LIC operates many types of schemes. Here you can start investing to secure the future of your children and also to financially secure your retirement life. Today we are going to tell you about a very wonderful scheme of LIC. The name of this scheme is LIC Jeevan Akshay Policy. If you are planning your retirement.

In this situation you can start investing in LIC’s Jeevan Lakshya policy. By investing in this scheme you are getting many great benefits. Let us know about it in detail – LIC’s Jeevan Akshay Plan is a special type of single premium policy. In this you have to invest your money only once.

Under this scheme, you start getting payouts from the inception of the policy. The special thing about LIC’s Jeevan Akshay Plan is that the more you invest in it. The more pension you get. You can invest a minimum of Rs 1 lakh in this scheme. To invest, your minimum age should be 30 years. If you invest Rs 35 lakh in this scheme.

In such a situation, you will get a pension of Rs 16,479 every month. The pension amount on quarterly basis is Rs 49,744. The amount of pension on half yearly basis is Rs 1,00,275. Apart from this, you will get Rs 2,03,700 on annual basis. This scheme is quite safe from investment point of view. For this reason many people in the country are investing in this scheme of LIC.

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We are talking about such a policy of LIC, which guarantees you pension every month. The special thing is that you have to invest only once in this and with this you start getting pension. The name of this policy is LIC Saral Pension Plan.

The age limit for the scheme is 40-80 years.

A person from the age of 40 years to the age of 80 years can buy this LIC Saral Pension Scheme, which guarantees pension throughout life. You can take this scheme alone or together with husband and wife. In this, the policyholder is also given the facility to surrender anytime after six months from the date of commencement of the policy. On the other hand, in the case of death benefit, if the policyholder dies, the investment amount is returned to his nominee.

Popular as a retirement plan,

LIC Saral Pension, which gives fixed pension every month, is also seen as a retirement plan in a way. Actually, this scheme fits perfectly in post-retirement investment planning. Suppose any person has recently retired. If he can invest the money received from PF fund and gratuity received during retirement in it. Then he will continue to get the benefit of pension every month for the rest of his life.

There is no maximum investment limit

in LIC Saral Pension Plan, you can buy an annuity of at least Rs 12,000 annually. There is no limit on maximum investment, you can get pension according to your investment. In this screen, any person can get pension on yearly, half-yearly, quarterly or monthly basis after paying the premium once under this plan. He can buy annuity from this lump sum investment. According to LIC Calculator, if any 42-year-old person buys an annuity of Rs 30 lakh, then he will get Rs 12,388 as pension every month.

Loan facility also available

In this pension policy of LIC, loan facility is also provided to the policyholder. Policyholders can also take a loan after six months under Saral Pension Yojana. Another special thing in this simple pension scheme is that the amount of pension you start getting, you will continue to get the same amount throughout your life. To buy this plan online, you can visit LIC’s official website www.licindia.in.

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Government schemes are the best option for safe investment. If you are also planning to invest in the new year, then LIC is a better option for you. Today we are telling you about a wonderful scheme of LIC in which you will get bumper profits. There are many specialties in this scheme, let us know in detail.

What is LIC’s superhit plan?

The specialty of LIC is that it is the name of a special policy that follows the rules of Insurance Regulatory and Development Authority of India i.e. IRDA – LIC Jeevan Pragati Plan. In this, the government helps you in many ways. In this you also get risk cover. Not only this, you will also get death benefit in this, which increases every 5 years. This amount depends on how long your policy has been active. This policy can be started from the age of 12 years. Under this scheme you have to invest for 20 years. In this, investors will have to invest Rs 200 per day every day. Whereas in this scheme, the maximum age of investment in this is 45 years.

Know the specialty of the policy

– On the death of the policyholder for 5 years, 100 percent of the Basic Sum Assured will be paid.
– 125% will be paid on the death of the policyholder between 6 years and 10 years of the policy, 150% between 11 and 15 years and 200% between 16 and 20 years.
– Accident benefit and disability rider benefit will also be available.
– The investor will get Rs 28 lakh if ​​the Jeevan Pragati plan is a maturity benefit.

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