Now death relief fund will be Rs 15 lakh

Earlier, only Rs 8.8 lakh was available under the Death Relief Fund (EPFO Death Relief Fund), now it has been increased to Rs 15 lakh. This new rule has come into effect from April 1, 2025. That is, if a member dies after this date, the family will get Rs 15 lakh directly. This amount will be given to the nominated member or legal heir of the employee from the Staff Welfare Fund.

5% increase every year

Not only this, EPFO ​​has also clarified that this amount will increase by 5 percent every year from April 1, 2026. This means that families will be able to get more financial support in the coming years.

Making death claims is now easy

EPFO has also simplified the process related to claims. If money is to be transferred to the account of minor children, then there will be no need for a Guardianship Certificate. This means that the family will not have to face the same difficulties in claim settlement (EPFO Simplifies Claim Settlement Process).

Linking Aadhaar with UAN will be hassle free

Many employees are still unable to link their Aadhaar with UAN or Aadhaar needs correction. For such cases, EPFO ​​has simplified the process of joint declaration so that members can update or link Aadhaar details without any hassle.

Why is this decision important for employees?

This move of EPFO ​​is a big relief for those families who face financial difficulties after losing their member. Now not only has the compensation amount increased but it will also increase every year. Along with this, processes like claim and Aadhar link have also become easier, so that employees and their families can get timely help.

The post Big relief to central employees: EPFO ​​doubles the death relief fund, families will get help of Rs 15 lakh first appeared on Rightsofemployees.com.

In such a situation, now after the death of an EPF member, the fund money will be deposited directly into the bank account of their children. For this, there will be no need to get entangled in a long legal process.

Earlier this rule was

Under the earlier rule, if the minor children of the deceased PF member were to receive money, the family had to get a guardianship certificate from the court or government authority. This certificate proved who was responsible for the care of the child and his property or money. Sometimes it took weeks to months to get it made, which delayed the amount received by the family.

Now the fund will be transferred directly to the children’s account

The Employees Provident Fund Organization (EPFO) issued a circular on Wednesday stating that many regional offices used to ask for this certificate even in cases where it was not legally required. Due to this, the family members of the deceased member had to face problems and there was delay in claim settlement. In view of this, a new rule has been brought. Under this rule, the money of the fund will be transferred directly to the personal bank account of minor children, which will eliminate the need for guardianship certificate.

It is necessary to have a bank account in the name of children

EPFO has advised all people to open a personal bank account for minor children in time. This will not only transfer the PF claim amount directly to their account, but family pension and other benefits will also be deposited directly into the account. To open a bank account, the parents or guardians will have to provide the child’s identity card and necessary documents. The guardians will operate the account until the child becomes an adult.

Many benefits are available after the death of a PF member

Let us tell you that after the death of an EPFO member, his family gets many types of financial assistance. This includes family pension, EDLI insurance. Under family pension, the family of the deceased member is given pension every month. This remains applicable during service or even after retirement. On the other hand, under the EDLI insurance scheme, if an employee dies during service, the nominee gets a lump sum insurance amount.

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