On the one hand, the bank has reduced the interest rates by 0.50 per cent for selected tenures, while on the other hand, it has also increased it by 0.40 per cent for selected tenures. According to the official website of the bank, the bank has changed the interest rates for FDs of less than 2 crores. The bank’s new FD interest rates will be applicable from April 10, 2023.

7.25% interest will be available for 444 days

After the change, instead of 7% on FD of 444 days, the bank will now give a maximum interest of 7.25%. The bank will continue to pay an additional 0.50 per cent to the standard rate to senior citizens and 0.75 per cent to its super senior citizens.

New FD rates of Indian Overseas Bank

The bank is offering its customers 4% on FDs of 7 days to 14 days, 4% on FDs of 15 days to 29 days, 4.25% on FDs of 30 days to 45 days and 46 days to 60 days. Will give 4.25 percent interest on FD. At the same time, the bank will pay 4.25 percent interest on FDs of 61 days to 90 days, 4.50 percent on FDs of 91 days to 120 days and 4.50 percent on FDs of 121 days to 179 days.

On the other hand, the bank will pay 4.95 per cent interest on FDs from 180 days to 269 days, 5.35 per cent on FDs from 270 days to less than 1 year and 6.50 per cent on FDs from 1 year to less than 2 years.

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Bandhan Bank is now offering 3.00% to 7.50% interest to general public and 3.75% to 8% interest to senior citizens on FDs maturing in 7 days to 10 years. The bank is offering a maximum interest of 7.50% to general public and 8% to senior citizens on FDs of 600 days (1 year, 7 months, 22 days). These new rates are available on FDs of Rs 2 crore or less. The benefit of these new rates will be available only to new FDs or FDs that are being renewed.

Bandhan Bank FD Rates

The bank is offering 3.00% interest on FDs maturing in 7 days to 30 days. Bandhan Bank is offering an interest of 3.50% on FDs maturing in less than 31 days to 2 months. Bandhan Bank is offering 4.50% interest on FDs of 2 months to less than 1 year. The bank is now offering 7.25% interest on FDs of 1 year to 599 days. These rates are for common people. At the same time, senior citizens are being given 0.50 percent more interest.

Senior citizens are getting 8 percent interest

With the new increase of Bandhan Bank, customers are offering the highest interest of up to 7.50% to the general public on FDs of 600 days. At the same time, senior citizens will get an additional interest of 0.50% i.e. 50 bps. They ie senior citizens are getting 8% return on FDs of more than 600 days. Senior citizens will get 0.75% or 75 bps higher interest on FDs maturing in less than 1 year. The bank is offering 5.85 per cent interest on FDs of 5 to 10 years.

Bandhan Bank’s FD can be taken sitting at home

Existing Bandhan Bank customers can also enjoy the benefits of booking or investing in FDs at the convenience of their homes or offices through Retail Internet Banking or M Bandhan Mobile App. With this online process, customers can book FDs instantly from the comfort of their homes without any hassle.

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But apart from this, many other tasks are done by banks such as home loan, education loan, business loan etc. are provided by banks only. But if you also get the FD fixed in the bank, then you get interest for it. For which you will not need to take any kind of risk and you will get money sitting at home.

If you are also familiar with all these services provided by the banks, then probably some special of you readers have also got FD done in the bank. So you have always brought a very good news for all the readers through the article. We hope that this article will definitely make you happy. So to know what is this good news, definitely stay connected with our article till the end.

As we have mentioned in the heading that the bank has increased its FD interest rate. Due to which an atmosphere of happiness has been created among all the FD holders. If you have also made FD, then your interest rate will also increase.

Let us tell you that for the senior citizens of our country, Suryoday Small Finance Bank , Jana Small Finance Bank and Ujjivan Small Finance Bank have decided to provide interest rates up to 8%. This section is applicable to deposits of less than Rs. 2 crores. As it is in the headlines right now that as a result of the rate hike by the Reserve Bank, the interest rates on bank FDs have also increased.

FD Rates of Suryoday Small Finance Bank

• 3.25% for 7 to 14 days, 3.75% for senior citizens.
• 3.25% for 15 to 45 days, for senior citizens 3. 75%.
• 46 to 90 days 4. 25% for senior citizens 4.75%
• 91 days to 6 months 4. 25% for angels 5. 25%
• 5.25% for 6 months to 9 months, 5.75% for senior citizens
• Above 9 months but less than 1 year 5.75%, for senior citizens 6.25%
• 6.50% for 1 year to 1 year 6 months, 7.00% for senior citizens
• 7.00% for more than 2 years up to 998 days, 7.50% for senior citizens
• 999 days to 7.49% for senior citizens 7.99%
• 7.00% for 1000 days to 3 years, 6.80% for senior citizens
• Above 3 years but below 5 years 6.50%, for senior citizens 7.00%
• 6.75% for 5 years, 7.25% for senior citizens
• Above 5 years and above 10 years 6.00% for Senior Citizens 6.50%

FD rate of Jana Small Finance Bank

• 7 days to 14 days – 2.50%, for senior citizens 3.30%
• For 15 days to 60 days 3.00% for Senior Citizens 3.80%
• 3.75% for 61 days to 90 days 4.55% for senior citizens
• 4.50% for 91 days 180 days, 5.30% for senior citizens
• 5.50% for 181 days to 364 days, 6.30% for senior citizens
• 6.50% for 1 year (365 days), 7.30% for senior citizens
• 7.00% for 1 year and above 2 years, 7.80% for senior citizens
• 7.25% for 2 years and above and below 3 years, 8.05% for senior citizens
• 7.25% for 3 years and above and less than 5 years, for senior citizens 8.05% for citizens
• 7.35% for 5 years (1825 days), 8.15% for senior citizens
• 6.00% for 5 years and above 10 years, 6.80% for senior citizens

Ujjivan Small Finance Bank FD Rates

• 3.50 % for 30 days to 89 days, 4.00 % for senior citizens
• 7 days to 29 days – 2.90%, for senior citizens – 3.40%
• 4.75% for senior citizens
• 5.00% for 6 months, 5.50% for senior citizens
• 6 months and above 4.75% for less than 9 months, 5.25% for senior citizens
• 5.05% for 9 months, 5.55% for senior citizens
• 6.50% for 9 months and less than 1 year, 7.30% for senior citizens
• 6.70 % for 1 year, 7.20% for senior citizens
• 6.00 % for 12 months and 1 day to 15 months, 6.50 % for senior citizens
• 7.00% for 15 months and 1 day to 18 months, for senior citizens – 7.50%
• 18 months and 1 day to less than 24 months – 6.60%, 7.10% for senior citizens
• 7.10% for 24 months, 7.60% for senior citizens
• 6.50 % for 990 days, 7.00 % for senior citizens
• 7.20% for 991 days to 36 months, 7.70% for senior citizens
• 18 months and less than 1 day for 24 months 6.50%, for senior citizens 7.00%
• 6.25% for 36 months and 1 day to 42 months , 6.75% for senior citizens
• 7.20% for 42 months and 1 day to 60 months, 7.70% for senior citizens
• 6.00 % for 60 months and 1 day up to 120 months, 6.50 % for senior citizens

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