New FD Schemes

IND SECURE

This is a retail term deposit scheme with a maturity period of 444 days. One can invest in it from Rs 1,000 to less than Rs 3 crore.

Interest Rates

• Ordinary citizens: 7.15% p.a.
• Senior Citizen: 7.65% p.a.
• Super Senior Citizen: 7.90% p.a.

IND GREEN

This scheme comes with a maturity period of 555 days. It also has the facility of investing from Rs 1,000 to less than Rs 3 crore.

Interest Rates

• Ordinary citizens: 6.80% p.a.
• Senior Citizen: 7.30% p.a.
• Super Senior Citizen: 7.55% p.a.

Both the schemes will be available till September 30, 2025, the bank informed on its website.

Discontinued schemes

IND Super 400 Days

IND Supreme 300 Days

These have been discontinued from 8 May 2025.

Revised FD interest rates (applicable for investments less than Rs 3 crore)

Indian Bank also changed the general FD interest rates

1 Year: 6.10%

444 days: 7.15% (IND SECURE)

555 days: 6.80% (IND GREEN)

Less than 1 year to 2 years: 7.10%

2–3 years: 6.70%

3–5 years: 6.25%

Above 5 years: 6.10%

Short term FDs like 7-14 days continue to attract a minimum interest rate of 2.80%.

After the recent repo rate cut by RBI, many banks are changing their FD schemes and interest rates. Indian Bank’s new schemes can be especially beneficial for those investors who want to invest at fixed returns.

The post New FD schemes launched, 7.90% interest will be available on 444 days scheme first appeared on Rightsofemployees.com.