Here are the raw notes on what happened and what you need to do now:

December Pension Stopped: The Life Certificate Deadline Passed

The thing is, the government needs proof you are alive. Or nothing. This is the Life Certificate rule, mandatory every year to prevent fraud and erroneous payments.

• The Hard Stop: The deadline was November 30th. If you didn’t submit the certificate—your Jeevan Pramaan Patra—the system will automatically withhold your December pension.

• The Reason: It’s simple bureaucracy. The bank stops payment because, legally, they don’t have confirmation that the beneficiary is alive.

The Fix: Get It Done NOW

The situation is temporary. The money will come back. But you need to act fast to stop the hold-up from continuing. You submit the certificate, and the pension starts again. The delay is just a few days for processing.

Here’s how to do it without leaving the house:

1. Aadhaar Face Authentication: This is the easiest option now. You download the Jeevan Pramaan Face App and the required RD service app. You use your smartphone camera (needs a 5MP front camera) to scan your face. It verifies your identity against your Aadhaar photo. It takes minutes.

2. Jeevan Pramaan App: This is the standard digital route. You enter your Aadhaar and bank details, and authenticate the process. The certificate is automatically sent to the Pension Disbursing Authority (PDA).

3. Doorstep Banking: For the elderly or mobility-impaired, many banks and India Post offer this. They send an employee to your house to fill out the form and process the verification. This is invaluable, or nothing.

The clock is ticking for your December payment. Submitting today is the only way to minimize the disruption.

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Life Certificate new update: Everyone’s biggest concern after retirement is receiving their pension on time. Previously, receiving a pension required submitting a “Life Certificate” every year, and this required waiting in line for hours at the bank or pension office. This became a daunting task for the elderly and the sick. To address this issue, the government introduced the “Life Certificate,” a digital life certificate, making the entire process online and extremely easy.

What is a Life Certificate?

The Life Certificate is an Aadhaar-based digital service that verifies pensioners’ identities online. It uses biometric authentication, such as a fingerprint or iris scan, and the pensioner’s certificate is then saved in a digital repository. The advantage of this is that the pensioner doesn’t need to travel anywhere, and the agency can directly access their certificate online..

How does it work?

Pensioners simply need to register using their Aadhaar and mobile number. After OTP and biometric verification, a ‘Praman ID’ is generated. Both the pensioner and the pension agency can then view this certificate anytime, anywhere. The pensioner also receives an SMS alert upon completion of the entire process.

Where to register?

Pensioners can register directly through the mobile app or computer app. Alternatively, they can also register by visiting the nearest Jeevan Pramaan Center, bank, or Common Service Center (CSC). Registration is completed by providing Aadhaar, bank details, PPO number, and mobile number.

How to register using a mobile or computer?

• First, download the Jeevan Pramaan app.
• Click on ‘New Registration’ in the app.
• Fill in the details such as Aadhaar number, name, bank account number, pension order (PPO), and mobile number.
• Click on ‘Send OTP’ and enter the OTP received on the registered mobile number.
• Then, verify your Aadhaar-linked biometric identity (fingerprint or iris).
• Upon submission, UIDAI will verify your information and you will receive a Jeevan Pramaan ID.

How to generate a life certificate online?

• Once the Pramaan ID is created, the pensioner will need to log in to the app again using an OTP.
• Select the ‘Generate Life Certificate’ option and enter your Aadhaar number and mobile number.
• Click on ‘Generate OTP’ and enter the OTP received. You will also need to enter the PPO number, the agency from which you receive your pension, your name, and other necessary information.
• Verify your identity using your fingerprint and iris using your Aadhaar information.
• The Life Certificate will appear on the screen, and a confirmation SMS will be sent to the pensioner’s registered mobile number.

Who will benefit?

This facility is available to all pensioners who receive a pension from the Central Government, State Government, or other government organizations. The most important thing is that you will no longer have to visit the bank or office every year to receive your pension.

Documents Required for a Life Certificate

To obtain a Life Certificate, or a digital life certificate, a pensioner must provide certain essential documents.

•  An Aadhaar number
•  A current and registered mobile number
• -To obtain a Life Certificate online, one must first register on the government’s Life Certificate portal.

Who can obtain a Life Certificate?

The Life Certificate is only for those who receive a pension. If you have retired from the Central Government, State Government, or any other government institution and receive a pension, you are eligible for this digital life certificate.

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From 1st November 2024, the window for submitting Jeevan Pramaan or Life Certificate has been opened for pensioners. Every year by 30th November, one has to submit his/her Jeevan Pramaan or Life Certificate in the banks. So that their pension keeps coming without any interruption. Pensioners can get their life certificate made without visiting the bank. The Indian Postal Department will bring your life certificate to your doorstep through its India Post Payments Bank and you can submit your life certificate through doorstep service. Let’s know in detail.

Submit Life Certificate through Postman

You can request a postman to deposit Digital Life Certificate through the website of India Post Payment Bank. In this service, the postman will come to your house and deposit your life certificate. This doorstep service was started through postman in 2020. To avail this service through mobile, pensioners can download PostInfo App from Google Playstore.

Pensioners will have to provide Aadhaar number, mobile number, bank or post office account number and PPO number. Who can avail the service Digital Life Certificate (Jeevan Pramaan) is a biometric enabled digital service for pensioners. Pensioners of Central or State Government, Employees Provident Fund Organization or any other government organization whose pension disbursing agency is active for DLC can avail this facility.

Such pensioners do not need to go to the office of the disbursing agency to submit the life certificate physically. Instead they can use Aadhaar enabled biometric authentication mechanism to generate DLC. Leveraging the large postal network of the Department of Posts (DoP), India Post Payments Bank (IPPB) with its capability to provide service at the doorstep of pensioners is now facilitating generation of DLC on an integration basis. The application is designed and maintained by the National Informatics Centre (NIC) of the Government of India. What is DLC Service This service is available to IPPB and non-IPPB customers.

To avail the Digital Life Certificate (DLC) service, the customer can contact the nearest post office or request the postman/rural postal servant to come to the door. The Department of Posts has also provided the facility to schedule doorstep requests through the Post Info app or website http://ccc.cept.gov.in/covid/request.aspx. Issuance of DLC is a completely paperless and hassle-free process and the certificate is generated instantly. After this, a Pramaan ID is generated which is shared directly with the pensioners by NIC.

Once the Pramaan ID is generated, pensioners can download the DLC through the link https://jeevanpramaan.gov.in/ppouser/login. A nominal fee of Rs 70 (including GST/CESS) will be charged for successful generation of DLC. No doorstep fee will be charged from IPPB or non-IPPB customers for issuing DLC. Important things to generate DLC Pensioners must have Aadhaar number. Also, the pensioner must have an existing mobile number. Aadhaar number should be registered in advance with the pension disbursing agency (bank/post office etc.).

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If you do not do this, then after this your pension will stop coming. Actually, every pensioner between the age of 60 years to 80 years has to submit his life certificate or life certificate between 1st November to 30th November, which is seen as a proof of your survival that you can get pension. To be issued. A super senior pensioner of 80 years has to submit this certificate between October 1 and November 30.

Can Jeevan Pramaan be submitted even after 30th November?

If you do not submit your life certificate by 30th November, your pension may be stopped, because without it your pension amount will not be released. But you have a relief option, that is, if you submit your certificate before 31st October next year, your pension will be restarted, and the balance which has not been received is also given to you. Will go.

How to submit life certificate?

Pensioners in the country get the facility to submit their life certificate in 5 ways. Those pensioners can deposit it through Jeewan Pramaan Portal, through face authentication, through post payment bank, through designated officer signature and through door step banking.

Let us tell you that a nationwide campaign is being run from November 1 to 30, 2023 at 500 places in 100 cities across the country. 17 pension disbursing banks, ministries/departments, Pensioners Welfare Association, UIDAI and Ministry of Electronics and Information Technology are working in this, you can also submit your life certificate with their help.

How to submit life certificate sitting at home?

You can submit your life certificate from the comfort of your home through face authentication or doorstep banking. Let us know its process.

Step 1- Download and install ‘AadhaarFaceRD’ ‘Jeevan Praman Face App’ on your Android smartphone with 5MP or above camera.

Step 2- Keep your Aadhaar number with you, which you have given to the Pension Distributor Authority.

Step 3- Go to Operator Authentication and scan the face.

Step 4- Enter your details.

Step 5- Take a photo of yourself with the front camera of the phone and share it. After this, a link to download your life certificate will come to your phone through an SMS, which you can download and keep with you.

How to submit life certificate through doorstep banking?

Step 1- For this, you will first have to book a visit to Jeevan Praman Center or your bank for doorstep banking.

Step 2- When the operator comes to your home, give him your Aadhaar and mobile number.

Step 3- He will verify your ID with the biometric device.

Step 4- Once authentication is done, it will generate your digital life certificate. You can keep your copy from the operator.

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All retired central employees have to submit the Jeevan Pramaan Patra every year to the Pension Distributing Authority to continue their pension. It is submitted in November. Life certificate can be submitted anytime in the whole month. If a pensioner fails to do so, his pension may be stopped. Although usually pensioners deposit it in banks but it can also be deposited in digital form.

Pensioners can submit their life certificate on the Jeevan Pramaan portal from the comfort of their homes. However, for this you will have to verify your identity on the portal. UIDAI has given a list of biometric devices to ensure the identity of pensioners. Which you can see on the UIDAI website. Aadhar linking of pension account is mandatory for submission of Digital Life Certificate.

Where to get Digital Life Certificate

You can get Digital Life Certificate from Bank, Government Office, Post Office or Jeevan Pramaan App. Jeevan Pramaan App can be downloaded from https://jeevanpramaan.gov.in/. To generate life certificate from here, it is necessary to have a biometric fingerprint or iris scanning device.

How to generate life certificate

In the Jeevan Pramaan app, enter the pensioner’s information such as Aadhar details and mobile number.
After this an OTP will come on the given mobile number.
After OTP authentication, you can generate DLC from the app.
Enter the pensioner’s Aadhaar details, pension payment order, bank account details and phone number in the app.
After that complete the biometric authentication.
After completion of authentication, a message will be received on the registered mobile number with Jeevan Pramaan Certificate ID.
Now Pension Distributing Agency can access your DLC anytime from Jeevan Pramaan website.
It is worth noting that while using the Jeevan Pramaan Face App, a biometric device will not be required.

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Life certificate has to be submitted every year from 1st November. However, the central government gave additional time to senior pensioners aged 80 years and above, who can submit their certificates from October 1.

The government has given several options for the pensioners to make the process of submission of life certificate easier. Pensioners can submit the certificate either by visiting pension disbursing agencies like banks, post offices and state/UT government offices or by opting for digital submission.

In case the pensioner does not wish to appear before the PDA physically, he can submit a Life Certificate in the prescribed format signed by any of the designated officers. According to the scheme booklet issued by the Central Pension Accounting Office (CPIO), such pensioners have been exempted from personal presence.

Pensioners can use the Jeevan Pramaan portal to submit their Annual Life Certificate online. In this method, pensioners will have to download the Jeevan Pramaan application and provide the biometrics captured from UIDAI-mandated devices. The UIDAI maintains a list of all the equipment required to record the biometrics of an individual for the Jeevan Pramaan digital certificate.

The government also provides door-to-door banking services for generation and collection of life certificates through alliances. This includes 12 public sector banks serving 100 major cities.

A pensioner can book the service through Doorstep Banking (DSB) mobile application, official website of DSB or through toll-free numbers – 18001213721, 18001037188.

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Pension is received only after submission of this certificate. So let’s know how you can submit life certificate through video call.

There is good news for the pensioners of Bank of Baroda. Now they have got the facility to submit their life certificate through video call . In this way, the elderly or disabled pensioner will not need to go to the bank. Jeevan Pramaan will be deposited and pension will be received from the video call sitting at home . For this, Bank of Baroda has started ‘ Video Life Certificate ‘ ie VLC. Through VLC, pensioners will be able to submit their life certificate by making a video call sitting at home.

Bank of Baroda has made a tweet regarding VLC service. It is written in the tweet, now full attention on pension. As per your convenience from home, submit the life certificate through video call.

What does Bank of Baroda say

To get pension, every government pensioner has to submit Annual Life Certificate in the month of November every year. This life certificate is submitted once in a year. Pension is received only after submission of this certificate. So let’s know how you can submit life certificate through video call.

Submit life certificate like this

1. Login to Pension Sarathi Portal and click on Video Based Life Certificate tab or visit Bankofbaroda.com
2. Enter the PPO number and account number registered with the pension paying branch
3. Enter the One-Time Password (OTP) received on your registered mobile number with Bank of Baroda and Aadhaar and click on “Submit”
4. The pensioner has to select the given details. Whether Re-employed – Yes / No, Remarried – Yes / No, Income below 9000+DA – Yes / No, Persons with Disabilities – Yes / No.
5. After submitting the details the pensioner has to select an option to schedule the call now or as per convenience (later)
6. Before initiating the call keep your original photo ID ready and the pensioner has to give permission to initiate the video call
7. Once the permission is granted, it will be forwarded to the BOB agent as soon as it is available.
8. Show the photo ID card so that the bank officials can see it and the question will be shown on the screen of the pensioner to enter the details
9. After successful capture of the photo, the OTP received on the Aadhaar registered mobile number will be shared by the pensioner with the bank officer
10. After successful capture of the process the Jeevan Pramaan will be updated in the pension software and if it is rejected it will be informed through SMS and email

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However, the central government allows super senior pensioners in the age group of 80 years and above to submit annual life certificates from October 1 instead of November 1 every year. There are different ways to submit Jeevan Pramaan. Central government pensioners can submit their annual life certificate in these 6 ways.

Life Certificate (Jeevan Pramaan Patra) is one of the most important documents for pensioners. Government pensioners have to submit their life certificate to get their pension without any interruption. Submission of Life Certificate will reveal whether the pensioner is alive or not.

1. Life Certificate itself can be generated online also. You can generate life certificate digitally from the Central Government Life Certificate Portal https://jeevanpramaan.gov.in/. Digital certificate can be generated through Aadhaar based authentication.

2. Through Door Step Service- The Department of Pension and Pensioners’ Welfare said that pensioners can submit digital life certificates by using Doorstep Banking Alliance of 12 Public Sector Banks or Doorstep Service of Department of Posts. Doorstep Banking Alliance is an alliance between 12 public sector banks, which include State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, Bank of India, Canara Bank, Bank of Maharashtra, Central Bank of India, Indian Bank etc.

3. You can book for yourself the Bank’s doorstep service by calling the website (doorstepbanks.com or www.dsb.imfast.co.in/doorstep/login) or doorstep banking, mobile app or toll-free number (18001213721 or 18001037188) can.

4. If you are not able to submit life certificate digitally, then you can deposit it by visiting the branch of the bank where your pension comes.

5. Apart from this, you can also submit the Life Certificate by going to the Central Pension Office.

6. Central Government pensioners can get their life certificate filed by the Pension Disbursing Authority (PDA) by physically appearing before the PDA.

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