LIC's great scheme - Rightsofemployees.com

LIC’s Great Scheme, LIC Will Give ₹ 27 Lakh on Daughter’s Marriage

Jyoti — Mon, 07 Jul 2025 08:28:25 +0000

If you too have a beloved daughter and you dream of her better future, excellent education and a grand wedding? But you find all this very difficult in this era of inflation, then now you can take a sigh of relief. Actually, a great scheme of Life Insurance Corporation of India (LIC) can end all your tension.

People lovingly call this scheme that secures the future of girls as ‘Kanyadan Policy’. This is a scheme in which you can create a fund of lakhs for your daughter by saving the money equivalent to daily tea and snacks. So, let’s understand the complete calculation of this scheme.

What is this ‘Kanyadan’ scheme and its magic?

Actually this is a very famous policy of LIC, which has been made keeping in mind the future of the daughter. This is a piggy bank that secures the future of the daughter, in which you put a little money every day and get a big amount on maturity. Yes, this policy is an excellent combination of savings and insurance.

Journey from ₹121 to ₹27 lakh: Understand the complete math

This scheme shows everyone how a big empire can be built with small savings.

Daily savings: Only ₹121

Monthly savings: Around ₹3600

Policy term: 25 years

Payment period: Only 22 years (no installments to be paid for the last 3 years)
Amount received on maturity: Around ₹27 lakh

In such a situation, imagine that by saving just ₹121 every day, you can gift your daughter ₹27 lakh on her 25th birthday. With this money, your daughter can pursue further studies or fulfill her dreams.

Everything is for my daughter

The most important thing is that even if the father dies during the policy period, there will be no burden on the family, LIC will pay all the future installments itself. Yes, through this the family will get immediate financial assistance of ₹ 10 lakh (on accidental death).

Who can take this policy?

To avail the benefits of this policy, the father’s age should be between 18 and 50 years. At the same time, your daughter’s age should be at least 1 year.

Well, this scheme is a boon for all those parents who want to secure their daughter’s future financially. This can be a great and safe way to give wings to your daughter’s dreams in this era of inflation.

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LIC’s great scheme, invest money once and get pension of Rs 1 lakh for life

Jyoti — Tue, 13 May 2025 11:04:46 +0000

LIC’s retirement plan is quite popular. LIC New Jeevan Shanti Plan is an annuity plan. As soon as you buy it, you can fix your pension limit in it. The pension fixed in it is available to you for life after retirement.

Everyone saves some amount from their earnings and plans to invest it in a place where their money is safe and they also get a great return on their investment. There are many investment options available in today’s time. But today we are going to tell you about a scheme of the country’s largest insurance company LIC. Which can make your old age better. LIC’s retirement plan is quite popular. Which provides you financial security after retirement. The name of this scheme is LIC New Jeevan Shanti Plan. Let us tell you about it in detail.

You get two options in this plan

LIC’s New Jeevan Shanti Plan guarantees you regular pension after retirement through investment. That is, after a single investment made in it, you keep getting pension for life after retirement. The age limit to take this policy is 34 to 79 years. There is no risk cover in this plan, but the benefits available in it are quite popular. In this plan, you get two options from the company. The first of these is Deferred Annuity for Single Life, the second is Hefty Annuity for Joint Life. If you want, you can invest in any one of the two.

LIC New Jeevan Shanti Plan

LIC New Jeevan Shanti Plan is an annuity plan. You can fix the limit of your pension as soon as you buy it. You get the pension fixed in it for life after retirement. You also get a great interest in it. If you buy this plan at the age of 55, then you will have to deposit Rs 11 lakh at that time and hold it for five years. Then you can get a pension of more than Rs 1,01,880 annually on your lump sum amount. The amount of pension received on the basis of six months will be Rs 49,911 and the pension on a monthly basis will be Rs 8,149.

Minimum investment up to Rs 1.5 lakh

The annuity rates for the New Jeevan Shanti Plan have also been increased in the recent past. Anyone can invest in this plan. The most important thing in this is that you can surrender this plan anytime and can also make a minimum investment of up to Rs 1.5 lakh in it. There is no maximum limit for this. During this period, if the policyholder dies, then the entire deposit amount in his account is given to the nominee.

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LIC’s great scheme, invest here once, you will get a pension of Rs 12,000 for life

Jyoti — Wed, 11 Dec 2024 10:58:20 +0000

The name of this scheme of LIC is Saral Pension Plan. If you want to get regular income every month on your investment, then this scheme is a great option for you.

Keeping in mind the people of different income groups in the country, LIC is running many great schemes. Many people in the country see LIC as a safe investment option. In this episode, today we are going to tell you about a very great investment plan of LIC, where you can get pension for life by investing once.

The name of this scheme of LIC is Saral Pension Plan. If you want to get regular income every month on your investment, then this scheme is a great option for you. This scheme of LIC is very popular as a retirement plan. If you have recently retired, then you can invest your retirement fund or gratuity amount in this scheme. Let us know about this scheme in detail –

Any person between 40 and 80 years of age can invest in LIC’s Saral Pension Plan. In LIC’s Saral Pension Plan, you can buy an annuity of at least Rs 12,000 annually.

The maximum investment limit has not been fixed in this scheme. In this scheme of LIC, you can get the benefit of pension on annual, half-yearly, quarterly or monthly basis by paying premium once.

If a person buys an annuity of Rs 30 lakh at the age of 42, then he will get a pension of Rs 12,388 every month for life. You can buy this plan by visiting the official website of LIC.

After completion of 6 months of this LIC scheme, you can surrender it at the time of need. The special thing about LIC Saral Pension Plan is that you can also take a loan under this scheme at the time of need. However, the amount of loan you will get will be decided on the basis of your investment amount.

LIC’s great scheme… Make 25 lakhs by saving just 45 rupees a day, get double bonus

Jyoti — Sat, 05 Oct 2024 04:36:54 +0000

Every person wants his savings to be kept in a safe place, from where he gets good returns. Life Insurance Corporation of India (LIC) provides a great option in this direction.

LIC’s Jeevan Anand Policy is a plan that not only secures your savings but also gives you long-term financial benefits. Through this plan, you can convert your small savings into a large fund.

Jeevan Anand Policy Details
This policy is a combined life insurance plan that offers the benefits of both life insurance protection and investment. It is a plan in which the policyholder gets benefits as well as bonuses at the time of maturity. This plan is available for people of all age groups.

Key Features:
1. Low Premium, Big Benefits: The sum assured in Jeevan Anand policy is required to be at least Rs 1 lakh, while there is no limit on the maximum amount. This means that you can choose a higher sum assured as per your requirement.
2. Daily Savings: If you save Rs 45 daily, you can pay a premium of about Rs 1358 per month. If you do this continuously for 35 years, you can finally get a fund of Rs 25 lakh.
3. Bonus Arrangement: In this policy, not only the principal amount is returned, but after the maturity period you also get Revisionary Bonus and Final Bonus. The bonus under the policy is given twice, which further strengthens your financial position.

How to invest?
Importance of regular savings:
If you save only Rs 45 every day for LIC Jeevan Anand policy, you will have invested around Rs 5,70,500 in 35 years. You will also get various bonuses on this amount.
– Annual investment: On an annual basis, your savings will be around Rs 16,300. By adding this over 35 years, you can create a strong financial capital.

Bonus benefits
When you maintain your policy for 35 years, you will get several benefits at the time of maturity:
– Basic Sum Assured: You will get a fixed amount (for example Rs 5 lakh) in your policy.
– Revisionary Bonus: This bonus is given to you according to the term of your policy. If your policy term is more than 15 years, you will receive this bonus.
– Final Bonus: This bonus is also available when your policy matures.

Tax exemption and riders
You do not get direct tax exemption under this policy, but its structure provides you other financial benefits. Along with this, many riders are also available, which provide additional protection to the policyholder.

List of riders:
1. Accidental Death and Disability Rider: Under this rider, if the policyholder dies in an accident or becomes permanently disabled, the nominee gets additional benefits.
2. Accident Benefit Rider: If the policyholder is injured in an accident, he gets financial assistance from this rider.
3. New Term Insurance Rider: Under this rider, the policyholder can increase his insurance cover.
4. New Critical Benefit Rider: This rider provides protection against critical illnesses.

There is also a provision of death benefit under the death benefit

policy. If the policyholder dies before the policy matures, the nominee will get an amount equal to the sum assured. If the policy has matured, the nominee will receive a death benefit of 125%.

LIC’s Jeevan Anand policy is a highly beneficial option, which not only provides financial security but also builds a strong financial foundation. By saving just Rs 45 daily, you can ensure a secure future for yourself and your family. This plan is an attractive option for long-term investment, which leads you to a secure and prosperous future. If you are also looking for a financial plan, then definitely consider LIC’s Jeevan Anand policy.