The interest rate has been cut by up to 20 basis points for certain periods on deposits less than ₹ 3 crore. For general citizens, the bank is now offering FD interest rates between 3% to 7.05%, while for senior citizens, interest rates are between 3.5% to 7.55%. The new rates of the bank have come into effect from May 26, 2025.

For which periods the rates were reduced?

ICICI Bank has reduced the interest rates on FDs made for different tenures. Which is as follows-

Less than 1 year to 15 months: Interest rate reduced by 20 basis points from 6.7% to 6.5%.

15 months to less than 18 months: Now the rate will be 6.6%, down from 6.8%.

18 months to 2 years: For this period the bank will now pay interest rate down from 7.05% to 6.85%.

2 years 1 day to 5 years: The interest rate for this period has been reduced by 15 basis points. Which has now been reduced from 6.90% to 6.75%.

5 years 1 day to 10 years: Now 6.7% interest will be available instead of 6.8%.

Tax-saver FD: Its interest rate has also been reduced from 6.9% to 6.75%.

Similarly, FD rates have been reduced for senior citizens as well. If we talk about high FD returns, the highest FD interest rate for senior citizens is 7.35% for a period of 18 months to 2 years.

ICICI Bank also changed the rates of RD

After the new change, ICICI Bank is offering recurring deposit (RD) interest rates between 4.75% to 6.85% for general public and 5.25% to 7.35% for senior citizens.

FD interest rates of some other banks

HDFC Bank: Offers interest rates ranging from 3.00% to 7.05% for general citizens and 3.50% to 7.55% for senior citizens. Senior citizens can get up to 7.55% on tenures of 15 to 18 months.

State Bank of India (SBI): Interest rates available range from 3.30% to 7.50% for general citizens and 3.80% to 7.75% for senior citizens. SBI’s Amrit Vrishti (444 days) scheme offers 7.35% interest to senior citizens.

Punjab National Bank (PNB): Offers interest rates ranging from 3.50% to 7.25% for general citizens and 4.00% to 7.75% for senior citizens. Senior citizens can get 7.50% interest on a tenure of 390 days.

Canara Bank: Offers interest rates ranging from 4.00% to 7.25% for general citizens and 4.00% to 7.75% for senior citizens. Senior citizens can get up to 7.75% interest on a tenure of 444 days.

Let us tell you that these rates may vary depending on the bank and the period chosen.

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Interest rates on ICICI Bank bulk FD

• 7 days to 14 days: For general public – 4.75 percent; For senior citizens – 4.75 percent
• 15 days to 29 days: For general public – 4.75 percent; For senior citizens – 4.75 percent
• 30 days to 45 days: For general public – 5.50 percent; For senior citizens – 5.50 percent
• 46 days to 60 days: For general public – 5.75 percent; For senior citizens – 5.75 percent
• 61 days to 90 days: For general public – 6 percent; For senior citizens – 6 percent
• 91 days to 120 days: For general public – 6.50 percent; For senior citizens – 6.50 percent
• 121 days to 150 days: For general public – 6.50 percent; For senior citizens – 6.50 percent
• 151 days to 184 days: For general public – 6.50 percent; For senior citizens – 6.50 percent
• 185 days to 210 days: For general public – 6.75 percent; For senior citizens – 6.75 percent
• 211 days to 270 days: For general public – 6.75 percent; For senior citizens – 6.75 percent
• 271 days to 289 days: For general public – 6.85 percent; For senior citizens – 6.85 percent
• 1 year to 389 days: For general public – 7.25 percent; For senior citizens – 7.25 percent
• 390 days to less than 15 months: For general public – 7.25 percent; For senior citizens – 7.25 percent
• 15 months to less than 18 months: For general public – 7.05 percent; For senior citizens –
• 7.05 percent
• 2 years 1 day to 3 years: For general public – 7 percent; For senior citizens – 7 percent
• 3 years 1 day to 5 years: For general public – 7 percent; For senior citizens – 7 percent
• 5 years 1 day to 10 years: For general public – 7 percent; For senior citizens – 7 percent

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ICICI Bank FD: Private sector bank ICICI has announced to increase interest rates on fixed deposits while giving gifts to its customers in the new year. Now customers will get more profit than before by making fixed deposits. The bank has increased the interest rate on bulk FDs. Now fixed deposits ranging from Rs 2 crore to Rs 5 crore will get higher interest than before.

The new rates have been uploaded on the official website of ICICI Bank. The notification states that it is effective from January 2, 2023. After the change in interest rates, interest ranging from 4.5 percent to 6.75 percent will be available on fixed deposits maturing in 7 days to 10 years.

What are the new rates

ICICI Bank will pay 7.5 percent interest on fixed deposits for a period between 15 months to 2 years. Apart from this, interest will be given at the rate of 4.5 percent on wholesale FDs maturing in 7 days to 29 days and 5.25 percent on FDs maturing in 30 days to 45 days. The bank is offering 5.5 per cent interest for FDs of 46 to 60 days, while interest will be given at the rate of 5.75% for FDs of 61 days to 90 days duration.

FDs maturing in 91 to 184 days will get 6.25% interest, while FDs maturing in 185 to 270 days will get 6.30% interest.

Highest interest will be available on these schemes

On behalf of ICICI Bank, it has been said that interest will be given at the rate of 6.65 percent on fixed deposits of 271 days to less than 1 year, while 7.10 percent on deposits of 1 year to 1 year and 3 months. Will be able to take advantage of interest. Apart from this, ICICI Bank will pay interest at the rate of 7.15 percent on FDs ranging from 15 months to 24 months. Interest will be given at the rate of 7 percent on deposits ranging from 2 years 1 day to 3 years and 6.5 percent on FDs maturing between 3 years and 10 years.

These rates also changed

ICICI Bank has been offering 7:30 percent interest on FB to senior citizens above the age of Rs. Let us tell you that the interest given to senior citizens is higher than the interest given to the general public. This is because banks and the government keep interest rates high to encourage contributions from senior citizens.

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The facility of Bank FD Rates from 7 days to 10 years is being given to the customers by the bank. In this, you will get the benefit of interest ranging from 2.75 percent to 5.90 percent. Let us tell you that the new interest rates of the bank have come into effect from today i.e. from August 19.

New rates implemented from today

ICICI Bank has decided to increase the interest rates on FDs of less than Rs 2 crore. According to the official website of the bank, after the amendment made from today, the bank has increased the rates of fixed deposits with maturity from one year to 10 years. So let’s check that from now onwards you will get the benefit of interest on FD for which period-

Let’s check the latest fixed deposit rates –

7 days to 29 days FDs – 2.75 per cent on
30 days to 90 days FDs – 3.25 per cent on
91 days to 184 days FDs – 3.75 per cent
185 days to 1 year On FDs of less than – 4.65 per cent on FDs of
1 year to 389 days – 5.50 per cent on FDs of
389 days to < 15 months – 5.50 per cent
on FDs of 15 months to 2 years – 5.50 per cent
2 years from 1 day to 3 years On FDs – 5.60 percent on FDs
ranging from 3 years 1 day to 5 years – 6.10 percent on FDs
ranging from 5 years 1 day to 10 years – 5.90 percent

Apart from this, if we talk about senior citizens, then they get 50 basis points more benefit than the general public. The bank is giving the benefit of interest ranging from 3.25 percent to 6.60 percent to the customers on FDs ranging from 7 days to 10 years. According to the website given by the bank, the revised rates issued by the bank will be applicable to FD rates as well as existing term deposits.

Check how much benefit senior citizens will get

– 7 days to 29 days FDs – 3.25 percent on
30 days to 90 days FDs – 3.75 percent on
91 days to 184 days FDs – 4.25 percent
185 days to one year On FDs of less than – 5.15 per cent on FDs of
1 year to 389 days – 6% on FDs of
389 days to < 15 months – 6 per cent
on FDs of 15 months to 2 years – 6 per cent
2 years from 1 day to 3 years On FDs – 6.10 percent on FDs
ranging from 3 years 1 day to 5 years – 6.60 percent on FDs from
5 years 1 day to 10 years – 6.60 percent

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