In this connection, today we are going to tell you about a very great scheme of the government, which has been started especially for women. The name of this scheme is Mahila Samman Savings Certificate Scheme. The objective of this scheme is to make women aware of savings and investment. The most special thing about this scheme is that women get great returns on investing in it and the investment money is also completely safe, that is, you do not have to face the dangers of any kind of market risks. For this reason, Mahila Samman Savings Certificate Scheme is a very popular scheme in the country.

At present, you are getting an interest rate of 7.5 percent on investing in the Mahila Samman Savings Certificate Scheme. Women can invest in this scheme for a maximum of two years only.

You can invest a minimum of 1 thousand rupees in this scheme. Talking about the maximum investment limit, up to 2 lakh rupees can be invested in it. Investing in this scheme also provides income tax exemption under section 80C.

If a woman invests a lump sum of Rs 2 lakh for two years after opening an account in this scheme, then if calculated at the current interest rate of 7.5 percent, then at the time of maturity she will have Rs 2,32,044.

You can easily open your account in this scheme by visiting your nearest post office. After visiting the post office, you have to take the application form of this scheme from there and fill it. After this, attach the filled form with the necessary documents and submit it. In this easy way, you can apply in this scheme.

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The post Post office Mahila Samman Saving Certificate scheme – Benefits interest rate and registration process first appeared on Rightsofemployees.com.

One such scheme is being run through the post office, which will give Rs 2.32 lakh in just 2 years. This scheme comes under the Small Savings Scheme.

There is almost no risk in all the schemes run under the post office. Apart from this, you get the benefit of tax benefits, monthly income and guaranteed returns. Some schemes are for retirement, which guarantee financial help when you retire. Today we are going to tell you about the Mahila Samman Saving Certificate scheme of the post office. Let us know the complete details about it.

What is Mahila Samman Saving Certificate Scheme?

Mahila Samman Saving Certificate Scheme was started by the government to provide financial assistance to women. Under this scheme, you can deposit from Rs 1000 to Rs 2 lakh. The amount deposited should be in multiples of 100 only. Many accounts can be opened under this scheme, but the maximum deposit amount should not exceed Rs 2 lakh. There should be a gap of 3 months between the date of opening the second account under this scheme.

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How much interest will you get?

In this scheme, the interest rate is given at the rate of 7.5% per annum. However, the interest is credited on a three-monthly basis. The maturity period of this scheme is only 2 years. However, a maximum of 40% of the remaining amount can be withdrawn after one year from the date of deposit. The facility of partial withdrawal is available only once before maturity.

You will get Rs 2.32 lakh on maturity.

If you invest a maximum of Rs 2 lakh in this scheme, then at the rate of 7.50 percent interest, you will get an interest of Rs 32044. In this way, a total of Rs 2,32044 will be given on maturity in two years.

Terms and conditions of the scheme

If the account holder dies, the nominee or family members can withdraw this deposit amount. In case of life-threatening diseases, the amount can be withdrawn for medical assistance. After withdrawing the money, you can also close the account. Closing the account is allowed after 6 months of opening the account. In such a case, you will be given the amount at 2 percent less interest.

The post Post Office’s Dhansu scheme: You will get Rs 2.32 lakh in just 2 years, know the details first appeared on Rightsofemployees.com.

This scheme was announced by Finance Minister Nirmala Sitharaman during the 2023 budget speech. This is a short term savings scheme under which any woman can invest. If you are also thinking of investing in this scheme, then we are telling you about its details-

How much amount can be invested in Mahila Samman Saving Certificate-

Under Mahila Samman Savings Scheme, any woman can invest an amount ranging from Rs 1,000 to Rs 2 lakh in this scheme. If you open an account under this scheme in November 2023, then the maturity of this scheme will be in the year 2025. Under this scheme you will get the benefit of interest rate of 7.50 percent. If a woman is below 18 years of age, she can open a post office account under the supervision of her parents. By investing in this account, you will get a rebate of Rs 1.50 lakh under Section 80C of Income Tax.

How to open an account-

Under Mahila Samman Saving Certificate Scheme, you can open an account in post office or authorized banks like Bank of India, Canara Bank and Bank of Baroda. To open this account you will have to fill Form 1. While opening an account, you will need Aadhar card, PAN card, KYC documents and passport size photo.

You can withdraw money before maturity-

According to the rules, if an account holder wishes, he can withdraw 40 percent of the amount from the Mahila Savings Scheme account after one year. In case of emergency like if the account holder falls ill, you can close the account after 6 months of opening it. By doing this you will get the benefit of interest rate at the rate of 5.5 percent.

The post MSSC: Get these benefits by investing in Mahila Samman Saving Certificate Scheme, know details first appeared on Rightsofemployees.com.