Similarly, LIC also keeps coming up with different types of plans for people of different ages. Being a government unit, there is little risk of losing money here. That’s why people are associated with many of its policies. One such policy is also for women, in which you can collect up to Rs 11 lakh on daily savings of Rs 87. So without any delay, let us know about this policy of LIC.

This is the policy

• Actually, the name of this policy of LIC is LIC Aadhar Shila Plan. Women can get a good amount by investing in it. For this, women will have to save Rs 87 daily, after which you will accumulate Rs 31 thousand 755 annually.

• Talking about the maturity of this Aadhar Shila plan, its duration is 70 years. At the same time, by investing in this scheme, you can get a benefit of up to Rs 11 lakh at the time of maturity.

• Whereas, the minimum sum assured in this scheme of LIC is Rs 75 thousand. Whereas, the maximum sum assured is Rs 3 lakh. At the same time, the minimum policy term of this scheme is 10 years and maximum is 20 years.

Who can join?

• If your age is between 8 to 55 years, and you are a woman then you can join this Aadhar Shila scheme of LIC. In such a situation, if you are planning to save money, then this scheme may be better for you.

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There is no danger of money sinking in this. At the same time, by investing just a few rupees every month, you can build up a substantial bank balance till maturity. Today we are going to tell you about one such scheme. In which you can make good savings by depositing small amounts. This scheme is of LIC.

LIC keeps taking out policies for people of different ages ranging from women. LIC schemes are a popular option for Indians to save money after savings linked schemes provided by banks and post offices. People prefer to invest in LIC’s schemes. Let us tell you about this plan.

Know which is the scheme

Life Insurance Corporation of India (LIC) has schemes for every section of the society. This is the reason why it is the market leader in the insurance sector. LIC Aadhaar Shila Policy is a good plan for low and middle income group. Its minimum amount is Rs 75000 and maximum Rs 3 lakh. You can set aside a modest amount per day to invest in LIC Aadhaar Shila. This is a long term investment like most LIC policies.

It also gives death cover to the individual. If a person invests Rs 58 every day, he will get lakhs of rupees at the time of maturity. The Sum Assured on Death is seven times the Annualized Premium and 110% of the Basic Sum Assured. The minimum age for entry into this scheme is 8 years and the maximum is 55 years. The term of the policy is 10 to 20 years.

In this way you will get 8 lakh rupees on maturity

This scheme is exclusively for women. The minimum plan term is between 10 to 20 years. The maximum age for maturity is 70 years. There is also a loyalty addition feature. The premium has to be paid in monthly, quarterly, half-yearly and yearly mode. If you are 20 years old and invest at the rate of Rs 58 every day, you will invest Rs 21918 annually. After 20 years your invested amount will be Rs 429392. At the time of maturity you will get Rs 794000.

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Please tell that LIC is a name of trust in a way. Even today, crores of people of the country prefer to invest money in LIC and Post Office. And LIC also never disappoints its customers. Under LIC’s Aadhaar Shila plan (LIC Aadhaar Shila), the customer will also be able to save money and will also give good returns. Also, on Maturity, the customer will immediately return their money. Under this scheme, even after the death of the policyholder, all the money is given to the nominee.

The specialty of Aadhaar Policy

• LIC Aadhaar Shila Yojana is specially designed for women.
• The minimum policy term is 10 years and the maximum is for 20 years.
• The maximum age of this plan maturity is 70 years.
• If the policy holder (LIC India) dies after 5 years of taking the policy, then in this situation the family will get the facility of Loyalty Addition on Maturity.
• A lump sum amount will also be received at the end of the policy term.
• Under the scheme, you will be able to invest Minimum 75000 rupees and Maximum 3 lakh rupees.
• There is an option to make premium payment of this plan on monthly, quarterly, half yearly or yearly basis.

This is how you will get big amount

Suppose, at the age of 30, you deposited Rs 58 every day for 20 consecutive years in this scheme, then a total of Rs 21918 will be deposited in your first year. On which you also have to pay tax at the rate of 4.5 percent. Then in the second year you will have to pay Rs 21446. In this way, you will deposit this premium on a monthly, quarterly, half-yearly or yearly basis. You will deposit Rs 429392 for 20 years on paying every year’s premium. After this, at the time of maturity, you will get a total of Rs 794000.

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This scheme has been made keeping in mind the needs of women. Women gradually save some money in the house and LIC You can accumulate big money by investing in the scheme. LIC Women of 8 to 55 years can invest in this scheme. If you deposit Rs 29 daily in this scheme, you can get Rs 4 lakh on maturity. Let us know about this scheme in detail.

Big returns will be available on this plan of LIC

Let us understand this with an example. If you deposit Rs 899 (about Rs 29 daily) every month for 20 years, then in the first year you will deposit only Rs 10,959. If you deposit Rs 899 every month for 20 years, then in 20 years total investment of Rs 2 lakh 14 thousand will be there. In which you will get 3 lakh 97 thousand rupees on maturity of the policy. By investing in this policy, women can secure their future and can collect a hefty amount after 20 years.

Know what is the condition?

LIC’s Aadhar shila plan provides both security and savings. Only those women can take advantage of this, whose Aadhar card is made. This plan of LIC provides financial help to the policyholder and the family after his death. On maturity of the policy, the policyholder gets the money.

What is policy?

Under LIC Aadhar Shila plan, the basic sum assured minimum is Rs 75000 and the maximum is Rs 3 lakh. The policy tenure is minimum 10 years and maximum 20 years. A woman of 8 to 55 years can invest in LIC’s plan. The maximum maturity age in this is 70 years. The premiums in the plan are paid on monthly, quarterly, half yearly or yearly basis.

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Let us tell you that LIC’s Aadhar Shila Plan customers get good returns apart from saving money. Apart from this, customers get their money back immediately on maturity. Under this plan, the family gets the money even after the death of the policyholder.

Know what is the specialty of the policy-

• LIC Aadhaar Shila Yojana has been specially designed for women.
• The minimum policy term is 10 years and maximum is 20 years.
• The maximum age of maturity in the plan is 70 years.
• The facility of loyalty addition on maturity is also provided in case the policy holder dies after 5 years of taking the policy.
• A lump sum amount is also provided at the end of the policy term.
• Under this plan, you can invest a minimum of Rs 75000 and a maximum of Rs 3 lakh.
• The premium payment of this plan is done on monthly, quarterly, half yearly or yearly basis.

Know how to get 4 lakh rupees?

Let us tell you by example how you can get Rs 4 lakh. Suppose at the age of 30, if you had deposited Rs 29 every day for 20 consecutive years in this scheme at the age of 30 and you would have deposited a total of Rs 10,959 in the first year. Now you will also be taxed on it at the rate of 4.5 percent.

At the same time, next year you will have to pay Rs 10,723 in it. In this way, you can deposit these premiums on every month, quarter, half yearly or yearly basis. You will have to deposit Rs 2,14,696 in 20 years and you will get a total of Rs 3,97,000 at the time of maturity.

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