has been credited in 32.39 crore accounts out of 33.56 crore accounts under 13.88 lakh institutions so far. That is, the work has been completed in 99.9% institutions and 96.51% accounts. This is much better than last year, as at that time only 86% of the accounts had received interest till this date.

What is the EPF interest rate?

In January 2025, EPFO ​​announced that the EPF interest rate for 2023-24 will remain at 8.15%. This rate has remained almost constant for the last 5 years. Around Rs 10 lakh crore is invested in EPFO ​​every year and now its total assets (assets under management) have crossed Rs 17 lakh crore. It has become one of the largest pension schemes in the world.

How was the processing so fast this time?

EPFO ​​took several technical and administrative steps to add interest faster this time. UAN, bank and employer records were better linked, which made the process easier. The work was done faster with automation and more staff. Also, manual processing was reduced with automated tools. All employers were given a deadline to update the records by the end of March, which ensured accuracy and timely information. Daily work was being monitored through a live dashboard.

What are the benefits to EPF account holders?

Faster Passbook Update – Now account holders can check their interest faster than ever before.

Financial planning made easy – Getting quick information about interest is useful for tax planning, investing, or taking out a loan.

Increased trust – People’s trust is increasing due to the fast service of EPFO. This is making people’s money safe and the service transparent.

How to check EPF interest?

1. Through the website

Visit epfindia.gov.in.

Click on View Passbook.

Login with UAN and password.

Check the interest information in the passbook.

2. Via mobile app

Download the UMANG app.

Go to EPFO ​​service and view passbook.

3. Through a missed call

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there are delays due to data not being uploaded.

Go to EPFO ​​service and check your passbook.

Via SMS

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to your EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there is a delay due to data not being uploaded.

The post EPFO: Govt has deposited interest money in 32.39 crore accounts of the country, check your account immediately! first appeared on Rightsofemployees.com.

The Employees’ Provident Fund Organisation (EPFO) has announced a major relief for its over 7.5 crore members. Union Labour and Employment Minister Mansukh Mandaviya had said on June 24, 2025 that EPFO ​​has increased the auto-claim settlement limit of PF (Provident Fund) from Rs 1 lakh to Rs 5 lakh. This move will prove to be a boon for those who need money urgently in emergencies.

This new rule of EPFO ​​will make the method of withdrawing funds easier and faster. This auto-claim facility, which was started in 2020 during the Covid-19 pandemic, earlier helped in withdrawing funds for illness. Now it has been further expanded. Now claims up to Rs 5 lakh can also be settled automatically for important works like education, marriage and house construction.

Features of EPFO ​​Auto Claim

• Faster processing: 95 percent of claims are now settled within 3 days, which previously took 10 days.
• Withdraw through UPI and ATM: By May-June 2025, EPFO ​​members will also be able to withdraw money through UPI and ATM.
• Less Rejection: The claim rejection rate has come down from 50% to 30%. This simply means that the chances of the claim being approved are now higher.
• Less hassle: If KYC is complete and Aadhaar, PAN card and bank details are linked, the claim will be processed without any documents.

How to take advantage?

Log in to your UAN portal, verify your KYC, and file a claim online. With just a few clicks, the money will be in your account. Your UAN should be linked to Aadhaar. If so, you won’t need the employer’s approval to update the bank details.

EPFO aims to settle all claims like pension, insurance and PF withdrawal within 72 hours. For this, new technologies like AI and machine learning are being used, which will further improve the experience of your fund holders.

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The post EPFO auto claims: EPFO ​​has increased the auto-claim settlement limit of PF from Rs 1 lakh to Rs 5 lakh. first appeared on Rightsofemployees.com.

Less TDS will be deducted on withdrawing money from PF

A major decision has also been taken in the budget regarding the Employees’ Provident Fund (EPF). Finance Minister Nirmala Sitharaman has changed the tax rules regarding withdrawal from PF. Now 20 percent TDS will be charged instead of 30 for withdrawing money from PF account in less than five years. This will also benefit those account holders whose PAN has not been updated yet.

What is the new rule?

As per the rules, if an account holder withdraws money within five years, he has to pay TDS. At the same time, no TDS is levied after five years. If PAN card is not linked, 30% TDS is deducted. This rate has also been reduced to 10 percent. The new rule will be applicable from 1 April 2023.

PF interest rate may increase

In the upcoming meeting of EPFO, decisions can be taken to further increase the currently available interest rates and attract investors for a long time. The increase in the new interest rates will be done keeping in mind that people invest in this fund for a long period and many other options available in the market for similar long periods are giving higher returns. According to estimates, soon up to 9 percent return can be received on investment in EPFO. In 2016 this return was 8.5% and now it is 8.1%.

Deadline to apply for higher pension extended

The Labor Ministry said in a statement on Monday, “Now on the demand of the union of workers / employers, the Central Board of Trustees has decided to extend the last date for receiving applications from such workers to May 3, 2023.”

The post EPFO Interest: Good news! Interest can increase up to 9% on PF, these new rules will apply first appeared on Rightsofemployees.com.

Good news has come out for the beneficiaries of Employees’ Provident Fund Organization (EPFO). EPFO has started crediting the interest account holders account for the financial year 2021-22. After which now soon the interest money will start reflecting in the account of 7 crore subscribers of EPFO. EPFO has recently tweeted this information. If you are also employed and your PF is deducted, then you can check your Provident Fund balance in these 4 ways.

Significantly, at the beginning of the month, the Finance Ministry said that the EPFO ​​​​interest amount is being deposited in the accounts of Employees’ Provident Fund subscribers. But this happened because the software had to be upgraded. The ministry said that no customer has suffered any loss of interest amount.

1. Check balance through SMS in this way

If your UAN is registered with EPFO, then your latest contribution and PF balance information can be received through a message. For this you have to send EPFOHO UAN ENG to 7738299899. The last three letters are for language. If you want information in Hindi then you can send it by writing EPFOHO UAN HIN. The service is available in English, Punjabi, Marathi, Hindi, Kannada, Telugu, Tamil, Malayalam and Bengali. This SMS should be sent from the registered mobile number of UAN.

2. Check Balance Through

Missed Call You give a missed call on 011 22901406 from your registered mobile number. After this you will get a message from EPFO ​​in which you will get the details of your PF account. For this, it is necessary that the bank account, PAN and Aadhaar should be linked with UAN.

3. Through EPFO

​​>> You have to go to EPFO ​​for this.
>> Click on Employee Centric Services here.
>> Now click on View Passbook.
>> To view passbook you have to login with UAN.

4. Through UMANG App

>> Open your UMANG App (Unified Mobile Application for New age Governance) and click on EPFO.
>> You have to click on Employee centric services on another page.
>> Click on View Passbook here.
>> Enter your UAN number and Password (OTP) number.
>> OTP will come to you on your registered mobile number.
>> After this you can check your PF balance.

The post Great news! EPFO Interest money credited in PF account, you should also check your balance first appeared on Rightsofemployees.com.