In fact, this year the Employees’ Provident Fund Organization (EPFO) has given a big relief to crores of employees of the country. Usually, EPF interest is deposited in August or September every year, but this time the interest has been added to the account in early July itself.

This is being considered as another major operational milestone for EPFO. Once you also open your EPF account passbook and check whether the interest on PF has come or not?

Interest received in 2.39 crore accounts?

According to Union Labour Minister Mansukh Mandaviya, for the financial year 2024-25, interest has been credited in 32.39 crore accounts out of 33.56 crore accounts under 13.88 lakh institutions so far. That is, the work has been completed in 99.9% institutions and 96.51% accounts. This is much better than last year, as at that time only 86% of the accounts had received interest till this date.

What is the EPF interest rate?

In January 2025, EPFO ​​announced that the EPF interest rate for 2023-24 will remain at 8.15%. This rate has remained almost constant for the last 5 years. Around Rs 10 lakh crore is invested in EPFO ​​every year and now its total assets (assets under management) have crossed Rs 17 lakh crore. It has become one of the largest pension schemes in the world.

How was the processing so fast this time?

EPFO ​​took several technical and administrative steps to add interest faster this time. UAN, bank and employer records were better linked, which made the process easier. The work was done faster with automation and more staff. Also, manual processing was reduced with automated tools. All employers were given a deadline to update the records by the end of March, which ensured accuracy and timely information. Daily work was being monitored through a live dashboard.

What are the benefits to EPF account holders?

Faster Passbook Update – Now account holders can check their interest faster than ever before.

Financial planning made easy – Getting quick information about interest is useful for tax planning, investing, or taking out a loan.

Increased trust – People’s trust is increasing due to the fast service of EPFO. This is making people’s money safe and the service transparent.

How to check EPF interest?

1. Through the website

Visit epfindia.gov.in.

Click on View Passbook.

Login with UAN and password.

Check the interest information in the passbook.

2. Via mobile app

Download the UMANG app.

Go to EPFO ​​service and view passbook.

3. Through a missed call

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there are delays due to data not being uploaded.

Go to EPFO ​​service and check your passbook.

Via SMS

Give a missed call to 011-22901406 from your registered mobile.

The balance will be received via SMS.

What to do if interest is not credited to your EPF account?

Contact EPFO ​​helpline 1800118005.

Or talk to your company’s HR or payroll department. Sometimes there is a delay due to data not being uploaded.

The post EPFO: Govt has deposited interest money in 32.39 crore accounts of the country, check your account immediately! first appeared on Rightsofemployees.com.

The Employees’ Provident Fund Organisation (EPFO) has announced a major relief for its over 7.5 crore members. Union Labour and Employment Minister Mansukh Mandaviya had said on June 24, 2025 that EPFO ​​has increased the auto-claim settlement limit of PF (Provident Fund) from Rs 1 lakh to Rs 5 lakh. This move will prove to be a boon for those who need money urgently in emergencies.

This new rule of EPFO ​​will make the method of withdrawing funds easier and faster. This auto-claim facility, which was started in 2020 during the Covid-19 pandemic, earlier helped in withdrawing funds for illness. Now it has been further expanded. Now claims up to Rs 5 lakh can also be settled automatically for important works like education, marriage and house construction.

Features of EPFO ​​Auto Claim

• Faster processing: 95 percent of claims are now settled within 3 days, which previously took 10 days.
• Withdraw through UPI and ATM: By May-June 2025, EPFO ​​members will also be able to withdraw money through UPI and ATM.
• Less Rejection: The claim rejection rate has come down from 50% to 30%. This simply means that the chances of the claim being approved are now higher.
• Less hassle: If KYC is complete and Aadhaar, PAN card and bank details are linked, the claim will be processed without any documents.

How to take advantage?

Log in to your UAN portal, verify your KYC, and file a claim online. With just a few clicks, the money will be in your account. Your UAN should be linked to Aadhaar. If so, you won’t need the employer’s approval to update the bank details.

EPFO aims to settle all claims like pension, insurance and PF withdrawal within 72 hours. For this, new technologies like AI and machine learning are being used, which will further improve the experience of your fund holders.

Most Read Articles:-

• SBI PO Vacancy 2025: Recruitment for 541 PO posts in SBI, application started, important dates
• Indian Railways to hike passenger fares from 1 July 2025 – Report
• IMD Ran Alert: There will be heavy rain in these 6 states of the country
• Indigo started Direct flights from Hindon to THESE 8 cities of India
• Aadhaar Card to be Mandatory for New PAN Card from THIS date – Key Details Inside

The post EPFO auto claims: EPFO ​​has increased the auto-claim settlement limit of PF from Rs 1 lakh to Rs 5 lakh. first appeared on Rightsofemployees.com.

What was the rule till now?

Till now, when EPFO ​​members applied online for PF withdrawal, they had to upload a photo of the cancelled cheque or a certified copy of their bank account passbook. Apart from this, the employers also had to digitally verify that bank account.

What has changed now?

EPFO ​​has completely done away with both these processes. Now the bank account is already linked and verified with the Universal Account Number (UAN), so no additional documents are required. This will not only reduce the chances of claim rejection but will also reduce complaints due to bad or unclear files uploaded.

Changes possible through pilot project

This exemption was first introduced as a pilot project for some KYC-verified members on May 28, 2024. So far, 1.7 crore members have benefited from it. After successful testing, this facility has now been implemented for all EPF members.

Claim settlement will be faster

EPFO ​​has 7.74 crore active members, out of which 4.83 crore have already linked their bank accounts with UAN. Along with this, bank accounts of about 14.95 lakh members are still pending with their employers. Now since the approval of the employer is not required, these members will get immediate relief and the claim process will be faster.

Changing bank accounts will also be easy.

Members who want to change their previously linked bank accounts will now be able to enter the new account number and IFSC code and verify it with an Aadhaar-based OTP. This will not only make the claim process easier. In fact, long-pending bank accounts will also get approved soon.

Related Articles:-

School Closed: Government has declared holidays on 8, 10, 13, 14, 18 and 29 April…

Waqf Property: Shocking figures of Waqf property, know which state has the most land

Property Registry Rules: It is important to know the rules of property registry and mutation, All You Need to Know

The post EPFO simplifies the process of withdrawing money from PF account… first appeared on Rightsofemployees.com.