This is the second cut this month. Earlier on June 10, the bank had also reduced the interest rate on some selected FDs. This change will be applicable on those deposits whose amount is less than Rs 3 crore. Apart from this, a cut of 25 basis points has also been made on savings accounts from June 24, 2025.

HDFC Bank reduced interest on these FDs

Now HDFC Bank will give 6.35% interest to general customers instead of 6.60% on FDs of less than 15 months and more than 18 months. Whereas, for senior citizens, this rate has been reduced from 7.10% to 6.85%. The current FD interest rates of the bank are now between 2.75% to 6.60% for general customers and 3.25% to 7.10% for senior citizens. These changes have been made after RBI’s 50 basis point cut in the repo rate. It is clear from this that the effect of the fall in interest rates is now directly visible on the savings and investments of the customers.

HDFC Bank interest rates on FDs up to Rs 3 crore

• 7 days to 14 days: For general public – 2.75%; For senior citizens – 3.25%
• 15 days to 29 days: For general public – 2.75%; For senior citizens – 3.25%
• 30 days to 45 days: For general public – 3.25%; For senior citizens – 3.75%
• 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
• 61 days to 89 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
• 90 days to 6 months: For general public – 4.25 per cent; For senior citizens – 4.75 per cent
• 6 months 1 day to less than 9 months: For general public – 5.50 per cent; For senior citizens – 6.00 per cent
• 9 months 1 day to less than 1 year: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
• Less than 1 year to 15 months: For general public – 6.25 per cent; For senior citizens – 6.75 per cent
• 15 months to less than 18 months: For general public – 6.35 per cent; For senior citizens – 6.85 per cent
• 18 months 1 day to less than 21 months: For general public – 6.60 per cent; For senior citizens – 6.95 per cent
• 21 months to 2 years: For general public – 6.45 percent; For senior citizens – 7.20 percent
• 2 years 1 day and less than 2 years 11 months: For general public – 6.45 per cent; For senior citizens – 6.95 per cent
• 2 years 11 months 1 day and upto 35 months – 6.45 percent; For senior citizens – 6.95 percent
• 2 years 11 months 1 day and upto 3 years – 6.45 percent; For senior citizens – 6.95 percent
• 3 years 1 day to 4 years 7 months – 6.40 percent; For senior citizens – 6.90 percent
• 4 years 7 months to 55 months – 6.40 percent; For senior citizens – 7.90 percent
• 4 years 7 months 1 day to less than 5 years: For general public – 6.40 percent; For senior citizens – 6.90 percent
• 5 years to 10 years: For general public – 6.15 percent; For senior citizens – 6.65 percent

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Now the bank is giving interest ranging from 4.50% to a maximum of 7.15% to the common people on bulk FDs.

The country’s largest private sector bank HDFC has increased the interest rates on its bulk FD. Bulk FD includes FD ranging from Rs 2 crore to Rs 5 crore. These new rates have come into effect from today, December 27.

Now the bank is giving interest ranging from 4.50 per cent to a maximum of 7.15 per cent to the common people on bulk FDs. At the same time, senior citizens are being given interest ranging from 5 percent to a maximum of 7.75 percent. The bank is offering FDs ranging from 7 days to 10 years. RBI has increased interest rates in the last few months to control inflation. After increasing the repo rate of RBI, many banks have increased their interest rates. Many big banks of the country are included in this list.

HDFC Bank interest rates on FDs above Rs 2 crore and up to Rs 5 crore

7 days to 14 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent

15 days to 29 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent

30 days to 45 days: For general public – 5.25 per cent; For Senior Citizen – 5.75 percent

46 days to 60 days: For general public – 5.50 per cent; For Senior Citizen – 6.00 percent

61 days to 89 days: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent

less than 90 days equal to 6 months: for general public – 6.10 per cent; For Senior Citizen – 6.60 percent

6 months 1 day to less than 9 months: For general public – 6.35 per cent; For Senior Citizen – 6.85 percent

9 months 1 day to less than 1 year: For general public – 6.50 per cent; For Senior Citizen – 7.00 percent

1 year to less than 15 months: For general public – 6.75 per cent; For Senior Citizen – 7.25 percent

15 months to less than 18 months: For general public – 7.15 per cent; For Senior Citizen – 7.65 percent

18 months 1 day to less than 21 months: For general public – 7.15 per cent; For Senior Citizen – 7.65 percent

21 months to 2 years: For general public – 7.15 per cent; For Senior Citizen – 7.65 percent

2 years 1 day to 3 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent

3 years 1 day to 5 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent

5 years 1 day to 10 years: For general public – 7.00 per cent; For Senior Citizen – 7.75 percent.

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