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UPI user alert: UPI users will be able to check balance only this many times in a day

Pravesh Maurya — Mon, 28 Jul 2025 07:52:31 +0000

If you also use apps like Google Pay, PhonePe and Paytm, then this news is useful for you. A big change is going to happen from August 1, 2025 for those who make payments through UPI.

These changes will directly affect common people, shopkeepers, freelancers and merchants dependent on digital transactions. The National Payments Corporation of India (NPCI) has changed some rules to make UPI transactions more secure, faster and server friendly and the new rules will come into effect from August 1, 2025.

NPCI has taken this decision in view of the increased server load and failed transactions in the last few months. In the past months, due to the rapidly increasing traffic on the UPI server, the incidents of failed and slow transactions have increased. The purpose of these new rules is to reduce the pressure on the server, so that the UPI network works fast and uninterrupted.

Limit on checking balance fixed

From August 1, UPI users will be able to check balance only 50 times a day from any one app. If you use two different apps, then this limit will be applied separately on each app. During peak hours (10 am to 1 pm and 5 pm to 9:30 pm) balance check will be banned or access will be limited so that server load is reduced.

Balance update will be available after every payment.

Now after every successful payment, the bank itself will tell you how much balance is left in your account through SMS or in-app notification. This will eliminate the need for shopkeepers, freelancers, small businessmen to check the balance again and again.

Autopay now only during non-peak hours

Auto payments like Netflix, Amazon Prime, EMI or SIP will now be processed only during non-peak hours. Autopay will happen before 10 am, between 1 pm to 5 pm and after 9:30 pm. There will be no autopay transactions during peak hours.

Check the status of failed or pending transactions:

Now if a transaction fails or is pending, its status can be checked only after at least 90 seconds. Transaction status can be checked only 3 times a day. There will be a gap of at least 45-60 seconds each time.

Banks will have to get the UPI system audited.

Now every bank will have to get its UPI system audited once a year. The first report will have to be submitted by 31 August 2025. Payment reversal (chargeback) can be demanded only 10 times in 30 days. Basic UPI features like money transfer, payment by QR scan or merchant transactions will not be affected by these changes.

The post UPI user alert: UPI users will be able to check balance only this many times in a day first appeared on Rightsofemployees.com.

UPI Pay Alert: From April 1, THESE users will not be able to transact on Google Pay, PhonePe and Paytm

Jyoti — Thu, 20 Mar 2025 10:29:33 +0000

If you use UPI apps like Google Pay, PhonePe or Paytm, then there is an important update for you. A new rule will come into effect from April 1, 2025, under which mobile numbers linked to bank accounts, which are not active for a long time, will be removed from the UPI system.

This change will affect those users who have an old or closed number linked to their bank account. If you too have linked an old or closed number to the bank, then you may face problems in doing UPI transactions.

Why was this decision taken?

The National Payments Corporation of India (NPCI) has taken this step to prevent cyber fraud and technical glitches. Many times, after a mobile number is closed, telecom companies allot it to another user. In such a situation, the risk of fraud on bank accounts linked to the old number increases. For this reason, NPCI has instructed banks and UPI apps to identify inactive mobile numbers every week and remove them from their system.

There may be a problem in UPI payment

For UPI transactions, it is necessary for your mobile number to be linked to your bank account. If your number has been switched off for a long time or has not been updated after getting a new SIM, then after April 1, you may face failure in UPI payment.

How to avoid this problem?

If you want your UPI payments to continue without any interruption, then you need to follow these important steps:

Check the mobile number linked to your bank account. If the number is closed or old, update it immediately.
Contact your telecom provider (Jio, Airtel, Vi, BSNL) and confirm that the number is still registered in your name.
If your number has been closed and has been allotted to someone else, then go to the bank and get a new number linked.
Go to UPI app (Google Pay, PhonePe, Paytm) and update your number and bank details.

NPCI will update the data every week

NPCI has instructed all banks and UPI apps to update the list of inactive numbers every week. This means that if your number is not active for a long time, it can be automatically removed from the bank’s records. So always keep your number active and updated.

Is your number active for UPI or not? Check this way

Log in to your bank’s netbanking or mobile banking app and look for the registered mobile number.
Go to Google Pay, PhonePe or Paytm and verify the number linked there.
If the number is closed, then immediately complete the process of linking a new number.

The post UPI Pay Alert: From April 1, THESE users will not be able to transact on Google Pay, PhonePe and Paytm first appeared on Rightsofemployees.com.

UPI user Alert! Banking and UPI services of these mobile numbers will stop from 1st April – Details Here

Jyoti — Wed, 19 Mar 2025 04:34:56 +0000

If you have a bank account or you use UPI, then it is very important for you to read this news. Because from next month the bank is going to make an important change.

Actually, from April 1, the bank is closing the accounts of those users linked to UPI apps like Google Pay, PhonePe and Paytm whose mobile number has been inactive for a long time.

Because of this, banks are taking this decision

The National Payments Corporation of India (NPCI) has directed banks and these apps to remove such numbers by March 31. The purpose of this change is to solve the problems caused by inactive or recycled mobile numbers. Inactive or recycled mobile numbers cause problems in transactions.

Let us tell you that if a number is not used for voice calls, SMS or data for 90 days, then it becomes inactive. Such numbers are again given to new users. In such a situation, when these numbers are linked to your bank and other financial services, then it can cause problems.

After April 1, such bank accounts will be deleted every week

Mobile number is necessary for any payment. If there is any problem with your number, the transaction may fail. Many users link multiple numbers to their bank accounts or UPI apps. If any of these numbers remains inactive for months, it will be deleted.

To prevent transaction-related issues, NPCI has mandated that banks and UPI apps update the list of deleted numbers every week. Any inactive or recycled number after April 1 will be removed from the bank’s system immediately. If you want to keep your bank account or UPI ID active, recharge it immediately.