In such a situation, many employees have the misconception that if the UAN is the old one, then their EPF account running with that UAN number will also be the same.

Whereas this does not happen. With the change of company, your EPF accounts are also opened separately. You can easily merge them by visiting the EPFO ​​website. If you have not done this work yet, then due to this you may have to face many big losses.

How to merge accounts

• First of all, you have to go to EPFO’s member service portal https://unifiedportal-mem.epfindia.gov.in.
• After this, you have to select ‘One Member – One EPF Account- Transfer Request’ under the Online Services section.
• Then you have to verify the personal details and the current employer’s account.
• After this, you have to click on Get Details, after which the list of old employers will open in front of you.
• Here you click on the account you want to transfer.
• OTP will be sent to the mobile number
• Then click on ‘Get OTP’. OTP will come on your registered mobile number, enter it and submit.
• After this your request will be submitted. Your current employer will have to approve it.
• After which EPFO ​​will merge your old account into the new account.
• After some time you can check your merger status.
• Disadvantage of not merging accounts
• The first disadvantage of not merging accounts is that due to opening of a new EPF account, your money lying in the old account is not visible together.
• Apart from this, merging them is also necessary from the point of view of tax saving. When you withdraw money from an EPF account, this limit of five years is considered.
• After five years of contribution, no tax has to be paid on withdrawal of the deposited amount.

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Apart from this, if you merge your PF accounts, then you will not need to do repeated login or updation related work for different accounts. Along with this, your time will also be saved. Apart from the EPFO ​​office, you can also merge two accounts into one through the online method sitting at home. 

Why it is necessary to merge pf account 

If you join a job in a new company and give your old UAN number, then your old account cannot be linked under the new account. This means that the funds deposited in the old account will not be credited to the new account. In such a situation, it is necessary to merge the PF account to add the old fund to the new account. 

How to link two or more EPF accounts

• First of all , one has to go to  the official portal of EPFO ​​unifiedportal-mem.epfindia.gov.in .
• Now select One Member One EPF account inside the online service. 
• Your personal information will appear on the screen, in which information about both your accounts will be given. 
• You will have to attest the old or new employer to link the old account with the new account.
•  Enter your old member ID, old PF account number and old UAN and then click on the tab to get details. 
• Now proceed by entering the OTP, your request will be submitted. 
• After getting approval from the present employer, the old account will be merged with the new account. 

pf account gets closed in so many days 

If money is not being deposited in your PF account for a long time or is not withdrawn, then according to EPFO ​​it will be closed after 36 months. EPFO will put it in non-operative category. This means that now your PF account is not active. 

The post PF Account Holder! How to merge your PF account ? Here’s a Quick Step-by-Step Guide first appeared on Rightsofemployees.com.