In India, a portion of your salary is automatically deposited into your Employees’ Provident Fund (EPF) account every month. The government offers an attractive interest rate of 8.25 percent, making EPF a safe and profitable long-term investment. Over time, it helps build a strong retirement fund.

But many people have a question, “If I quit my job at 40 or 45 and don’t withdraw my PF, will I continue to earn interest? Does the interest accrual stop after I become unemployed?” Let’s explain it simply.

According to EPFO ​​rules, if you quit your job before the age of 58 and don’t withdraw your PF, your account doesn’t become inactive. Your savings continue to earn interest until you reach 58. For example, if you quit your job at 40 and let your PF remain unused, it will continue to earn interest for the next 18 years.

If you retire at age 58 and don’t withdraw your PF immediately, your funds will continue to earn interest for the next three years, until you reach age 61. After that, the account will become inactive and interest will stop accruing. But don’t worry, your deposited money will be completely safe.

Many people withdraw their PF immediately after leaving their job because they think the account will automatically close. But doing so deprives you of interest for many years to come. Even if you’re tempted to invest in a fixed deposit or other scheme, it’s often better to let your PF money sit there.

This scheme is fully government-backed, offers stable interest rates, and offers tax benefits. This is why EPF is one of the most reliable and secure options for retirement planning.

How to Withdraw EPF Balance?

• Here’s a step-by-step guide:
• Visit the EPFO ​​website and log in with your UAN (Universal Account Number).
• Update your KYC details (such as Aadhaar, PAN, and bank account).
• Go to “Online Services.”
• Select the “Claim (Form-31, 19, 10C)” option.
• Verify your bank account.
• Select the withdrawal reason (such as retirement, medical need, home purchase, etc.).
  Verify with an OTP and submit the claim.
• Your money will be credited to your bank account within 7–8 days.

Central Govt Employee! Important news for central employees, new rules coming into effect from tomorrow

The post EPF Rules 2025 : Are you unemployed and worried about your PF balance? Find out if you’ll still receive interest even if you’re unemployed. first appeared on Rightsofemployees.com.

Now, members will be able to view their PF account information directly from the portal, without a separate login. Until now, to check PF balance or transactions, one had to log in separately to the Passbook portal. But with the new Passbook Lite feature, this problem has also been solved.

What is Passbook Lite?

Now, employees can view details of their contributions, withdrawals, and total balance directly on the member portal. Labor and Employment Minister Mansukh Mandaviya announced this service during a program. He said this improvement will not only enhance the convenience of PF members but also reduce the load on the existing passbook portal.

How to use Passbook Lite?

The EPFO ​​has made the process of checking your PF balance extremely easy. Simply visit the EPFO’s official website, www.epfindia.gov.in, and select the Passbook Lite option. Enter your UAN number and you will receive an OTP on your mobile phone. Once you enter and submit the OTP, your PF passbook will appear on your screen.

Why was this feature necessary?

Previously, viewing your PF passbook was a difficult task for many people. Sometimes technical issues or network problems arose. To address this problem, the EPFO ​​has launched this lightweight feature, allowing millions of users to easily access their PF details.

Now you will get transfer certificate online

When an employee changes jobs, their PF account is transferred online to the new company’s PF office. The old PF office then generates an Annexure K transfer certificate and sends it to the new PF office. Previously, this certificate was shared between PF offices, and members received it only upon separate requests. With the change, members will now be able to download the Annexure K directly from the member portal in PDF format. This feature will make PF transfers completely transparent. PF members will now be able to check the status of their transfer application online, ensuring their balance and service period have been correctly updated in their new account.

What benefits will the employees get?

Claim processing times will be reduced, and funds will be disbursed more quickly. Accountability at the field office level will increase. The approval process will be simplified, and service delivery will be expedited. These reforms will benefit approximately 80 million EPFO ​​members. Services such as passbooks, transfer certificates, and claim status will now be available through a single login.

The post EPFO launches Passbook Lite, making it easier to check PF balance; learn how to use it first appeared on Rightsofemployees.com.

If an employee dies during his job, then under this scheme, his family gets a lump sum insurance amount, which can range from ₹ 2.5 lakh to ₹ 7 lakh. The special thing is that the employee does not have to pay any money from himself for this insurance.

Now you will get ₹50,000 in any case

EPFO has made a very important change in the rules of EDLI. Earlier the rule was that on the death of the employee, the family should have at least ₹ 50,000 deposited in his PF account to get insurance benefits. Now this condition has been abolished. This means that even if an employee has less than ₹ 50,000 in his PF account, or even if the account is empty, his dependents will definitely get insurance benefits of at least ₹ 50,000. This change is a big relief especially for the families of low-paid and new employees.

Death claim period extended

In the new rules, the time limit for submitting a claim after death has also been increased. Now if an employee dies within six months of receiving his last salary, his family will still be able to get the insurance benefit of EDLI. Earlier this time limit was much less than this, due to which many families faced problems.

Benefits are secure even if you change jobs

Another important change has been made in the rule of continuous service. Now if an employee has to complete one year of continuous service, and there is a gap of 60 days i.e. two months between his two jobs, then also his service will be considered continuous. That is, if someone has done many jobs and there is a gap of less than two months between each, then the period of all his jobs will be considered together. This will enable his family to get full insurance benefits.

The post No PF Balance? You’re Still Eligible for ₹50,000 Under EDLI – EPFO Confirms first appeared on Rightsofemployees.com.

Employees contribute 12% of their basic salary to this scheme, in which employers also contribute. This fund earns interest every year and this interest rate is decided by the government. Did you know that you can take a loan against your PF balance?

Can loan be taken against PF balance?

EPF scheme helps in creating a big fund for retirement. If needed, employees can withdraw up to 50 percent of the money in PF. Employee Provident Fund Organization (EPFO) allows withdrawal of money for personal emergency, buying a house, medical emergency, marriage. This facility is called EPF loan.

How to apply for EPF loan?

The process of applying for EPF advance online is very simple. Employees can apply through the EPFO ​​portal.

• Visit the official website of EPFO ​​(Unified Member Portal) and login by entering UAN, password and captcha.
• Select Online Services > Claim (Form-31, 19, 10C) option.
• Fill in the required information like name, date of birth and bank account details.
• Select the withdrawal reason from the dropdown menu.
• Enter the amount and submit the application.
• Upload the document and verify it with Aadhaar based OTP.
• EPFO will transfer the money within 7-10 working days after reviewing the application.

Who can take PF Advance (EPF Loan)?

• To get EPF advance, some necessary conditions have to be fulfilled.
• The employee must have a valid UAN (Universal Account Number).
• The employee should be an active member of EPFO.
• For withdrawal, it is necessary to fulfill the criteria set by EPFO.
• The withdrawal amount should be within the prescribed limit.
• The minimum service period condition must be fulfilled.
• Under what circumstances can you withdraw money from EPF?
• Medical Emergency
• Withdrawal can be made for treatment of self, parents, spouse or children.
• Withdrawal for marriage
• Withdrawal can be made for the marriage of self, siblings or children.
• Employees can withdraw up to 50% of their PF balance to buy or construct a house.

Related Articles:-

Aadhar card update rules: THESE Mistakes in Aadhaar Card will not be Updated Online

Why are some Indian H-1B visa and Green Card holders being deported?

PMAY Yojana 2.0: Govt Approves 3.53 Lakh New Houses Under PMAY-Urban 2.0, Know All Details

The post EPFO: Do you know you can avail loan against PF balance? first appeared on Rightsofemployees.com.

That is, it is not active and after a few years, interest on it also stops. To avoid all these problems and earn interest on PF, it is important to transfer your EPF balance as soon as you change jobs.

Can PF transfer be done without updating the ‘Date of Exit’ in the EPF account?

According to the Employee Provident Fund Organization (EPFO), to transfer EPF balance, it is mandatory to have updated date of exit from the old employer. Without this, PF cannot be transferred.

EPFO rules

For online transfer, it is very important to update the date of exit on your account. This can be updated only after two months of leaving the job. This date can be of the same month when the old company would have made the last contribution. This date of exit is updated by your previous company or employer on the EPFO ​​site. This process is only possible when your Universal Account Number (UAN) is verified with your Aadhaar and mobile number linked to Aadhaar.

Employees can update their Date of Exit themselves on EPFO ​​website

The good thing here is that if your old employer or company does not update the ‘Date of Exit’, then the employee can update it himself by visiting the online portal.

How to update ‘Date of Exit’ for EPF?

Step 1: Visit the EPFO ​​unified portal and log in with UAN and password.

Step 2: Click on the Manage tab and select the Mark Exit option.

Step 3: Select the old PF account number from the dropdown.

Step 4 : Enter the date and reason for exit. Enter the OTP sent to the mobile number linked to Aadhaar and submit the request. Please note here that once the ‘Date of Exit’ is updated, it cannot be changed.

How to check whether EPF has been transferred or not?

According to EPFO, you can check your PF balance by looking at the passbook. For this, first go to the EPFO ​​portal.

• Log in to the EPFO ​​portal.
• Go to the View menu and select the Passbook option.
• Log in with your UAN and password.
• View passbook of all MIDs (Member ID).
• If the balance has been transferred, it will be shown as a credit entry in the PF account of the new company. If the balance has not been transferred, the balance will be shown in the PF account of the old company. In such a case, file an online transfer claim.

Why is EPF balance transfer necessary?

Your balance will be added together with the contributions of all the companies. This will increase the base amount of your PF. There will be no problem in getting the interest. Also, with the increase in the base amount, the interest received on PF will increase. There will be no problem in the future.

The post PF Fund Transfer: Why is it necessary to transfer PF balance when changing jobs? Know here you can transfer PF online first appeared on Rightsofemployees.com.

What is the interest rate?

The interest on PF account for FY 22-23 is 8.15 percent. Recently, Union Labor and Employment Minister Bhupendra Yadav had said that EPFO ​​has already deposited interest in more than 24 crore accounts. In such a situation, if you are also a member of EPFO, then you can easily check whether the interest money has come into your account or not.

How to check your PF balance?

EPFO employee can check his PF balance in four ways. First through Umang app , second through EPFO ​​website, third through SSS and fourth through missed call. Let us know what is the step by step process.

Umang app

• First of all, download the ‘UMANG’ app from your Play Store or App Store.
• After this register on the app for EPFO ​​services.
• Then go to ‘Services’ and select the option ‘View Passbook’ under ‘Employee-Centric Services’.
• After this, check your EPF passbook and OTP to check your balance.

EPFO website

• First of all you go to the official website of EPFO.
• After this go to ‘Our Services’ and select the option of ‘For Employees’.
• To check the balance, you can check the balance by selecting ‘Member Passbook’ under ‘Services’.

The post PF Balance: EPFO ​​is crediting interest rate in PF account, check your balance like this first appeared on Rightsofemployees.com.

Many types of schemes are being run by the government for the benefit of the people. A PF scheme is also included in these schemes. Under this, the share of the company and the employee is deposited. At the same time, in recent times, many such information is also coming out that some companies deduct the PF amount of their employees but are not depositing them in the EPF account.

Can complain

If your Employees’ Provident Fund (EPF) account details reveal that no contribution has been made for a few months, a red flag should immediately rise in your mind. It is possible that your employer has not made the required deposit. In this case a complaint can also be made about it.

There are many reports of EPF

companies failing to deposit money in the EPF account of employees. If you find yourself in a situation where EPF contribution has not been credited to your EPF account, you can complain about it. If EPF contributions have been deducted from the salary of an employee but the employer does not deposit them in the employee’s EPF account, inform the Employees’ Provident Fund Authority (EPFO).

PF amount

employee can lodge complaint on EPFIGMS portal or a written complaint can be lodged with PF authorities. To register a complaint on the EPFO’s complaint website, the employee has to provide proof that EPF deposits have been deducted but not credited to the EPF account. An employee can provide salary slip and EPF details to show that the deduction was made through the employer but not credited to the EPF account.

The post PF Balance: Company did not deposit PF money? This is how you can complain first appeared on Rightsofemployees.com.

Employees’ Provident Fund Organization ie EPFO ​​allows its subscribers (EPFO Subscribers) to prematurely withdraw the money deposited in PF on many occasions. You can withdraw money from PF account (PF Withdrawal) if you lose your job or want to buy a house or yourself or on the occasion of children’s marriage etc.

Recently, by tweeting, EPFO ​​has given detailed information about withdrawing advance money from PF account on the occasion of marriage.

EPFO is giving marriage advance facility

EPFO has said in a tweet that the facility of EPFO ​​Marriage Advance (EPFO Advance For Marriage) can be availed with certain conditions. According to which, if the EPFO ​​​​subscriber wants to manage the expenses of his marriage or his brother-sister or his son-daughter’s marriage through PF Balance, then EPFO ​​will allow you to take advance for these occasions or from the time of maturity. Provides early withdrawal facility. Under the EPFO ​​marriage advance facility, you can withdraw 50 per cent of your contribution along with interest.

Must meet these conditions

However, there are certain conditions to avail the facility of EPFO ​​Marriage Advance. Only after fulfilling these conditions, an EPFO ​​​​Subscriber (EPFO Subscribers) can withdraw advance money from the PF account. According to EPFO, if you have been associated with EPFO ​​for seven years, then you will be able to take advantage of this facility. However, you cannot withdraw PF balance in advance more than 3 times in total on the occasion of studies or marriage.

EPF interest rate increased to 8.15% for 2022-23

Let us tell you that in March, EPFO ​​announced to increase the interest rate on Employees Provident Fund (EPF) for 2022-23. According to the information, now the interest rate on Employees Provident Fund (EPF Interest Rate 2023) has been increased to 8.15 percent. This interest is given on an annual basis.

The post EPFO Marriage Advance: PF balance can be withdrawn before maturity on these occasions first appeared on Rightsofemployees.com.

Because the facility of PF balance information is being given by EPFO ​​through message. For this, you will have to send a message to some numbers issued by EPFO. After this you will be given complete information by the department. Explain that the provident fund scheme provided by the government is one of the biggest social security initiatives in India for the people. Employees’ Provident Fund Organization (EPFO) manages the PF of all the employees in the country. Please tell that at present the interest rate of EPF is 8.15%.

Why regular checking of pf balance is necessary

This is known by repeatedly checking the PF balance. There is no mistake in the deposit amount or any other details related to the account. PF balance is an important part of employee’s savings, and keeping a regular check on it helps them to track their savings.

With the adoption of digital methods in governance, many services are available online and users/subscribers are not required to visit the office in person. One such facility is to check the balance of your provident fund account.

Here you are being told about such an option. When a subscriber does not have an internet connection, he can also check the amount deposited in the PF account. EPFO subscribers can check PF balance offline without visiting the office.

How to check pf balance at home

1. Such users whose UAN number is active can get their new PF record and information about the money deposited with EPFO ​​by sending an SMS to 7738299899 from their registered mobile number. For this, you have to send a message to this number 7738299899 by typing EPFOHO UAN. This facility is available for EPFO ​​subscriber in English (default) and also in Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam and Bengali.
2. Registered employees on the UAN portal will have to give a missed call to 9966044425 from their mobile number. After this, after some time you will get the details available with EPFO. The call will automatically get disconnected after two rings and you will not have to pay any fee for availing this service. Is. If the UAN of the EPFO ​​member is linked with any one of the bank account number, Aadhaar and PAN, then only you will get the details of last contribution and PF balance easily.

The post PF Account Balance: Check PF balance without internet sitting at home, this is the easiest way first appeared on Rightsofemployees.com.

Under which now if for some reason you want to withdraw your PF balance before a period of 5 years and your PAN card is not linked, then in such a situation now you will have to pay 20% TDS instead of 30%. These new rules will come into force from 1 April 2023. However, these rules will be applicable in case of non linked PAN card.

Less TDS will have to be paid than earlier

Investing in Employees Provident Fund (EPF) is considered a better option for any employed person. A part of the salary of the salaried class people is deposited in their EPF account. On which the government gives strong interest. PF balance helps people in any kind of financial crisis in future.

Many times in times of need or difficulty, we need to withdraw PF balance before 5 years. At such times the account holders have to pay TDS. During this, account holders whose PF account is not linked to their PAN card will have to pay less TDS than before. Due to which they will get a big relief, earlier they had to pay 30% TDS on such withdrawals, which has now been announced to be reduced to 20%.

If it has not been five years since the PF account was opened, and the amount is withdrawn, and the PF account is linked to the PAN card, then TDS will not be deducted on it, but the withdrawn amount will be included in the taxable income, and that But income tax will also have to be paid.

For this, you have to send a message to this number 7738299899 from your registered mobile number with EPFO. You have to enter ‘EPFOHO UAN’ i.e. first EPFOHO and then UAN. This facility is available in 10 languages ​​- English, Hindi, Punjabi, Tamil, Malayalam, Gujarati, Marathi, Kannada, Telugu and Bengali. If you want SMS in a language other than English, add its first three letters after the UAN ID. For example, if you want a message in Hindi, then you have to write ‘EPFOHO UAN HIN’.

Check balance by missed call (How to check PF Balance via missed call)

PF account holders can also know their PF balance through missed call. For this, you have to make a missed call on 9966044425 from your registered mobile number. After this, a message related to the amount of the account will come on your mobile number.

The post Good news for PF account holders, will get this benefit, know details first appeared on Rightsofemployees.com.

Along with this, by the end of this year, how much money has been deposited in your PF account, it should also be known. At the same time, employed people also get the option of saving through PF account.

PF account

where as now balance can be checked in PF account online also. Provident Fund ie PF account holders no longer need to go anywhere to check their balance in the account. Employees can check their balance online with the help of just a few clicks. Along with this, you can also see how much interest has been deposited in your account.

Through PF balance

EPFO ​​online service, working class people can easily check their PF balance sitting at home. At the same time, to check PF balance online, the balance can be checked by visiting EPFO’s website. It also has a process. Let us know how you can check the amount deposited in PF account online.

Check PF balance from EPFO ​​portal like this

• Go to the official website of EPFO ​​and click on the service tab.
• Now click on the ‘For Employee’ section.
• After this click on ‘Member Passbook’.
• Now login by entering UAN and password.
• Now complete information will come in front of you and balance can be checked.

The post PF account: Big news! Know the money deposited in PF before the end of the year, otherwise… first appeared on Rightsofemployees.com.

The objective of this scheme is to get lump sum payment along with interest at the time of retirement from employment. The Employees’ Provident Fund Organization or EPFO ​​is responsible for the regulation and management of provident funds in India.

EPFO One of the famous savings programs started with the help of the Government of India is the Employees’ Provident Fund or EPF. The organization was established in 1951 and is supervised through the Ministry of Labor and Employment, Government of India. The Ministry of Labor regulates the EPF programs in India. Employees’ Provident Fund Organization administers this savings scheme. It can also be called EPFO.

contribution every month

This scheme seeks to help an individual accumulate a sizeable retirement corpus. It inculcates the habit of saving money among the salaried class employees. The employer and employee contributions in the form of funds are included in the fund. Each of them is required to make a monthly contribution to this fund equal to 12% of the basic pay (basic and dearness allowance) of the employee.

premature withdrawal

However, if someone has withdrawn money from this fund before retirement, then that can also happen. But for this some documents are required. With the help of these documents, PF money can be easily withdrawn.

Documents Required for PF withdrawal:

Composite claim form.
Two revenue stamps.
Bank account details (Bank account should be in the name of PF account holder only).
– Identity Proof.
– Address proof.
A blank and canceled check with IFSC code and account number.
– Personal information like father’s name, date of birth should match clearly with the identity proof.
– If an employee withdraws his PF amount before 5 years of continuous service, he will be liable to furnish Income Tax Return (ITR) Form 2 and 3 to prove the detailed breakup of the entire amount deposited in the PF account every year .

The post PF Withdrawal Rules Change: Now you will not be able to withdraw pf money without these documents first appeared on Rightsofemployees.com.

PF balance

However, not everyone knows about the process of withdrawing PF money. In such a situation, today we are going to tell you an easy way to get PF balance, through which PF amount can be withdrawn. This process can be completed online only and the amount of PF can be withdrawn.

Online pf withdrawal process

Go to the official Universal Account Number (UAN) portal.
Log in using your UAN and password.
– Enter captcha for verification.
Go to the ‘Online Services’ tab and select the option ‘Claim (Form 19, 31, 10C or 10D)’ from the drop-down menu.
On the next screen, enter your Bank Account Number and click on ‘Verify’.
Now click on ‘Yes’ and proceed further.
Click on ‘Proceed for Online Claim’.
– In the claim form, under the ‘I want to apply for’ tab, select the claim you require.
– One has to choose a form to withdraw funds. For this, choose ‘PF Advance (Form 31)’. Then provide the purpose of such advance, the amount required and the address of the employee.

– The employee may be asked to submit the scanned documents for the purpose for which you have filled the form.
– Once the withdrawal request is approved by the employer, you will receive the money in your bank account.

The post PF Balance: Now you can easily withdraw PF money, this is the most effective way first appeared on Rightsofemployees.com.

Balance can be checked even without UAN

If you want to check the balance of your PF account, then now you do not need to go to the Employees’ Provident Fund Organization for this. For this you do not even have to have a UAN number. It has been seen many times that people forget their UAN number, but now you do not have to worry. Now you can check your PF account balance even without UAN number.

PF account balance will be like this

To check the balance of PF account, first you have to visit its official website epfindia.gov.in. Then you have to click on the option of click here to know your EPF balance.

In the second step, you will be redirected to the page of epfoservices.in/epfo/ through a redirect link. After this you have to click on the option of ‘Member Balance Information’. After this you have to select your state and click on the EPFO ​​office website link of your state.

In the third step, you have to enter your ‘PF account number’, name and registered mobile number. After that you have to click on the option of ‘Submit’. As soon as this process is completed, the balance of your PF account will be visible on your website.

Balance will also be known through missed call

You can also check the balance of your PF account by sending EPFOHO UAN to 7738299899 from your registered mobile number under EPFO’s SMS service. You can also check your PF account balance by making a missed call on 011-229014016 from your registered mobile number.

The post PF Amount Credited: Good News! You can check PF balance through missed call, interest amount has been released in the account first appeared on Rightsofemployees.com.

But now you don’t need to worry about it. Even if you have changed 1, 2, 3 or even 4 companies, you can still transfer your PF balance from the old company to the PF account of your existing company. Let us know its complete process.

Mandatory Documents for PF Transfer

You must have an active UAN number and password to transfer the old EPF balance to the new account. Along with this, all types of information should be updated in your UAN number, such as bank account number, mobile number, Aadhaar number, you should be updated in UAN.

How to check PF accounts balance

For  this, you first go to the official website of EPFO  ​​https://unifiedportal-mem.epfindia.gov.in/memberinterface/  .
After this ,  after entering the UAN number and password and captcha, log in. After logging in, you will come to the home page
. Here go to the Members Profile. Check all your personal details here.
Your name ,  Aadhar details, PAN card should be verified. Apart from this, email id, mobile number and bank account details should also be filled correctly. Before transferring PF, you should check your passbook
. For this, you have to go to View where the option of Passbook will appear.
After clicking on  passbook, you have to log in once again.
, After login, as soon as you click on select member id, a complete list will open. The member IDs of all the companies in which you have worked will be visible. The ID at the bottom is of your current company. Here you can check PF balance in all your companies by going to view passbook.

How to transfer old EPF to new 

Before transferring the old PF, check that your old company has updated your Entry Date and Exit Date . 
For  this, you go to View and click on the Service history option. 
If the  old company has updated the dates of both, then your PF will be transferred easily. Now you have to go to online services and click on ONE MEMBER ONE EPF ACCOUNT (transfer request) 
. 
A new page will open in front of  you where you will get your personal information, the details of the existing company’s PF account will be available. In which you are going to get old PF money. 
–  Just below it will be the details of the old employer from which to transfer PF.
Keep in mind that the PF that you are going to transfer here has to be approved by your current or old employer. It is always easier to get approval from an existing company. So choose this option
–  after this you have to enter your UAN details, as soon as you do this, the PF ID of all your previous companies will come. Select the person whose money is also to be transferred
–  after that you have to authenticate it through OTP. Click on GET OTP. 
–  You will see here THE CLAIM HAS BEEN SUCESSFULLY SUNMITTED 
–  Here you will see the transfer claim status.
For  attestation, you have to take out a print and give it to your company, it will be sent to the PF office
–  in 7 to 30 days your old PF balance will be transferred to the new account.

The post PF Transfer: Transfer the PF balance of the old company to the new account easily, know how first appeared on Rightsofemployees.com.

• SMS to 7738299899 from registered mobile number.
• Type EPFO ​​UAN LAN (Language). Here LAN means language.
• If you need information in English, write ENG instead of LAN. For information in Hindi, write HIN instead of LAN.
• To get account information in Hindi, write EPFOHO UAN HIN and send it to number 7738299899. After sometime the PF balance message will come on your mobile.

Get help from website

You can check your account details by visiting the official website of the EPF portal.

Get information by following these easy steps.

• First of all go to the EPF passbook portal.
• Log on to the portal using UAN and password.
• After this click on Download / View Passbook.
• Passbook will open on your screen, you can check your balance.

Know PF account information

• First of all download the app on your phone.
• After installing the app, click on EPFO.
• In this, click on Employee Centric Services.
• After this, click on View Passbook and enter your UAN and password.
• OTP will come on the registered mobile number.
• After entering it at the designated place, you can check PF balance.

The post EPFO: Many services of EPFO ​​went online, in these ways you can get PF balance information sitting at home first appeared on Rightsofemployees.com.

Employees’ Provident Fund Organization (EPFO) has made almost all its services online. Now EPFO ​​subscriber does not have to cut the office affair and their work also gets done easily and quickly. With the availability of many types of facilities online, now it has become very easy to manage PF account.

Now even the PF account holder does not need to go anywhere to know how much money is in his PF account. He can do this work very easily sitting at home. EPFO is providing the facility to the subscriber to know the PF balance in 4 ways. The PF account holder can get the balance information by making a missed call from the registered mobile number or through SMS. Apart from this, with the help of online UMANG app and by logging on to the website of EPFO, one can know how much money is in his PF account.

To know the PF balance by missed call, the mobile number of the account holder should be registered with the EPFO ​​​​with the missed call. To get balance information through missed call, PF subscriber has to make a missed call on 011-22901406 from the registered mobile number. After some time, the account information will come on your mobile through SMS.

Get information by SMS To know PF balance through SMS, SMS to 7738299899 from the mobile number registered with EPFO. For this, EPFO ​​UAN LAN (language) has to be typed. Here LAN means language. If you need information in English, write ENG instead of LAN. For information in Hindi, write HIN instead of LAN. To get account information in Hindi, write EPFOHO UAN HIN and send it to number 7738299899. After sometime the PF balance message will come on your mobile.

Take the help of the website To see the PF balance online, you have to visit the EPF passbook portal. You will have to log on to this portal through UAN and password. After this click on Download / View Passbook. After doing this, the passbook will open in front of you in which you can see the balance.

You can also know the balance from
UMANG app, download UMANG app in your smartphone. Click on EPFO ​​in the app. In this, click on Employee Centric Services. After this, click on View Passbook and enter your UAN and password. OTP will come on the registered mobile number. After entering it at the designated place, you can check PF balance.

The post EPFO: Do you know in how many ways you can get PF balance information? Know the details first appeared on Rightsofemployees.com.

Great news is coming for 7 crore subscribers of Employees’ Provident Fund Organization ie EPFO. The government is soon going to transfer the interest for the financial year 2022 to the account of EPFO ​​account holders.

Let us tell you that this time interest will be available at the rate of 8.1 percent. According to the information received so far, the Employees’ Provident Fund Organization has calculated the interest received in the PF account in the financial year 2022. Soon it will be transferred to the account of the account holders. This time a total of Rs 72,000 crore deposited in the account of the government will be sent to the account of the employed.

When will the money be transferred?

It is worth noting that last year people had to wait for 6 to 8 months for interest. But, last year due to Kovid, the atmosphere was different. This year the government will not delay. According to media reports, interest money can be transferred to the account till July 15. This year’s interest is at the lowest level in 40 years.

1. Know Balance from Missed Call

To check your PF money, you have to give a missed call on 011-22901406 from your registered mobile number. After this, you will get the details of PF through the message of EPFO. Here also it is necessary to have your UAN, PAN and Aadhaar linked.

2. Check Balance Online

1. To check balance online, you have to log on to the EPFO ​​website, click on e-passbook at epfindia.gov.in.
2. Now on clicking on your e-passbook, a new page will come to passbook.epfindia.gov.in.
3. Now here you fill your username (UAN number), password and captcha
4. After filling all the details, you will come to a new page and here you will have to select the member ID.
5. Here you will get your EPF balance on e-passbook.

The post PF interest Update : EPFO will credit 8.1 percent interest 2022 to PF accounts, check your pf balance first appeared on Rightsofemployees.com.

The central government had talked about giving 8.1 percent interest rate on the provident fund for some time. This interest rate is the lowest interest rate in 40 years. Earlier, the government had given 8.5 percent interest. So this time interest will be transferred to your PF account at the rate of 8.1 percent.

Calculation of interest is quite simple
– If you have Rs 10 lakh in your PF account then you will get Rs 81,000 as interest.
If you have Rs 7 lakh in your PF account, you will get Rs 56,700 as interest.
If you have Rs 5 lakh in your PF account, then Rs 40,500 will come as interest.
If you have one lakh rupees in your account, then 8,100 rupees will come.

How to Check Balance
You can follow 4 ways to check your PF balance. Or you can choose any one of the four methods. In these ways, you can check the balance through SMS and you can also know by giving a missed call. Apart from this, you can also check through EPFO’s website, and UMANG app.

By SMS: For this, you have to send a message by writing EPFO ​​UAN LAN (Language) to 7738299899 from the mobile number registered with EPFO. LAN stands for your language. If you want information in English, you have to write ENG instead of LAN. Similarly, HIN is to be written for Hindi and TAM for Tamil. For example, to get information in Hindi, you have to message by typing EPFOHO UAN HIN.

By missed call: If you want, you can also know your EPF balance through a missed call. For this, you have to make a missed call on 011-22901406 from your registered mobile number. After missed call, your phone will be disconnected automatically and you will get your balance information.

Through website: To check your balance online, you visit the EPF passbook portal. Log in to this portal using your UAN and password. In this, click on Download / View Passbook and then the passbook will open in front of you, in which you can see the balance.

The post Good News EPFO Members: Salaried people will get Rs 81,000, know the date and way to check first appeared on Rightsofemployees.com.

So much interest money can come

The post Good News EPF Customers ! Provident fund bank account will receive 56,000 as pf interest check calculation first appeared on Rightsofemployees.com.

Great news is coming for 7 crore subscribers of Employees’ Provident Fund Organization ie EPFO. The government is soon going to transfer the interest for the financial year 2022 to the account of EPFO ​​account holders.

Let us tell you that this time interest will be available at the rate of 8.1 percent. According to the information received so far, the Employees’ Provident Fund Organization has calculated the interest received in the PF account in the financial year 2022. Soon it will be transferred to the account of the account holders. This time a total of Rs 72,000 crore deposited in the account of the government will be sent to the account of the employed.

When will the money be transferred?

It is worth noting that last year people had to wait for 6 to 8 months for interest. But, last year due to Kovid, the atmosphere was different. This year the government will not delay. According to media reports, interest money can be transferred to the account till July 15. This year’s interest is at the lowest level in 40 years.

1. Know Balance from Missed Call

To check your PF money, you have to give a missed call on 011-22901406 from your registered mobile number. After this, you will get the details of PF through the message of EPFO. Here also it is necessary to have your UAN, PAN and Aadhaar linked.

2. Check Balance Online

1. To check balance online, you have to log on to the EPFO ​​website, click on e-passbook at epfindia.gov.in.
2. Now on clicking on your e-passbook, a new page will come to passbook.epfindia.gov.in.
3. Now here you fill your username (UAN number), password and captcha
4. After filling all the details, you will come to a new page and here you will have to select the member ID.
5. Here you will get your EPF balance on e-passbook.

The post PF interest Update : EPFO will credit 8.1 percent interest 2022 to PF accounts, check your pf balance first appeared on Rightsofemployees.com.

If the subscriber details are incorrect, it can be corrected through the EPFO ​​portal. All EPF related procedures have been simplified since the introduction of Universal Account Number (UAN) in 2014. UAN is a 12 digit update code, it links the PF accounts with the members and helps them to manage their account online.

Using UAN, employee can now transfer funds, make withdrawals, check PF balance and update details.

How to Update Bank Account Details Online in EPF Account

Step 1: Visit the EPFO ​​member portal and login using your username and password.

Step 2: Go to ‘Manage’ option in the top menu bar.

Step 3: Select the ‘KYC’ option from the drop-down.

Step 4: Select the document type – Bank.

Step 5: Add correct bank account number and IFSC as per bank records.

Step 6: Click on ‘Save’.

Step 7: Once the details are saved it will be shown under the ‘Pending KYC for Approval’ tab.

Step 8: Now, submit the document proof to the employer.

Step 9: Once the documents are verified by the employer, the status will be shown under ‘Digital Accepted KYC’. Along with this, an SMS will also come on the registered mobile number.

The post How to change or update bank details in EPF account, know its online process first appeared on Rightsofemployees.com.