LIC has introduced a special scheme – Jeevan Umang Policy (LIC Jeevan Umang Policy) in which you can get good profits by investing. Let us know in detail about this wonderful policy.

What is LIC Jeevan Umang Policy?

Let us tell you that Jeevan Umang policy is different from other schemes in many respects.
Let us tell you that people from 90 days to 55 years of age can take this policy.
Let us tell you that this is an endowment plan. In this, along with life cover, a lump sum amount is available on maturity.
Under this, after completion of maturity, fixed income will come in your account every year.
On the other hand, after the death of the policyholder, his family members and nominee will get a lump sum amount.
– The great feature of this scheme is that it provides coverage up to 100 years.

Will get huge amount on maturity

In this policy, if you pay a premium of Rs 1302 every month, then in one year this amount will be Rs 15,298.
– If this policy is run for 30 years, then the amount will increase to about Rs 4.58 lakh.
– On the investment made by you, the company starts giving you a return of 40 thousand every year from the 31st year.
– You take a return of 40 thousand annually from 31 years to 100 years, you will get an amount of about 27.60 lakh rupees.

Term rider also benefits

– Under this special policy, if the investor dies in an accident or becomes disabled, term rider benefit is also available.
Market risk has no effect on this.
– This policy is affected by the profits and losses of LIC.
Tax exemption is also available on taking this policy under section 80C of Income Tax.
– If you want to take any plan of Jeevan Umang Policy (LIC Jeevan Umang Policy), then you will have to take an insurance of two lakh rupees.

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One such special scheme of LIC is – Jeevan Umang Policy, in which you can get good profits by investing. Let us know about this wonderful policy. If you want to get more returns in less investment then LIC Jeevan Umang Policy will be best for you. With very little investment, you can get an annual return of Rs 36,000.

Know about this plan

LIC’s Jeevan Umang policy is different from other schemes in many respects. People from 90 days to 55 years of age can take this policy. This is an endowment plan. In this, along with life cover, a lump sum amount is available on maturity. Fixed income will come into your account every year after maturity. On the other hand, after the death of the policyholder, his family members and the nominee will get the lump sum amount. Another feature of this scheme is that it provides coverage up to 100 years.

Will get 36 thousand rupees annually 

If you pay a premium of Rs 1350 every month in this policy, then in a year this amount is Rs 16,200. If this policy is run for 30 years, then the amount increases to about 4 lakh 86 thousand rupees. The company starts giving you a return of 36 thousand every year from the 31st year on your investment.

Policyholder also gets the benefit of term rider

Under this policy, term rider benefit is also available in case of accidental death or disability of the investor. This policy is not affected by market risk. There is definitely an impact of LIC’s profits and losses on this policy. Tax exemption is also available on taking this policy under section 80C of Income Tax. If someone wants to take a plan of Jeevan Umang Policy, then he will have to take insurance of at least two lakh rupees.

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