The PAN card in your pocket is no longer just a piece of plastic, it is the biggest proof of your financial identity. But do you know that your old PAN card is slowly becoming a thing of the past? Yes, now PAN 2.0 has arrived – that is, the new PAN card with enhanced QR code, which is smarter, safer and more powerful than ever before.

Now you don’t have to wait for weeks for a plastic card. This new digital avatar of the PAN card comes directly to your email and the QR code in it makes it almost foolproof.

But why did this change happen? What is its purpose? What will happen to the old PAN card? And the most important question, how can you get this new PAN card with QR code? Let us decode every aspect of the PAN card world today and answer every question of yours.

First of all understand: What is a PAN card?

PAN (Permanent Account Number) is a 10-digit unique alphanumeric number issued by the Income Tax Department. It is mandatory not only for paying taxes but also for many other purposes.

• To open a bank account.
• For transactions above Rs 50,000.
• To buy or sell property.
• To invest in the stock market.
• To take a loan.
• To buy or sell a vehicle.

Overall, it is a permanent record of your every major financial activity.

Why did PAN 2.0 come? What was the problem with the old card?

Over time, some major problems started arising in the old PAN card.

1. Risk of fraud: It was easy to copy and misuse the old card.
2. Difficulty in verification: There was no easy way to quickly verify a person’s PAN details.
3. Lack of information: The old card only had the name, father’s name and date of birth. It did not have your address or signature.

To eliminate these problems, the Income Tax Department decided to issue new PAN cards with enhanced QR code. This change came into effect from July 2018.

What is the ‘great mantra’ of PAN card with QR code?

The biggest strength of this new PAN card is the dynamic QR code printed on it. This is not an ordinary QR code.

• What is in this QR code?

When you scan this QR code with the Income Tax Department’s special app (PAN QR Code Reader), it instantly shows all your details – your name, father’s name, date of birth, your photo and your digital signature – on the screen.

• The biggest advantage is instant verification

Now any institution, such as a bank or a financial company, can check the authenticity of your PAN card in seconds. Just scan the QR code and match it with the information received from the government database. This has made the use of fake PAN cards almost impossible.

How to get your first PAN card with QR code?

If you are getting a PAN card for the first time, then now you will get a PAN card with QR code only. There are two ways to apply.

1. Online method (Easiest)

• You can fill the form online by visiting the Income Tax e-filing website, NSDL (now Protean) or UTIITSL website.
• Required Documents: You need to upload scanned copy of Aadhaar Card, Address Proof (Aadhaar, Voter ID, Passport), and Date of Birth Proof (Birth Certificate, 10th Marksheet).
• Fee: Fee is around ₹107 for Indian address and around ₹1017 for foreign address.
• Process: After filling the form, uploading documents and paying the fees, you will get an acknowledgement number. After a few days of verification, your e-PAN (digital PAN card with QR code) will be sent to your registered email and the physical card will be sent to your address.

2. Offline method

– You can visit any nearest centre of NSDL or UTIITSL and fill Form 49A and submit it along with the required documents.

Most important question: If you have an old PAN card, how to get a new one?

If your PAN card was made before July 2018 and does not have a QR code on it, then there is no need to panic. Your old card is still completely valid. But for security and convenience, you can easily order a new card with a QR code.

Process: How to reprint your PAN card

1. Visit the NSDL (Protean) or UTIITSL website.
2. Click on the option ‘Reprint of PAN Card’ or ‘Request for PAN Card Changes/Correction’.
3. Enter your PAN number, Aadhaar number and date of birth.
4. You will have to pay a nominal fee of ₹50 (for addresses within India).
5. After payment, your new, physical PAN card with QR code will be printed and sent to your address. Also, a digital copy (e-PAN) will be sent to your email.

e-PAN: Your digital wallet

e-PAN is a password-protected digital (PDF) copy of your physical PAN card. It is as valid everywhere as your plastic card. You can also download it for free from the Income Tax website if your PAN is newly generated or you have linked it to Aadhaar.

What is the conclusion of the whole news

PAN 2.0 is not just a design change, it is a big step towards making India’s financial ecosystem more secure and transparent. This new PAN card with QR code curbs fraud and makes the verification process lightning fast. Though your old card is still valid, it is a wise decision to adopt this new-age smart card at a nominal cost of ₹50. It will not only give you peace of mind but will also make every future financial transaction more smooth and secure.

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Aadhaar verification is mandatory for new PAN card

The Central Board of Direct Taxes (CBDT) has announced that Aadhaar verification will be mandatory for new PAN card applications from July 1. Its purpose is to increase tax compliance and promote digitization. Let us tell you that earlier a valid ID and birth certificate was required to get a PAN card, but from July 1, PAN cannot be made without an Aadhaar card.

ITR filing deadline extended

The CBDT has extended the last date for filing ITR to September 15, 2025, which was earlier scheduled to end on July 31, 2025. This will give taxpayers more time to file their returns without any haste, thereby reducing the chances of errors and incorrect filing.

Revision of credit card and banking charges by SBI, HDFC and ICICI Bank

From July 15, 2025, SBI Cards will revise its minimum amount due calculation for credit card bills to include the full GST, EMI amount, charges, finance charges and over-limit amount, plus 2% of the remaining unpaid balance. Payments will be made in a fixed order, with priority given to GST, EMIs, fees, finance charges, balance transfers, retail transactions and cash withdrawals. Also, SBI Cards will discontinue complimentary air accident insurance, eliminating the Rs 1 crore cover for Elite, Pulse and Miles Elite cards and Rs 50 lakh cover for Prime and Miles Prime cards, affecting both existing and new cardholders.

From July 1, 2025, HDFC Bank will charge a 1% fee on online gaming and wallet load transactions exceeding Rs 10,000 per month, capped at Rs 4,999. No reward points will be earned on these. Utility bill payments above Rs 50,000 (consumer cards) or Rs 75,000 (business cards) will attract a 1% fee, capped at Rs 4,999, while rent, fuel (above Rs 15,000 or Rs 30,000 depending on the card variant) and education payments through third-party platforms will continue to attract a 1% fee, capped at Rs 4,999 per transaction. Reward points on insurance will be limited to 10,000 for Infinia/Infinia Metal, 5,000 for Diners Black/Biz Black Metal and 2,000 for most other cards, with no limit for Marriott Bonvoy cards; however, all charges will be subject to GST.

Axis Bank increased ATM usage charges

Following many other banks, Axis Bank has announced to increase ATM transaction charges above the free limit from Rs 21 per transaction to Rs 23 per transaction from July 1, 2025. This change will affect both Axis and non-Axis ATM users. Let us tell you that many other lenders had already increased ATM charges from May 1 to cover rising operational costs and provide better service.

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The post New Financial Rules From 1st July: Aadhaar For PAN, Credit Card Updates And Key Changes first appeared on Rightsofemployees.com.

The Central Board of Direct Taxes (CBDT) has implemented a new rule. Under this, Aadhaar number and Aadhaar verification will be necessary for a new Permanent Account Number (PAN) card from July 1. Let us tell you that till now Aadhaar was not necessary to make a PAN card. Any valid identity card and birth certificate was sufficient for this. But under the new rule, Aadhaar has now been made mandatory.

Why was this change made

Experts say that this step of Aadhaar-based verification has been taken to promote digitization and ensure accountability and compliance in tax filing. This will help in preventing tax evasion. Also, strict action can be taken against those who hide income. Let us tell you that for existing PAN card holders, the last date for linking Aadhaar with PAN is December 31, 2025, without any penalty. PANs not linked to Aadhaar will become inactive from next year.

You will not be able to make a fake PAN

Experts say that making Aadhaar mandatory for making PAN will stop fake PANs. Even now many fraudsters are doing wrong things by making fake PANs. Now all this will not be possible due to Aadhaar biometric. According to the Income Tax Department, no person is allowed to have more than one PAN card. If someone is found to have more than one PAN, then a fine of Rs 10,000 can be imposed on him.

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The post Aadhaar Card to be Mandatory for New PAN Card from THIS date – Key Details Inside first appeared on Rightsofemployees.com.

The good thing is that now you will not have to wait to get the physical version of your PAN card. You will be able to download it directly to your email. Let us know the complete information about it and the application process.

What is PAN 2.0?

• PAN 2.0 is a digital PAN card, which will include a QR code.
• This card will be completely electronic and will be issued to you immediately.
• All your PAN related details will be securely encrypted in this QR (Quick Response) code.
• PAN 2.0 aims to reduce dependence on physical cards and make it more secure and environment-friendly.

Benefits of PAN 2.0

1. Fast Delivery : Available instantly on Email.
2. Digital Security: QR code reduces the possibility of fraud.
3. Online Verification: PAN can be easily verified by scanning the QR code.
4. Environment friendly: Reduced need for physical cards.

How to apply for PAN 2.0?

The post PAN 2.0: You will get a new PAN card with QR code on your e-mail, know how to apply online first appeared on Rightsofemployees.com.

If any person does not have PAN card, then without it many works get stuck. It is issued by the Income Tax Department. In such a situation, if you are planning to get a PAN card online, then we are going to tell you the online process. In this way you can easily make PAN card.

Anyway, in today’s date, our government is very aware about technology. Now almost every government work can be done online. You can make PAN card online sitting at home.

Know how to apply

To apply for PAN card, you have to visit the official website of NSDL. Here you have to make a new PAN card or make correction in the old one. This information has to be given. Along with this, category will also have to be written. In this you have to write whether it is Individual or Trust.

While applying online you will have to enter your complete personal details. After submitting the form, all the documents have to be posted to the Income Tax Department. Only then the application process will be complete. After this your application is processed. The card is then mailed to your home address. If you are stuck somewhere and need more information, you can use this helpline number (18001801961).

How much is the PAN card fee?

You will also have to pay a fee to get a PAN card. For normal PAN card, you have to pay a fee of Rs 93 (without GST). While the fees are different for foreign nationals. The fee for PAN card for International Citizen is Rs 864. You can easily pay the fees online also. This fee can be paid through Credit/Debit Card. After paying the fees, you have to send the documents. PAN card issue is done only after verifying all the documents.

The post New PAN Card: How to make PAN card online? follow this step first appeared on Rightsofemployees.com.