These changes will come into effect from July 1, 2025. The new rules will affect online gaming, wallet loading, utility bills, rent, fuel and education payments. Let us know how much charge will be levied on which transactions and how to get reward points.

1. Charges on online skill-based gaming

If you spend more than Rs 10,000 per month on platforms like Dream11, MPL, Rummy Culture, Junglee Games, the bank will charge 1%.

Maximum charge: Rs 4,999

Reward Points: No reward points will be given on gaming.

2. Charges on wallet loading

If you load more than Rs 10,000 in a month using your credit card into a third party wallet like PayTM, Mobikwik, Freecharge or Ola Money, a charge of 1% will be levied.

Maximum charge : Rs 4,999 per month

3. Extra charges on utility bills

If you spend more than Rs 50,000 (consumer card) or Rs 75,000 (business card) in a month using your credit card, then 1% charge will be levied on the utility bill. This charge will also be limited to Rs 4,999.

There will be no charges on insurance payment.

4. Changes on rent, fuel and education transactions

The 1% charge on rent payments will continue as before and will be a maximum of Rs 4,999. A 1% charge will be levied on fuel transactions only when the expense goes above Rs 15,000 or Rs 30,000. A 1% charge on education fees will be levied only when payments are made through third-party apps. There will be no charge on payments made through the school or college website or POS machine.

5. Reward point cap on insurance transactions

Reward points will now be available on insurance transactions, but with a limit. The earlier reward capping will remain applicable on cards like Millennia, UPI, Swiggy, Paytm and Bharat. There will be no limit on reward points on insurance payments on Marriott Bonvoy card. HDFC card customers should plan their expenses before July 1 and use the card keeping these changes in mind. This will help you avoid additional charges and make the most of your reward points.

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The post HDFC Bank Credit Card Major Changes – Bank will implement New Charges and Limits on Many Expenses first appeared on Rightsofemployees.com.

You will get a voucher after spending Rs 50,000

If you spend at least Rs 50,000 in a quarter, you will be eligible for lounge access.

Tata Neu Infinity HDFC Credit Card holders will get 2 free domestic lounge vouchers every quarter i.e. maximum 8 vouchers per year.

Tata Neu Plus HDFC Credit Card holders will get 1 voucher every quarter i.e. maximum 4 per year.

Upon qualifying the eligibility, the customer will be informed via SMS and email. The voucher can be claimed by visiting that link and logging in with the bank-registered mobile number. The voucher must be claimed within 120 days and used within 180 days from the date of issue.

How to check eligibility and expenditure status?

After June 10, 2025, customers will be able to check the status of their expenses and voucher eligibility by visiting HDFC NetBanking or MobileBanking App.

Go to the Credit Card section.

Select Tata Neu card.

Click on Redeem Reward Points.

Then go to MyReward Spend Promo Details and see the information.

If your card is upgraded, lost or reissued, only spends on the new card will count for eligibility.

Existing benefits applicable till 9th ​​June 2025

Tata Neu Infinity cardholders can avail 8 free domestic lounge access every year i.e. 2 per quarter till June 9, 2025, while Tata Neu Plus cardholders can avail 4 free accesses i.e. 1 per quarter. This facility will be available on VISA and RuPay cards at a charge of Rs 2 per entry.

Changes in international lounge access too

From 1 June 2025, Tata Neu Infinity VISA cardholders will be issued Priority Pass for international lounge access only on request. This pass will allow 4 free international visits in a year, 1 per quarter. Thereafter, a fee of US $27 + GST ​​will be charged per visit. The same fee will apply to guest visits through Priority Pass.

The post Credit Card: HDFC Bank changes airport lounge access rules on credit cards first appeared on Rightsofemployees.com.

If you also have an HDFC Bank credit card, then from this month the rules related to it are changing (Rule Change From August), which may affect your monthly expenses. Also, you may have to pay more charges.

1 percent extra charge on rent payment

If you use HDFC Bank credit card for rent payment through third party apps like CRED, PayTM, Cheq, MobiKwik and Freecharge, then you will have to pay an extra fee of 1 percent. For this, the maximum limit has been set by the bank at Rs 3,000 per transaction.

According to the India Today report, extra charges are being levied on utility transactions
as well. However, no extra charges will be levied on transactions of less than Rs 50,000, but if the value of such payment is more than Rs 50,000, a charge of 1% will be levied, here also the limit per transaction has been fixed at Rs 3,000.

Charges on Petrol and Diesel

If you make fuel payment through HDFC Bank credit card, then now you will have to pay an extra charge. If the card holder makes an oil payment of less than Rs 15,000, then there will be no charge, but for transactions above this amount, a charge of 1% will have to be paid. Talking about payment of insurance premium, no extra charge will have to be paid on insurance payments.

This new rule in educational payments:

If any kind of educational payments are made through third party apps, a fee of 1% will be levied here too, however, no such charge will be levied on direct payments made through the official website of educational institutes or POS machines. Apart from this, international educational payments have also been exempted from this fee.

The post Credit Card Charge Hike: You will have to pay more charges on HDFC Bank credit card from today! first appeared on Rightsofemployees.com.