<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>OldPensionScheme - Rightsofemployees.com</title>
	<atom:link href="https://www.rightsofemployees.com/tag/oldpensionscheme/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.rightsofemployees.com</link>
	<description>Know Your Rights</description>
	<lastBuildDate>Mon, 27 Apr 2026 03:50:11 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.0.4</generator>

<image>
	<url>https://www.rightsofemployees.com/wp-content/uploads/2018/01/cropped-emp1-32x32.png</url>
	<title>OldPensionScheme - Rightsofemployees.com</title>
	<link>https://www.rightsofemployees.com</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>8th Pay Commission: Teachers Demand ₹50k Minimum Pay &#038; 36% HRA</title>
		<link>https://www.rightsofemployees.com/8th-pay-commission-teachers-demand-%e2%82%b950k-minimum-pay-36-hra/</link>
		
		<dc:creator><![CDATA[Chandani]]></dc:creator>
		<pubDate>Mon, 27 Apr 2026 03:50:11 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[SALARY]]></category>
		<category><![CDATA[8thPayCommission]]></category>
		<category><![CDATA[CentralGovtTeachers]]></category>
		<category><![CDATA[FitmentFactor]]></category>
		<category><![CDATA[GovtEmployees]]></category>
		<category><![CDATA[HRAUpdate]]></category>
		<category><![CDATA[IndiaBudget2026]]></category>
		<category><![CDATA[OldPensionScheme]]></category>
		<category><![CDATA[PSNM]]></category>
		<category><![CDATA[SalaryHike]]></category>
		<category><![CDATA[TeachersNews]]></category>
		<guid isPermaLink="false">https://www.rightsofemployees.com/?p=51602</guid>

					<description><![CDATA[<p>8th Pay Commission: Teachers Seek ₹50,000 Minimum Pay &#38; 36% HRA Now a massive update has arrived for millions of central government employees. Specifically, the Pragatisheel Shikshak Nyaya Manch (PSNM) has submitted a bold new memorandum today, April 27, 2026. Indeed, this body represents teachers in Union Territories, Kendriya Vidyalayas, and Navodaya Vidyalayas. Actually, they [&#8230;]</p>
<p>The post <a href="https://www.rightsofemployees.com/8th-pay-commission-teachers-demand-%e2%82%b950k-minimum-pay-36-hra/">8th Pay Commission: Teachers Demand ₹50k Minimum Pay & 36% HRA</a> first appeared on <a href="https://www.rightsofemployees.com">Rightsofemployees.com</a>.</p>]]></description>
										<content:encoded><![CDATA[<h2 data-path-to-node="5"><span style="font-family: arial, helvetica, sans-serif;"><a href="https://8cpc.gov.in/">8th Pay Commission</a>: Teachers Seek ₹50,000 Minimum Pay &amp; 36% HRA</span></h2>
<p data-path-to-node="6"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="6" data-index-in-node="0">Now</b><span class=""> a massive update has arrived for millions of central government employees.</span> <b class="" data-path-to-node="6" data-index-in-node="79">Specifically</b><span class="">,</span><span class=""> the Pragatisheel Shikshak Nyaya Manch (PSNM) has submitted a bold new memorandum today,</span><span class=""> April 27,</span><span class=""> 2026.</span> <b class="" data-path-to-node="6" data-index-in-node="197">Indeed</b><span class="">,</span><span class=""> this body represents teachers in Union Territories,</span><span class=""> Kendriya Vidyalayas,</span><span class=""> and Navodaya Vidyalayas.</span> <b class="" data-path-to-node="6" data-index-in-node="303">Actually</b><span class="">,</span><span class=""> they are calling for a complete overhaul of the current salary structure.</span> <b class="" data-path-to-node="6" data-index-in-node="387">Therefore</b><span class="">,</span><span class=""> if the 8th Pay Commission accepts these demands,</span><span class=""> entry-level salaries will triple.</span> <b class="" data-path-to-node="6" data-index-in-node="481">In fact</b><span class="">,</span><span class=""> the group wants the minimum basic pay to jump from ₹18,</span><span class="">000 to ₹50,</span><span class="">000 immediately.</span><span class=""> Simple as that.</span></span></p>
<p data-path-to-node="7"><span class="" style="font-family: arial, helvetica, sans-serif;">━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━</span></p>
<h3 class="" data-path-to-node="8"><span style="font-family: arial, helvetica, sans-serif;"><b data-path-to-node="8" data-index-in-node="0">8th Pay Commission: The PSNM Wishlist (April 2026)</b></span></h3>
<p data-path-to-node="9"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="9" data-index-in-node="0">Now</b><span class=""> you can see the specific numbers proposed by the teachers&#8217; body.</span> <b class="" data-path-to-node="9" data-index-in-node="69">Actually</b><span class="">,</span><span class=""> the group wants annual increments to double to ensure consistent income growth.</span> <b class="" data-path-to-node="9" data-index-in-node="159">In fact</b><span class="">,</span><span class=""> here is the breakdown of the key salary demands.</span></span></p>
<table data-path-to-node="10">
<thead>
<tr>
<td><span style="font-family: arial, helvetica, sans-serif;"><strong>Category</strong></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;"><strong>Current (7th CPC)</strong></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;"><strong>Proposed (8th CPC)</strong></span></td>
</tr>
</thead>
<tbody>
<tr>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,1,0,0"><b data-path-to-node="10,1,0,0" data-index-in-node="0">Minimum Basic Pay</b></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,1,1,0">₹18,000</span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,1,2,0"><b data-path-to-node="10,1,2,0" data-index-in-node="0">₹50,000 – ₹60,000</b></span></td>
</tr>
<tr>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,2,0,0"><b data-path-to-node="10,2,0,0" data-index-in-node="0">Level 6 (Teachers)</b></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,2,1,0">₹35,400</span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,2,2,0"><b data-path-to-node="10,2,2,0" data-index-in-node="0">₹1,34,500</b></span></td>
</tr>
<tr>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,3,0,0"><b data-path-to-node="10,3,0,0" data-index-in-node="0">Fitment Factor</b></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,3,1,0">2.57</span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,3,2,0"><b data-path-to-node="10,3,2,0" data-index-in-node="0">2.62 – 3.83</b></span></td>
</tr>
<tr>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,4,0,0"><b data-path-to-node="10,4,0,0" data-index-in-node="0">Annual Increment</b></span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,4,1,0">3%</span></td>
<td><span style="font-family: arial, helvetica, sans-serif;" data-path-to-node="10,4,2,0"><b data-path-to-node="10,4,2,0" data-index-in-node="0">6% – 7%</b></span></td>
</tr>
</tbody>
</table>
<p data-path-to-node="11"><span class="" style="font-family: arial, helvetica, sans-serif;">━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━</span></p>
<h2 class="" data-path-to-node="12"><span style="font-family: arial, helvetica, sans-serif;">1. Massive HRA &amp; Allowance Overhaul</span></h2>
<p data-path-to-node="13"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="13" data-index-in-node="0">Now</b><span class=""> the proposal goes far beyond just the basic salary.</span> <b class="" data-path-to-node="13" data-index-in-node="56">Actually</b><span class="">,</span><span class=""> the PSNM has suggested a significant hike in various monthly allowances for 2026.</span></span></p>
<p data-path-to-node="14"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="14" data-index-in-node="0">The Allowance Breakout</b><b class="" data-path-to-node="14" data-index-in-node="23">First</b><span class="">,</span><span class=""> the body wants the House Rent Allowance (HRA) to increase to 12%,</span><span class=""> 24%,</span><span class=""> and 36%.</span> <b class="" data-path-to-node="14" data-index-in-node="110">Next</b><span class="">,</span><span class=""> they propose merging the Dearness Allowance (DA) with basic pay once it hits 50%.</span> <b class="" data-path-to-node="14" data-index-in-node="198">Thus</b><span class="">,</span><span class=""> employees would see a much higher &#8220;take-home&#8221; salary every month.</span> <b class="" data-path-to-node="14" data-index-in-node="270">Furthermore</b><span class="">,</span><span class=""> they are seeking a Children&#8217;s Education Allowance of ₹7,</span><span class="">000 per child.</span> <b class="" data-path-to-node="14" data-index-in-node="354">Specifically</b><span class="">,</span><span class=""> this would replace the current rate of roughly ₹2,</span><span class="">800.</span> <b class="" data-path-to-node="14" data-index-in-node="423">Additionally</b><span class="">,</span><span class=""> a new &#8220;Digital Support Allowance&#8221; of ₹2,</span><span class="">000 has been suggested for broadband and AI tools.</span> <b class="" data-path-to-node="14" data-index-in-node="528">Therefore</b><span class="">,</span><span class=""> the total monthly package could reach historic highs.</span><span class=""> Period.</span></span></p>
<h2 class="" data-path-to-node="15"><span style="font-family: arial, helvetica, sans-serif;">2. Faster Career Growth and Leave Policies</span></h2>
<p data-path-to-node="16"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="16" data-index-in-node="0">Now</b><span class=""> the teachers are highlighting the extreme delays in their career progression.</span> <b class="" data-path-to-node="16" data-index-in-node="82">Actually</b><span class="">,</span><span class=""> many staff members wait nearly 20 years for a single promotion today.</span></span></p>
<p data-path-to-node="17"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="17" data-index-in-node="0">The Career Fix</b><b class="" data-path-to-node="17" data-index-in-node="15">First</b><span class="">,</span><span class=""> the PSNM wants to revise the MACP scheme for upgrades at 6,</span><span class=""> 12,</span><span class=""> 18,</span><span class=""> and 24 years.</span> <b class="" data-path-to-node="17" data-index-in-node="104">Next</b><span class="">,</span><span class=""> they recommend quick transitions from TGT to PGT roles within 7 years.</span> <b class="" data-path-to-node="17" data-index-in-node="181">Thus</b><span class="">,</span><span class=""> teachers would reach higher pay levels much faster than before.</span> <b class="" data-path-to-node="17" data-index-in-node="251">Additionally</b><span class="">,</span><span class=""> the memorandum seeks to increase earned leave encashment to 400 days at retirement.</span> <b class="" data-path-to-node="17" data-index-in-node="349">Moreover</b><span class="">,</span><span class=""> they have proposed a strict 5-day work week for all central schools.</span> <b class="" data-path-to-node="17" data-index-in-node="428">Consequently</b><span class="">,</span><span class=""> these changes aim to improve both the work-life balance and long-term financial security of educators.</span><span class=""> Period.</span></span></p>
<h2 class="" data-path-to-node="18"><span style="font-family: arial, helvetica, sans-serif;">3. The Return of the Old Pension Scheme (OPS)</span></h2>
<p data-path-to-node="19"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="19" data-index-in-node="0">Now</b><span class=""> the most sensitive part of the proposal involves retirement benefits.</span> <b class="" data-path-to-node="19" data-index-in-node="74">Actually</b><span class="">,</span><span class=""> the demand to scrap the National Pension System (NPS) has gained fresh momentum.</span></span></p>
<p data-path-to-node="20"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="20" data-index-in-node="0">Retirement Security</b><b class="" data-path-to-node="20" data-index-in-node="20">First</b><span class="">,</span><span class=""> the PSNM demands a full restoration of the Old Pension Scheme (OPS).</span> <b class="" data-path-to-node="20" data-index-in-node="96">Next</b><span class="">,</span><span class=""> they have asked the government to raise the retirement age to 65.</span> <b class="" data-path-to-node="20" data-index-in-node="168">Thus</b><span class="">,</span><span class=""> teachers can serve longer while securing a fixed monthly pension later.</span> <b class="" data-path-to-node="20" data-index-in-node="246">Additionally</b><span class="">,</span><span class=""> the body wants the gratuity ceiling doubled to ₹50 lakh.</span> <b class="" data-path-to-node="20" data-index-in-node="317">Moreover</b><span class="">,</span><span class=""> they are pushing for a 100% cashless healthcare system for all retired staff.</span> <b class="" data-path-to-node="20" data-index-in-node="405">Consequently</b><span class="">,</span><span class=""> the 8th Pay Commission must now weigh these heavy fiscal demands against the national budget.</span></span></p>
<h2 class="" data-path-to-node="21"><span style="font-family: arial, helvetica, sans-serif;">Frequently Asked Questions</span></h2>
<p data-path-to-node="22"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="22" data-index-in-node="0">Q: When will the 8th Pay Commission be implemented?</b><b class="" data-path-to-node="22" data-index-in-node="52">Now</b><span class="">,</span><span class=""> the committee is currently hearing stakeholders through April 30,</span><span class=""> 2026.</span> <b class="" data-path-to-node="22" data-index-in-node="129">Thus</b><span class="">,</span><span class=""> the final implementation is expected by January 2027.</span></span></p>
<p data-path-to-node="23"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="23" data-index-in-node="0">Q: What is the proposed fitment factor?</b><b class="" data-path-to-node="23" data-index-in-node="40">Actually</b><span class="">,</span><span class=""> while the PSNM suggests up to 3.</span><span class="">83,</span><span class=""> other unions like the BPMS are demanding a factor of 4.</span><span class="">0.</span> <b class="" data-path-to-node="23" data-index-in-node="144">Therefore</b><span class="">,</span><span class=""> the final number is still under debate.</span></span></p>
<p data-path-to-node="24"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="24" data-index-in-node="0">Q: Will the minimum pay really reach ₹50,000?</b><b class="" data-path-to-node="24" data-index-in-node="46">Actually</b><span class="">,</span><span class=""> this is a formal demand from the unions.</span> <b class="" data-path-to-node="24" data-index-in-node="97">Thus</b><span class="">,</span><span class=""> the government will likely negotiate a middle ground between the current ₹18,</span><span class="">000 and the proposed ₹50,</span><span class="">000.</span></span></p>
<p data-path-to-node="25"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="25" data-index-in-node="0">Q: Is there any update on the 5-day work week?</b><b class="" data-path-to-node="25" data-index-in-node="47">Since</b><span class=""> schools currently follow various schedules,</span><span class=""> the PSNM is pushing for a uniform 45-hour,</span><span class=""> 5-day week.</span> <b class="" data-path-to-node="25" data-index-in-node="152">Therefore</b><span class="">,</span><span class=""> we must wait for the commission&#8217;s final report.</span></span></p>
<h2 class="" data-path-to-node="26"><span style="font-family: arial, helvetica, sans-serif;">The Bottom Line</span></h2>
<p data-path-to-node="27"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="27" data-index-in-node="0">Now</b><span class=""> the </span><b class="" data-path-to-node="27" data-index-in-node="8">8th Pay Commission Update of 2026</b><span class=""> has set high expectations for all central employees.</span> <b class="" data-path-to-node="27" data-index-in-node="95">While</b><span class=""> the teachers&#8217; wishlist is ambitious,</span><span class=""> it reflects the rising cost of living in India today.</span></span></p>
<p data-path-to-node="28"><span style="font-family: arial, helvetica, sans-serif;"><b class="" data-path-to-node="28" data-index-in-node="0">Overall</b><span class="">,</span><span class=""> the goal is to provide a &#8220;dignified standard of living&#8221; for those who shape the nation&#8217;s future.</span> <b class="" data-path-to-node="28" data-index-in-node="106">Therefore</b><span class="">,</span><span class=""> keep watching the news as the April 30 deadline for submissions approaches.</span> <b class="" data-path-to-node="28" data-index-in-node="193">Thus</b><span class="">,</span><span class=""> you can stay informed about your potential salary hike and pension status.</span> <b class="" data-path-to-node="28" data-index-in-node="274">Meanwhile</b><span class="">,</span><span class=""> keep checking our blog for more detailed breakdowns and calculator tools!</span> <b class="" data-path-to-node="28" data-index-in-node="359">Lastly</b><span class="">,</span><span class=""> we hope every government servant gets the fair deal they deserve!</span></span></p>
<p data-path-to-node="29"><span style="font-family: arial, helvetica, sans-serif;"><span class="">Better pay.</span><span class=""> Secure future.</span><span class=""> Period.<img decoding="async" class="alignnone  wp-image-51603" src="https://www.rightsofemployees.com/wp-content/uploads/2026/04/PEN-65.png" alt="8th Pay Commission Update April 2026" width="16" height="16" srcset="https://www.rightsofemployees.com/wp-content/uploads/2026/04/PEN-65.png 200w, https://www.rightsofemployees.com/wp-content/uploads/2026/04/PEN-65-150x150.png 150w" sizes="(max-width: 16px) 100vw, 16px" /></span></span></p>
<hr />
<h4 class="td-block-title"><span style="font-family: arial, helvetica, sans-serif;">Recent Posts</span></h4>
<ul>
<li><span style="font-family: arial, helvetica, sans-serif;"><a href="https://www.rightsofemployees.com/aap-crisis-raghav-chadha-6-rajya-sabha-mps-join-bjp-in-2026/" aria-current="page">AAP Crisis: Raghav Chadha &amp; 6 Rajya Sabha MPs Join BJP in 2026</a></span></li>
<li><span style="font-family: arial, helvetica, sans-serif;"><a href="https://www.rightsofemployees.com/apple-announces-new-ceo-john-ternus-to-succeed-tim-cook-in-2026/">Apple Announces New CEO: John Ternus to Succeed Tim Cook in 2026</a></span></li>
<li><span style="font-family: arial, helvetica, sans-serif;"><a href="https://www.rightsofemployees.com/france-abolishes-transit-visa-for-indian-passport-holders/">France Abolishes Transit Visa for Indian Passport Holders</a></span></li>
<li><span style="font-family: arial, helvetica, sans-serif;"><a href="https://www.rightsofemployees.com/8th-pay-commission-bpms-seeks-%e2%82%b972000-minimum-pay-4x-fitment/">8th Pay Commission: BPMS Seeks ₹72,000 Minimum Pay &amp; 4x Fitment</a></span></li>
<li><span style="font-family: arial, helvetica, sans-serif;"><a href="https://www.rightsofemployees.com/fuel-price-hike-news-will-petrol-rise-by-%e2%82%b928-after-elections/">Fuel Price Hike News: Will Petrol Rise by ₹28 After Elections?</a></span></li>
</ul><p>The post <a href="https://www.rightsofemployees.com/8th-pay-commission-teachers-demand-%e2%82%b950k-minimum-pay-36-hra/">8th Pay Commission: Teachers Demand ₹50k Minimum Pay & 36% HRA</a> first appeared on <a href="https://www.rightsofemployees.com">Rightsofemployees.com</a>.</p>]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>OPS vs. UPS: Centre Firmly Rules Out Return to Old Pension Scheme (2025)</title>
		<link>https://www.rightsofemployees.com/ops-vs-ups-centre-firmly-rules-out-return-to-old-pension-scheme-2025/</link>
		
		<dc:creator><![CDATA[Chandani]]></dc:creator>
		<pubDate>Sun, 28 Dec 2025 05:05:02 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[FINANCE]]></category>
		<category><![CDATA[CentralGovtEmployees]]></category>
		<category><![CDATA[FinanceMinistry]]></category>
		<category><![CDATA[NPSvsUPS]]></category>
		<category><![CDATA[OldPensionScheme]]></category>
		<category><![CDATA[PankajChaudhary]]></category>
		<category><![CDATA[PensionNews2025]]></category>
		<category><![CDATA[UPSPension]]></category>
		<guid isPermaLink="false">https://www.rightsofemployees.com/?p=49695</guid>

					<description><![CDATA[<p>The Union Ministry of Finance has officially clarified that there is no proposal under consideration to restore the Old Pension Scheme (OPS) for central government employees. This statement comes despite a surge in demand from employee unions following a lukewarm response to the newly launched Unified Pension Scheme (UPS). The Current Deadlock: Tepid Response to [&#8230;]</p>
<p>The post <a href="https://www.rightsofemployees.com/ops-vs-ups-centre-firmly-rules-out-return-to-old-pension-scheme-2025/">OPS vs. UPS: Centre Firmly Rules Out Return to Old Pension Scheme (2025)</a> first appeared on <a href="https://www.rightsofemployees.com">Rightsofemployees.com</a>.</p>]]></description>
										<content:encoded><![CDATA[<p data-path-to-node="1"><span class="">The Union Ministry of Finance has officially clarified that there is </span><b class="" data-path-to-node="1" data-index-in-node="69">no proposal under consideration</b><span class=""> to restore the </span><a href="https://en.wikipedia.org/wiki/Old_Pension_Scheme"><b class="" data-path-to-node="1" data-index-in-node="116">Old Pension Scheme (OPS)</b></a><span class=""> for central government employees.</span><span class=""> This statement comes despite a surge in demand from employee unions following a lukewarm response to the newly launched </span><b class="" data-path-to-node="1" data-index-in-node="295">Unified Pension Scheme (UPS)</b><span class="">.</span></p>
<h3 class="" data-path-to-node="2"><b data-path-to-node="2" data-index-in-node="0">The Current Deadlock: Tepid Response to UPS</b></h3>
<p data-path-to-node="3"><span class="">Launched on </span><b class="" data-path-to-node="3" data-index-in-node="12">April 1, 2025</b><span class="">,</span><span class=""> as a hybrid &#8220;middle path&#8221; between the market-linked NPS and the non-contributory OPS,</span><span class=""> the UPS has struggled to gain traction.</span></p>
<ul data-path-to-node="4">
<li>
<p data-path-to-node="4,0,0"><b class="" data-path-to-node="4,0,0" data-index-in-node="0">The Numbers:</b><span class=""> As of the final deadline on </span><b class="" data-path-to-node="4,0,0" data-index-in-node="41">November 30, 2025</b><span class="">,</span><span class=""> only </span><b class="" data-path-to-node="4,0,0" data-index-in-node="65">1.22 lakh</b><span class=""> employees opted for the UPS out of an eligible pool of nearly </span><b class="" data-path-to-node="4,0,0" data-index-in-node="137">23 lakh</b><span class="">.</span></p>
</li>
<li>
<p data-path-to-node="4,1,0"><b class="" data-path-to-node="4,1,0" data-index-in-node="0">The Extension:</b><span class=""> The low enrollment forced the government to extend the deadline multiple times from its original June 2025 cutoff,</span><span class=""> yet the majority of staff remained hesitant.</span></p>
</li>
</ul>
<hr class="" data-path-to-node="5" />
<h3 class="" data-path-to-node="6"><b data-path-to-node="6" data-index-in-node="0">Key Differences: OPS vs. NPS vs. UPS (2025)</b></h3>
<table data-path-to-node="7">
<thead>
<tr>
<td><strong>Feature</strong></td>
<td><strong>Old Pension Scheme (OPS)</strong></td>
<td><strong>National Pension System (NPS)</strong></td>
<td><strong>Unified Pension Scheme (UPS)</strong></td>
</tr>
</thead>
<tbody>
<tr>
<td><span data-path-to-node="7,1,0,0"><b data-path-to-node="7,1,0,0" data-index-in-node="0">Contribution</b></span></td>
<td><span data-path-to-node="7,1,1,0"><b data-path-to-node="7,1,1,0" data-index-in-node="0">Non-Contributory</b> (Govt pays)</span></td>
<td><span data-path-to-node="7,1,2,0"><b data-path-to-node="7,1,2,0" data-index-in-node="0">Contributory</b> (10% Employee)</span></td>
<td><span data-path-to-node="7,1,3,0"><b data-path-to-node="7,1,3,0" data-index-in-node="0">Contributory</b> (10% Employee)</span></td>
</tr>
<tr>
<td><span data-path-to-node="7,2,0,0"><b data-path-to-node="7,2,0,0" data-index-in-node="0">Pension Amount</b></span></td>
<td><span data-path-to-node="7,2,1,0">Assured 50% of Last Basic Pay</span></td>
<td><span data-path-to-node="7,2,2,0">Market-linked (No guarantee)</span></td>
<td><span data-path-to-node="7,2,3,0"><b data-path-to-node="7,2,3,0" data-index-in-node="0">Assured 50% of Avg Basic Pay</b></span></td>
</tr>
<tr>
<td><span data-path-to-node="7,3,0,0"><b data-path-to-node="7,3,0,0" data-index-in-node="0">Minimum Pension</b></span></td>
<td><span data-path-to-node="7,3,1,0">Not defined</span></td>
<td><span data-path-to-node="7,3,2,0">Not defined</span></td>
<td><span data-path-to-node="7,3,3,0"><b data-path-to-node="7,3,3,0" data-index-in-node="0">₹10,000 per month</b></span></td>
</tr>
<tr>
<td><span data-path-to-node="7,4,0,0"><b data-path-to-node="7,4,0,0" data-index-in-node="0">Inflation Protection</b></span></td>
<td><span data-path-to-node="7,4,1,0">Yes (Dearness Relief)</span></td>
<td><span data-path-to-node="7,4,2,0">No</span></td>
<td><span data-path-to-node="7,4,3,0"><b data-path-to-node="7,4,3,0" data-index-in-node="0">Yes (Dearness Relief)</b></span></td>
</tr>
<tr>
<td><span data-path-to-node="7,5,0,0"><b data-path-to-node="7,5,0,0" data-index-in-node="0">Family Pension</b></span></td>
<td><span data-path-to-node="7,5,1,0">Yes</span></td>
<td><span data-path-to-node="7,5,2,0">Depends on Annuity</span></td>
<td><span data-path-to-node="7,5,3,0"><b data-path-to-node="7,5,3,0" data-index-in-node="0">Yes (60% of Pension)</b></span></td>
</tr>
</tbody>
</table>
<hr class="" data-path-to-node="8" />
<h3 class="" data-path-to-node="9"><b data-path-to-node="9" data-index-in-node="0">Why Employees Are Skeptical of UPS</b></h3>
<p data-path-to-node="10"><span class="">Despite the &#8220;assured&#8221; nature of UPS,</span><span class=""> employee associations continue to demand OPS for two primary reasons:</span></p>
<ol start="1" data-path-to-node="11">
<li>
<p data-path-to-node="11,0,0"><b class="" data-path-to-node="11,0,0" data-index-in-node="0">Contribution Requirement:</b><span class=""> Unlike OPS,</span><span class=""> which is fully funded by the state,</span><span class=""> UPS requires employees to contribute </span><b class="" data-path-to-node="11,0,0" data-index-in-node="111">10% of their Basic Pay + DA</b><span class="">.</span></p>
</li>
<li>
<p data-path-to-node="11,1,0"><b class="" data-path-to-node="11,1,0" data-index-in-node="0">Refund of Corpus:</b><span class=""> Parliament recently clarified that employee contributions deducted during service </span><b class="" data-path-to-node="11,1,0" data-index-in-node="100">will not be returned</b><span class=""> as a lump sum once the monthly UPS payout begins.</span><span class=""> Employees can only withdraw up to </span><b class="" data-path-to-node="11,1,0" data-index-in-node="205">60% of the corpus at retirement</b><span class="">,</span><span class=""> which then reduces their monthly pension.</span></p>
</li>
</ol>
<h3 class="" data-path-to-node="12"><b data-path-to-node="12" data-index-in-node="0">The Stand-off with State Governments</b></h3>
<p data-path-to-node="13"><span class="">Several states—including </span><b class="" data-path-to-node="13" data-index-in-node="25">Rajasthan, Punjab, Chhattisgarh, Jharkhand, and Himachal Pradesh</b><span class="">—have already informed the PFRDA that they are reverting to OPS for state staff.</span><span class=""> However,</span><span class=""> a major legal hurdle remains:</span></p>
<ul data-path-to-node="14">
<li>
<p data-path-to-node="14,0,0"><b class="" data-path-to-node="14,0,0" data-index-in-node="0">The &#8220;Locked&#8221; Funds:</b><span class=""> Minister of State for Finance </span><b class="" data-path-to-node="14,0,0" data-index-in-node="50">Pankaj Chaudhary</b><span class=""> confirmed in the Lok Sabha on </span><b class="" data-path-to-node="14,0,0" data-index-in-node="97">December 15, 2025</b><span class="">,</span><span class=""> that there is no legal provision under the </span><b data-path-to-node="14,0,0" data-index-in-node="159">PFRDA Act, 2013</b> to refund the accumulated NPS corpus (government and employee contributions) back to the state governments.</p>
</li>
</ul>
<h3 data-path-to-node="16"><b data-path-to-node="16" data-index-in-node="0">Conclusion</b></h3>
<p data-path-to-node="17">The central government maintains that the OPS is fiscally unsustainable and that the UPS provides a balanced safety net without bankrupting the exchequer. However, with the 8th Pay Commission deliberations currently underway, the pension debate is expected to remain a flashpoint in national politics throughout 2026.</p>
<p data-path-to-node="23"><b data-path-to-node="21" data-index-in-node="0">Recommended Readings:-</b></p>
<ul>
<li class="entry-title td-module-title"><a title="Income Tax Refund on Hold? What Happens if You Don’t File a Revised ITR (2025)" href="https://www.rightsofemployees.com/income-tax-refund-on-hold-what-happens-if-you-dont-file-a-revised-itr-2025/" rel="bookmark">Income Tax Refund on Hold? What Happens if You Don’t File a Revised ITR…</a></li>
<li class="entry-title td-module-title"><a title="Complete Guide: How to Close Your Demat Account (2025 Updates)" href="https://www.rightsofemployees.com/complete-guide-how-to-close-your-demat-account-2025-updates/" rel="bookmark">Complete Guide: How to Close Your Demat Account (2025 Updates)</a></li>
<li class="entry-title td-module-title"><a title="13 Multibagger Stocks of 2024 Crashed Up to 60% in 2025" href="https://www.rightsofemployees.com/13-multibagger-stocks-of-2024-crashed-up-to-60-in-2025/" rel="bookmark">13 Mul</a><a title="13 Multibagger Stocks of 2024 Crashed Up to 60% in 2025" href="https://www.rightsofemployees.com/13-multibagger-stocks-of-2024-crashed-up-to-60-in-2025/" rel="bookmark">tibagger Stocks of 2024 Crashed Up to 60% in 2025</a></li>
<li class="entry-title td-module-title"><a title="CIBIL Score Now Determines Home Loan Rate: LIC Housing Finance Cuts Interest Rates (2025)" href="https://www.rightsofemployees.com/cibil-score-now-determines-home-loan-rate-lic-housing-finance-cuts-interest-rates-2025/" rel="bookmark">CIBIL Score Now Determines Home Loan Rate: LIC Housing Finance Cuts Interest Rates (2025)</a></li>
<li class="entry-title td-module-title"><a title="Best Loan Apps for Low CIBIL Score in India (2025)" href="https://www.rightsofemployees.com/best-loan-apps-for-low-cibil-score-in-india-2025/" rel="bookmark">Best Loan Apps for Low CIBIL Score in India (2025)</a></li>
<li class="entry-title td-module-title"><a title="Budget 2026: CII presents a 4-point strategy to reduce debt and curb tax evasion." href="https://www.businessleague.in/budget-2026-cii-presents-a-4-point-strategy-to-reduce-debt-and-curb-tax-evasion/" rel="bookmark">Budget 2026: CII presents a 4-point strategy to reduce debt and curb tax evasion.</a></li>
<li class="entry-title td-module-title"><a title="Income Tax Update: Do you pay income tax? Before the end of the year, the Income Tax Department has issued a major update. Find out what has changed." href="https://www.businessleague.in/income-tax-update-do-you-pay-income-tax-before-the-end-of-the-year-the-income-tax-department-has-issued-a-major-update-find-out-what-has-changed/" rel="bookmark">Income Tax Update: Do you pay income tax? Before the end of the year, the Income Tax Department has issued a major update. Find…</a></li>
</ul>
<hr />
<p data-path-to-node="18"><b data-path-to-node="18" data-index-in-node="0">Disclaimer:</b> This report is based on written responses provided in the Lok Sabha and PFRDA data as of December 28, 2025. Final pension choices are subject to individual service records and departmental guidelines&#8230;<img decoding="async" class="alignnone  wp-image-49508" src="https://www.rightsofemployees.com/wp-content/uploads/2025/12/images.png" alt="" width="15" height="15" srcset="https://www.rightsofemployees.com/wp-content/uploads/2025/12/images.png 225w, https://www.rightsofemployees.com/wp-content/uploads/2025/12/images-150x150.png 150w" sizes="(max-width: 15px) 100vw, 15px" /></p><p>The post <a href="https://www.rightsofemployees.com/ops-vs-ups-centre-firmly-rules-out-return-to-old-pension-scheme-2025/">OPS vs. UPS: Centre Firmly Rules Out Return to Old Pension Scheme (2025)</a> first appeared on <a href="https://www.rightsofemployees.com">Rightsofemployees.com</a>.</p>]]></content:encoded>
					
		
		
			</item>
	</channel>
</rss>
