We are telling you about one such Post Office Scheme, which can give you or your family a big amount. This scheme of the post office is Sukanya Samriddhi Yojana. Under this scheme, an interest of 8.2 percent is being given and this scheme is tax free.

How much can you deposit every year?

You can open this scheme in the name of your daughter and take care of her expenses from education to marriage. You can invest an amount from Rs 250 to Rs 1.50 lakh annually in Sukanya Samriddhi. You can open this account for your daughter below 10 years of age. In this, a maximum of two girls from a family can open an account. But if there are twins, then accounts of 3 girls can be opened.

Deposits can be made in the account for a maximum period of 15 years from the date of opening the account. If at least Rs 250 is not deposited in the account in any financial year, the account will become default and it can be reopened only within 15 years.

When can the money be withdrawn?

Parents can operate the account before the daughter turns 18 years old, but money can be withdrawn from this account after the girl turns 18 or after passing 10th. Withdrawal can be made in lump sum or in installments not exceeding 1 per year.

When will the maturity be completed?

This account will mature after 21 years from the date of opening the account, but deposits will have to be made only for 15 years. Apart from this, its maturity can be completed at the time of the daughter’s marriage after she attains the age of 18 years.

400 rupees to 70 lakh rupees!

If you open this account in the name of your daughter and want 70 lakh rupees after maturity, then first of all you have to save about 400 rupees every day, which will become 12500 rupees in a month, that is, 1.5 lakh rupees will be deposited in a year. Now start investing 1.5 lakh rupees annually in this account from the age of 5 years of your daughter.

After maturity i.e. after 21 years, a total of Rs 69,27,578 will be deposited in the name of the daughter. Keep in mind that you have to invest only for 15 years. In this, only interest will earn Rs 46,77,578 and the total investment will be Rs 22,50,000.

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The Unique Identification Authority of India (UIDAI) has extended the deadline to update Aadhaar card information for free till June 14, 2025. Earlier this deadline was December 14, 2024. This facility is available online only, and after this you may have to pay a fee for the update. Let us know how you can update the name, address, date of birth, and other information in Aadhaar sitting at home.

Why is Aadhaar update necessary?

According to UIDAI, it is mandatory to update the information recorded in the Aadhaar card, such as name, address, date of birth and mobile number every 10 years. If your Aadhaar is older than 10 years or there is any mistake in it, then it is necessary to update it, so that the benefits of government services and schemes can be availed without interruption.

You can correct or change the spelling of your name. As per UIDAI rules, the name can be changed a maximum of twice in a lifetime and the date of birth can be changed only once in a lifetime. A valid document is required for this. Gender information can also be changed only once in a lifetime.

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The Ladli Laxmi Yojana provides financial assistance to the families of girls. A total of Rs 1 lakh is given to the girl on her 21st birthday, provided she has passed class 12th and is not married by the age of 18. This is paid in 6 installments, keeping in mind the girl’s educational progress and age.

To avail the benefit of this scheme, it is necessary to fulfill these conditions:

• The parents of the children should be residents of Madhya Pradesh and none of them should be income tax filers.
• Before applying for this scheme, it is necessary for the parents to adopt family planning measures.
• The girl child must be included in this scheme within the first year of her birth.
• The girl child must remain unmarried till the age of 18 to get the final payment.
• Only families living below the poverty line can apply for this.
• Only two girls of the family get the benefit of this scheme and in case of twins, the third girl will also get the benefit.
• Families who have adopted the girl child can also apply for this scheme.

Let’s know how to apply: To apply for this scheme, eligible families will have to go to the project office, Lok Sewa Kendra or any internet cafe with the required documents. Apart from this, application can also be made through Anganwadi workers.

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Apart from the central government, the state governments of different states of India also run various schemes for the citizens of their respective states. Recently, the Delhi government has announced to start a new scheme for the special people of the state.

Under this scheme, these people will be given a pension of Rs 5000 every month by the Delhi government. Who will get the benefit of the Delhi government scheme? Let us tell you what is the eligibility for this.

The Delhi government has recently announced a new scheme for the disabled people of the state in the cabinet meeting held on Tuesday. In this scheme started by the Delhi government, disabled people will be given Rs 5000 as pension every month.

Announcing this, Delhi Government’s Social Welfare Minister Saurabh Dwivedi told the people that the government will give the benefit of this pension to people with high special needs among the disabled. At present, in India, only in Tamil Nadu, people with high special needs are given a pension of Rs 1000.

For this government scheme, the disability of the disabled should be more than 60%. Only then will they be able to get the benefit. According to the information received from the Delhi government, the Delhi government gives pension to about 1 lakh 20 thousand people in the state, whose disability is more than 42%.

How will the disabled people be able to take advantage of this scheme? What will be the registration process in this? At present, no guidelines have been issued in this regard. But the government can start implementing this scheme soon.

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The Union Health Ministry has proposed to double the insurance cover under the Ayushman Bharat Yojana to Rs 10 lakh and Rs 15 lakh for women. The proposal has been prepared by the Group of Secretaries (GoS) on the Social Sector and has been included in the key priorities of the Union Health Ministry for the next five years.

The ministry also plans to increase the number of beds in private hospitals. Currently, there are about 7.22 lakh private hospital beds under Ayushman Bharat, i.e. Pradhan Mantri Jan Arogya Yojana. It is proposed to increase it to 9.32 lakh by 2026-27 and 11.12 lakh by 2028-29.

Also Read: DA Hike Latest Update: DA of central employees will be announced in September, Know how much the month will increase

Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), currently provides an annual insurance cover of Rs 5 lakh per family. The scheme covers about 55 crore people in the country, which is 40 percent of the total population. According to the new proposal, the insurance cover will be increased to Rs 10 lakh per family, and in case of special diseases, this cover can be increased to Rs 15 lakh for women. Along with this, the target has been set to increase the number of beneficiaries from 55 crore to 100 crore.

Recommendations will be sent to the Finance Ministry

According to a report by the Indian Express, this proposal is based on the recommendations of a committee headed by NITI Aayog member VK Paul. Based on the committee’s report, this proposal will be formalized and sent to the Finance Ministry and the Cabinet for approval.

The BJP considers the Ayushman Bharat scheme as one of the successes of the NDA government and the party’s manifesto for the Lok Sabha elections this year promises to extend its coverage to all citizens above the age of 70. Various groups of secretaries have been tasked with mapping the goals from the BJP’s ‘Sankalp Patra’ and incorporating these into the election timelines. Earlier this year, a panel was set up to evaluate the implementation of the Ayushman Bharat scheme and reduce fraud. The panel is expected to submit its report within a month.

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However, investing in government schemes gives you many benefits. Today we are going to tell you about one such government scheme, where you will get the benefit of more money along with tax benefits.

This scheme is opened for daughters and any citizen of the country can invest in this scheme for his daughter aged 10 years or less. Under Sukanya Samriddhi Yojana, anyone can deposit a minimum of ₹ 250 annually. While a maximum of 1.5 lakh rupees can be deposited.

The biggest feature of Sukanya Samriddhi Yojana is that among all the government schemes running in the country, it is one of the schemes paying the highest interest, whose account holders are given interest at the rate of 8.2 percent every year. In such a situation, by investing a certain amount for a few years, your daughter can become the owner of more than 71 lakhs. Let’s know the complete details.

The post Post Office Scheme: Daughter will get 71 lakhs at the age of 21 years…Know all Details Here first appeared on Rightsofemployees.com.

You have to invest in PPF for a minimum of 15 years. This is a scheme made by the government on the lines of Provident Fund. Any job seeker, businessman, working women, housewife, children can also invest in this scheme. This plan helps in building a huge corpus after retirement.

Investment in PPF has to be done for 15 years

Investment in PPF is for 15 years, but that does not mean that you have to withdraw your money and close the PPF account. Doesn’t happen like this. You can extend this account of yours. You can extend this account for an additional period of 5-5 years. The period of the account is 15 years and after that you can extend it further for 5 years. You can invest in PPF for 15 years, 20 years, 25 years, 30 years etc.

These are the rules

However, if you keep your PPF account open for more than a year after maturity without making any deposits, you will not be allowed to make any additional deposits in subsequent years. You can withdraw money from your PPF account only once in a year. If you choose to increase it without depositing any money. For example you have Rs 20 lakh in your PPF account and it is active for 15 years. Then, you stop contributing and after two years it increases to Rs. 24.56 lakhs. If it gets interest at the rate of 7.10 percent.

This much interest is being received on PPF

The annual interest rate for PPF accounts is currently 7.1 per cent. You can invest a maximum of Rs 1.50 lakh annually in PPF.

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In such a situation, many types of charges are levied, due to which we also have to face loss. If you are also thinking of withdrawing your funds, then this news is very important for you. Let us know about the pre-maturity rules of these schemes .

Pre-mature closure of Senior Citizen Savings Scheme

In this scheme, you can withdraw the fund anytime. Let us know about its interest rates.

• If the account is closed before one year, then no interest will be paid on it.
• If the account is closed after one year and before two years, then an amount equal to 1.5% of the principal amount will be deducted.
• On the other hand, if the account is closed after two years and before 5 years, then an amount equal to 1% of the principal amount is deducted.
• If you have an extended account, then you can close the account after one year without any deduction.

Premature closure of post office recurring deposit

In this scheme, you can withdraw the funds only after 3 years of account opening. The applicant has to apply for withdrawal by going to the post office. In this scheme, the customer will get the interest rate applicable for the post office savings account only.

Post Office Term Deposit Premature Withdrawal

Investors in this scheme can withdraw their funds only after 6 months. Let us know how much charge you will have to pay while withdrawing funds.

• If you close the Post Office Time Deposit after six months and before one year, then you will get the interest rate of the Post Office Savings Account applicable at that time. The PO savings account interest rate for the April-June quarter of 2023 is 4 per cent.
• On the other hand, if you prematurely close the 3-year POTD or 5-year POTD account after one year, then the interest calculation will be reduced by 2% from the deposit interest rate for the entire years (i.e., two or three years) . PO savings interest rates will be applicable for tenure less than one year.

If you want to withdraw money from post office monthly income scheme

In this scheme, you can withdraw the fund only after 1 year. If the account is closed after one year and before three years from the date of opening the account, a deduction equal to 2% of the principal will be made. The rest of the amount will be paid. On the other hand, if the account is closed after three years and before five years from the date of opening the account, then a deduction equal to 1% of the principal will be made.

National Savings Scheme certificate pre-mature withdrawal rules

In this scheme, you cannot withdraw the funds for 5 years. Some conditions apply to this. If the single account holder or one of the joint account holders dies, then you can withdraw the funds. You can also get the funds back on the orders of the court or on the seizure by the mortgagor being a gazetted officer.

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The amount of PM Awas Yojana has been released by the government. If you have also applied for this scheme, then check that on which day money is going to come in your account. The money of PM Awas Yojana is released from time to time by the Central and State Government across the country.

Rs 355 crore released

Madhya Pradesh government has now released the money for PM’s house. Let us tell you that Rs 355 crore 34 lakh has been released by the state government. Out of this, houses of about 35 thousand 580 beneficiaries will be constructed.

Who can buy a house under this scheme?

Under the Pradhan Mantri Awas Yojana, any person with an income of less than three lakhs who does not have any house can take advantage of it. For this, assistance of 2.50 lakh is given. In this the money is given in three installments. First installment of 50 thousand. Second installment of 1.50 lakhs. Whereas, the third installment is given for 50 thousand. The state government gives 1 lakh out of a total of 2.50 lakh rupees. At the same time, the central government gives a grant of 1.50 lakhs.

The scheme was started in 2015 so that all the poor and needy can get a permanent house from the Central Government, for which the PM Awas Yojana has been started. This scheme was implemented by Prime Minister Narendra Modi on 25 June 2015. Since then till now crores of people have got their homes.

How to apply by visiting pmaymis.gov.in

>> First of all go to the official website pmaymis.gov.in
>> You will get the option of ‘Citizen Assessment’ on the top of the website. Click on it.
>> Here you will get many options. You choose the option according to your stay.
>> After this you have to fill the Aadhaar number and click on check.
>> After this an online form will open.
>> Fill the information sought in this form.
>> Submit the application after filling it.
>> After submitting, an application number will be displayed on your screen.
>> Take a print out of it and save it for future.

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If a person dies, now his Aadhaar card will become useless. The government is going to make special arrangements for this.

Because many times it has been seen that even after the death of the person, the benefits of pension etc. have been availed on his Aadhaar card.

Aadhaar issuing organization UIDAI and Registrar General of India together are going to keep records of births and deaths in the country.

In this case, the Aadhaar card will be deactivated as soon as the death certificate is issued and no other person will be able to use it. Aadhaar number will have to be given for the death certificate.

UIDI is in talks to implement it in all states. So far 20 states have been connected to this system and the remaining states are being connected.

These facilities are part of Aadhaar 2.0. Explain that UIDAI has asked people to update the Aadhaar made 10 years ago.

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Now big news is coming out regarding the Public Provident Fund scheme. In today’s time, PPF is considered one of the best investment options. In this, you get good returns along with hefty interest, but now if you want to withdraw money from your PPF account before maturity, then know what has changed in the rules-

You get the benefit of compounding interest

In the Public Provident Fund scheme, you get 7.1 percent return on the basis of compounding. Many times it happens that you invest money, but have to withdraw this money in emergency, so today we will tell you how you can withdraw money from the account before maturity.

Can I withdraw money from the account before maturity?

Many times it has been seen that if you withdraw money before the time, then you are asked the reason for withdrawing the money and still you are not given the full amount. Public Provident Fund also has its own rules, according to its rules, you can withdraw money after completion of 6 years and can also get it closed after completion of 5 years. If you want to withdraw some money before 6 years, then you must have a valid reason for withdrawing, only then you can withdraw your money.

When can I withdraw money?

You must have a valid reason for withdrawing money. Like you want to get treatment for any disease or you can withdraw money for the treatment of your family. Apart from this, you can also withdraw money for children’s education and children’s marriage.

Rules of PPF Withdrawal

1. For withdrawing money in PPF, you have to go to the official website of the bank.
2. Then you have to download Form C from the official website of the bank.
3. After filling the form, get it deposited in the bank.
4. And also show your PPF account to the bank.
5. After this the bank will give 50 percent of the money deposited in your account.

You can start with 500 rupees, let us tell you that in this scheme a person can start with 500 rupees. At the same time, in the financial year, you can invest a maximum of Rs 1.5 lakh in it. Not only this, in PPF you also get the benefit of loan and partial withdrawal facility after a certain period.

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An official statement said that during the meeting Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Pradhan Mantri Mudra and Pradhan Mantri Street Vendor’s Self Fund Information was taken about the target of schemes like (PMSVANidhi) and agriculture loan etc.

Banks were advised to set up camps

As per the advisory, in addition to information about these schemes that take care of financial benefits and social security, PSBs were also asked to meet the targets given under the schemes for 2022-23. Banks were also asked to organize financial literacy camps, so that people can be informed about all schemes including micro insurance schemes, UPI Lite and financial transactions.

Banking services strengthened

In the last seven to eight years, banking services have easily reached the people. Along with this, banking services have become stronger and banks are trying to make the customer experience stronger. Banking services were appreciated by the Finance Ministry in the meeting. At the same time, the Indian Banks’ Association (IBA) has already been requested to expedite the user service rating for all scheduled commercial banks.

Discussion took place from KCC to digital

PSBs were also requested to take help of PM Kisan database for the purpose of providing Kisan Credit Card (KCC) facility to all the farmers of the country, about which information was taken. Apart from this, the progress in digitization was also discussed and it has been asked to start facilities on the portal to settle the claims.

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Many government schemes are being run by the Central Government. Today we will tell you about such a scheme, in which the government will give you money every month. The name of this scheme is PM Vaya Vandana Yojana (Pradhan Mantri Vaya Vandana Yojana), in which you will get money every month in old age. You can take advantage of this government scheme till 31 March 2023.

Full money is returned after 10 years Let us tell you that this is a kind of pension scheme, in which you get monthly money. In this, husband and wife get Rs 18500 per month. The special thing is that your money is completely safe in this and after 10 years you get the entire money back with interest.

How to get 18500 rupees?

If any husband and wife invest 15 lakhs in this scheme i.e. invest a total of 30 lakhs, then you get the benefit of interest at the rate of 7.40%. On this amount, you get an annual income of Rs 222000 from interest. If this interest amount is divided in 12 months, then you will get Rs 18500 every month and this amount will come in your account as pension.

You can also invest money alone, if only one person wants to invest in this scheme, then you can invest a maximum of 15 lakhs, on which you will get Rs 111000 annually as interest, that means every month Rs 9250 will come to your account. .

Money is returned after

10 years. The maturity period of this scheme is 10 years. You can invest money in this scheme for 10 years. If you invest in it for 10 years, then you get back your invested money after 10 years.

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Therefore, for the purpose of providing financial assistance to the workers, the central government is running the e-shram scheme. Under this scheme, workers of the unorganized sector can avail various government benefits by getting their e-shram card made.

Registration will be like this

To take advantage of the e-shram scheme, workers have to first go to the official website of the e-shram portal, eshram.gov.in, to register. Here you have to click on the option of e-shram registration. After this you have to enter the mobile number linked with your Aadhar card.

After this, you have to enter the captcha code and click on the option of send OTP. After reading the guideline, the asked details will have to be filled. After this you have to upload all your documents. After uploading the documents, you have to click on the submit button. After this your registration will be done.

Who can register

Any unorganized sector laborer who is an adult can register himself on the e-shram portal. The workers of the unorganized sector get many benefits by registering on the e-shram portal.

On registration under the e-shram scheme, workers are given accident insurance up to Rs 2 lakh free of cost through the Pradhan Mantri Suraksha Bima Yojana. Apart from this, the complete database of those who register on the e-shram portal remains with the government. With this, they easily get the benefit of any government scheme in future.

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