It is one of the largest government health insurance schemes in the world. People covered under Ayushman Yojana get Ayushman Card. With its help, free treatment up to Rs 500000 can be availed. In September 2024, an important change took place in the Ayushman scheme and the government decided to include all senior citizens above the age of 70 years, irrespective of their income, in this scheme. These citizens are given Ayushman Vaya Vandan Card.

Ayushman card has been started especially to provide free treatment to the poor and needy people. People who work in the organized sector, pay income tax, avail ESIC benefits or whose salary is deducted as PF cannot avail the benefits of Ayushman card. Mainly the families identified as beneficiaries in the Socio-Economic and Caste Census (SECC-2011) are eligible for Ayushman card.

A family living in a kutcha house in rural area, a family in which there is no adult male in the age group of 16-59 years, SC/ST families and landless labourers can take advantage of Ayushman Yojana. Families living in urban areas and engaged in occupations like ragpickers, domestic workers, construction workers, street vendors are also eligible for this scheme.

Check eligibility like this

If you also want to get Ayushman card made, then you can check your eligibility online. For this, first you have to go to the official website of the scheme https://pmjay.gov.in/. Then you have to click on the option ‘Am I Eligible’ here. After this, some information asked here will be filled in the prescribed place. After doing this, the site will tell you whether you are eligible to get Ayushman card or not.

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Through this card, he can easily get himself or his family member treated for free. The process of getting an Ayushman card is very easy. At present, health insurance is not only useful in times of illness but it is also very helpful financially. Many people in the country are not able to pay the heavy premium of health insurance.

In such a situation, to ensure that they also get proper medical facilities, Pradhan Mantri Jan Arogya Yojana is being run by the Government of India. The beneficiaries of this scheme can get free treatment of Rs 5 lakh across the country. The special thing about this scheme is that its benefits are available in both government and private hospitals.

The beneficiary of Pradhan Mantri Jan Arogya Yojana (PM-JAY) gets Ayushman Card. Through this card, he can easily get treatment for himself or his family member for free.

The process of getting an Ayushman card is very easy. You can apply for it online even while sitting at home. If there is no error in the application, the Ayushman card will be approved within 24 hours. This means that the applicant will get the Ayushman card in 1 day.

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Before knowing the application process of Ayushman Card, we must know what is the eligibility criteria for this scheme?

What is the eligibility criteria for Ayushman Bharat Card (PM-JAY Eligibility Criteria)

The benefit of this scheme is available only to the person below poverty line i.e. BPL category. Apart from these, only the person whose income is low or the family listed in the Socio-Economic Caste Census (SECC) database will get the benefit of the scheme.

How to apply online for Ayushman Bharat Card (Ayushman Bharat Card Online Apply Process)

• Visit the official website of Ayushman Bharat Yojana (https://pmjay.gov.in/).
• Now you have to click on the option of Am I Eligible showing at the top of the screen.
• After this a new page will open in which you have to verify the mobile number and fill the captcha.
• Now select the Login option and then click on Search For Beneficiary.
• After this you have to select your state and write PMJAY in the scheme.
• Now you have to fill in the details like Family ID, Aadhar Card or Location Rural or Location Urban etc. for the ration card. If you provide the details of Aadhar Card or Ration Card then your family details will be displayed on the screen.
• After this, you have to select the name of the person whose Ayushman card is to be made and verify his details.
• Now choose the Aadhaar option and verify through OTP.
• After the OTP is verified, the authentication page will open. Here you have to submit the application for Ayushman card.
• After submitting, a new page will automatically open where you have to select the e-kyc option.
• For e-KYC, you will have to enter your Aadhaar number and the OTP received on your registered mobile number.  
• After e-KYC, you will have to submit your passport size photo.
• After this, you will have to provide information about mobile number, relation, pin code, state, district, rural or urban, village etc. and click on submit. In this way the application for Ayushman card will be submitted.

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The Government of India is running the Ayushman Bharat Yojana for the economically weaker sections of the country. Ayushman Bharat Yojana is also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY). Prime Minister Narendra Modi launched this scheme in the year 2018. This is a kind of health insurance plan for the poor people of the country. Under this scheme, beneficiaries are given free treatment up to Rs 5 lakh in government or listed private hospitals.

If you want to take advantage of this scheme, then you should have complete information about it. Here we are going to tell you who can take advantage of Ayushman Yojana and what are its benefits.

Who can avail the benefits of Ayushman Yojana

Ayushman Bharat Yojana provides health coverage to those people of the country whose income is very low. Apart from this, the benefit of this scheme is also given to the poor and economically weaker people. This scheme will include vulnerable people under the Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas. For this, the government has set some eligibility criteria.

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According to which, the benefit of Pradhan Mantri Jan Arogya Yojana will be given to those families in rural areas whose house has a raw wall and a raw roof. Whose family does not have any member between the age of 16-59 years. Not only this, tribal SC / ST, landless families, daily wage laborers or such families in which there is a disabled member and there is no physically able adult member in his family have also been brought under the ambit of Ayushman Bharat Yojana (Ayushman Yojana Eligibility).

What is Ayushman Golden Card?

There is no limit on family size, age or gender under this scheme. Ayushman Golden Card can be issued to any eligible family. This card is valid in more than 13,000 government and private hospitals in the country. You can apply for Ayushman Golden Card both online and offline.

You can find out whether you are eligible for Ayushman card or not by calling 14555 or from Ayushman app. After the card is issued, free treatment can be availed by showing it in case of illness.

How to Apply for Ayushman Bharat Golden Card? 

To obtain the cashless treatment facility under PMJAY, you need to obtain an Ayushman Golden card. Following are the steps to apply for an Ayushman Bharat Golden card:

• Visit the official website of PMJAY
• Go to the option of login to the website
• Enter your ‘mobile number’ and the captcha code
• Generate the OTP and enter it to log in to your website
• Opt for HHD code and provide the code to the Common Service Centre (CSC). The CSC would check the HHD code as well as other details
• The Ayushman Mitra or the CSC representatives will complete the remaining process
• A fee of Rs 30 will have to be paid to obtain the Ayushman Golden card
• Your Ayushman Bharat Golden card will be issued

Which diseases are treated for free under this scheme?

All old and new diseases can be treated for free through the Ayushman Golden Card issued under the Ayushman scheme. Apart from serious diseases like cancer, more than 1500 diseases are covered under it.

Benefits of Ayushman Yojana

Under this, if you are sick, you just have to show the Ayushman card at the time of admission to the hospital. After this, no paper or cash is required for the treatment expenses. That is, we can say that paperless and cashless treatment can be done under this scheme, that too for free.

This includes expenses like diagnostics and medicines for 3 days before hospitalization and 15 days after hospitalization. During this time, apart from the cost of treatment, the expenses incurred on transport are also covered. You can get your treatment done in any listed hospital across the country.

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