With the beginning of the month of July, changes in many important rules have come into force. These changes will directly affect your pocket. Where PAN users will have to face the deactivation of PAN, then investors will be able to get more interest in RBI Floating Rate Savings Bonds. Apart from this, with Hero’s vehicles becoming expensive, many changes are going to be seen in July.

RBI Floating Rate Savings Bonds Interest Rate

In today’s time, among the best investment options, Fixed Deposit ie FD is given more importance. Anyway, all the banks offer good interest to the customers on these. Now from July 1, 2023, better interest is going to be given on RBI Floating Rate Savings Bonds than any FD. Interest is currently being paid on RBI Floating Rate Savings Bonds at the rate of 7.35 per cent, which has been increased to 8.05 per cent from July 1.

3 small savings schemes will get higher interest rate

Issuing a circular on 30 June 2023, the Finance Ministry has revised the interest rates for the July-September quarter. The Finance Ministry has increased the interest rates on 3 post office savings schemes for the July quarter. Which include- The interest rate on Post Office Time Deposit Scheme has been increased from 6.8 percent to 6.9 percent for 1 year. Interest rate on 2-year post office time deposit has been increased from 6.9 per cent to 7 per cent. The interest rate on the 5-year Recurring Deposit Scheme has been increased from 6.2 per cent to 6.5 per cent. Hero

bikes and scooters will be expensive from July 3

) said that it will increase the prices of its motorcycles and scooters by about 1.5 percent from July 3 due to several factors including increase in input cost. Let us inform that earlier in April 2023 also, the company had increased the prices by about 2 percent. Now Hero MotoCorp has said that the new prices will vary according to the vehicle model and markets.

HDFC Bank and HDFC merger

The merger between HDFC Bank and HDFC has become effective from 1 July 2023. This has been announced by HDFC Group Chairman Deepak Parikh. Both the top management teams of HDFC Bank and HDFC have spoken about its positive impact on financial companies, their shareholders, customers.

PAN-Aadhaar Card Link

The last date for linking PAN with Aadhaar was fixed as 30 June 2023. It was made mandatory to complete the linking process. Those who have not linked PAN with Aadhaar till June 30, their PAN will become inactive from July 1, 2023. At the same time, the Income Tax Department will duly consider the applications of those who deposited the penalty on June 30 but could not be linked.

Time limit for filing Income Tax Return (ITR)

Every taxpayer is required to file his Income Tax Return (ITR). The last date for filing income tax return is coming closer in July. If you have not filed your ITR yet, make sure to complete it by 31st July.

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According to this rule, now customers will not get messages for some UPI transactions. Now in such a situation, if the money is deducted due to failure of payment many times, then they may have to face trouble.

The bank has given this information to its customers through messages. Let us know that for the amount of UPI transactions, the customers will not get the message and where can the customers get the information about it.

SMS will not come for these transactions

On Thursday, the bank informed its customers through a message that now customers will not get the message of debit of less than Rs 100. On the other hand, even if an amount of Rs 500 or less comes to your account through UPI, you will not get its message. The bank has implemented this rule with immediate effect from May 15. However, customers will get complete details of their money in their bank statement.

To get the message, you have to do this work

If customers want SMS for every transaction, they will have to enable SMS banking from their Kotak mobile banking. After this they will get the message of every transaction.

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How to make UPI payment through Kotak Bank’s app

1. First of all, you have to open Kotak’s mobile app.
2. Now you have to go to My Kotak or Banking section and click on BHIM UPI.
3. Now click on Manage VPA and click on Create VPA.
4. Now select your account which you want to link with VPA.
5. Now enter your VPA.
6. Now check your details and click on confirm.
7. Now you will be able to use UPI from Kotak’s Mobile Banking App.

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Let us tell you that while traveling in buses continuously, it is being seen that passengers take out their phones anytime and start watching videos or play songs in loud voice, by doing this, other passengers sitting in the bus have a lot of trouble. have to face and many times elderly passengers get into a lot of trouble.

To deal with this problem, a new rule has now been made, under which if someone starts listening to videos or listening to songs in a loud voice while traveling in the bus, then that person will have to pay a fine of ₹ 5000 as well as 3 There can also be a jail term of one month.

Where applicable or rule

If you do not have any information about this rule, then tell that this rule has been implemented in Mumbai and this rule has been issued by BEST i.e. Brihanmumbai Electric Supply and Transport. According to this rule, watching videos on the speaker of mobile phones or playing songs in loud voice in the bus has been completely banned and in this context a notification was also issued on 25th April. People are constantly being informed about this rule and they are being advised not to do so because by doing so their pockets may become loose.

Let us tell you that noise pollution is increasing continuously and due to this, many people have to face a lot of problems, especially the elderly passengers have to face a lot of problems because of it. If a person is sick or has any kind of disease, then this new rule has been brought keeping in mind that while listening to a song or watching a video, that person may face a lot of problems.

Not only this, if any passenger talks loudly, then there is a ban on doing so. Following this rule, if someone wants to listen to songs or watch videos, then he is being advised to do so on headphones.

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