Post office TD Account - Rightsofemployees.com https://www.rightsofemployees.com Know Your Rights Sat, 31 May 2025 06:01:30 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.4 https://www.rightsofemployees.com/wp-content/uploads/2018/01/cropped-emp1-32x32.png Post office TD Account - Rightsofemployees.com https://www.rightsofemployees.com 32 32 Post Office TD account: Deposit ₹5 lakh in Post Office and get guaranteed return of ₹2.25 lakh, check details https://www.rightsofemployees.com/post-office-td-account-deposit-%e2%82%b95-lakh-in-post-office-and-get-guaranteed-return-of-%e2%82%b92-25-lakh-check-details/ Sat, 31 May 2025 06:01:30 +0000 https://www.rightsofemployees.com/?p=44572 Post Office Savings Scheme: In terms of giving huge profits on savings accounts, the post office has left all the banks behind. After the RBI reduced the repo rate, all the banks reduced the interest rates of FD. But, the post office has not reduced the interest rates of its schemes. Here we will tell […]

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]]> Post Office Savings Scheme: In terms of giving huge profits on savings accounts, the post office has left all the banks behind. After the RBI reduced the repo rate, all the banks reduced the interest rates of FD.

But, the post office has not reduced the interest rates of its schemes. Here we will tell you about such a scheme of the post office, in which if you deposit Rs 5 lakh, you will get a direct return of Rs 2.25 lakh on maturity. The special thing is that you will get this return with guarantee and there will be no if-but in it.

How much interest is being received in the post office right now

Like the FD of banks, the post office runs TD (time deposit) accounts. Like FD, a fixed amount is received on maturity in the TD account of the post office, which includes guaranteed returns. The post office is giving interest ranging from 6.9 percent to 7.5 percent on time deposit accounts. In the post office, 6.90 percent interest is being given on 1 year TD, 7.0 percent on 2 year TD, 7.1 percent on 3 year TD and 7.5 percent on 5 year TD.

How many years will it take to get a return of ₹2.25 lakh

Post office is giving 7.5 percent interest on 5 year TD. If you deposit 5 lakh rupees in 5 year TD scheme in post office, then on maturity you will get a total of 7,24,974 rupees with guarantee. This amount also includes a fixed return of 2,24,974 rupees. All customers get the same return in post office. Whereas in banks, senior citizens get more return than ordinary citizens. Let us tell you that post office works under the control of central government. Therefore, your money is completely safe in it.

The post Post Office TD account: Deposit ₹5 lakh in Post Office and get guaranteed return of ₹2.25 lakh, check details first appeared on Rightsofemployees.com.

]]> Post Office Schemes: Deposit ₹2,00,000 in Post Office scheme and get fixed interest of ₹29,776, guaranteed https://www.rightsofemployees.com/post-office-schemes-deposit-%e2%82%b9200000-in-post-office-scheme-and-get-fixed-interest-of-%e2%82%b929776-guaranteed/ Wed, 19 Mar 2025 09:02:30 +0000 https://www.rightsofemployees.com/?p=41264 Post Office Scheme: All the banks serving in the country are running various types of savings and investment schemes for their customers. Banks are offering great interest to their customers on different schemes. However, in terms of giving huge interest to the customers, the post office is giving tough competition to all the banks. Let […]

The post Post Office Schemes: Deposit ₹2,00,000 in Post Office scheme and get fixed interest of ₹29,776, guaranteed first appeared on Rightsofemployees.com.

]]> Post Office Scheme: All the banks serving in the country are running various types of savings and investment schemes for their customers. Banks are offering great interest to their customers on different schemes.

However, in terms of giving huge interest to the customers, the post office is giving tough competition to all the banks. Let us tell you that the post office works under the Government of India. Therefore, your money invested in any scheme of the post office is completely safe. Today we are going to tell you about one such scheme of the post office, in which great interest is being given.

Post Office TD account can be opened with just Rs 1000

The time deposit (TD) scheme of the post office is just like the fixed deposit (FD) scheme of the bank. A TD account can be opened in the post office for a minimum of 1 year and a maximum of 5 years. The post office is giving its customers an interest of 6.9 percent to 7.5 percent on TD accounts. Let us tell you that TD can be done for 1 year, 2 years, 3 years and 5 years in the post office. You can open a TD account in the post office with a minimum of Rs 1000, while there is no maximum deposit limit in it.

Deposit ₹2,00,000 and get fixed interest of ₹29,776

Post Office is offering 7.0 percent interest on 2-year TD. If you deposit Rs 2 lakh in the 2-year TD scheme, then on maturity you will get a total of Rs 2,29,776, which includes interest of Rs 29,776. Let us tell you that in the Post Office TD scheme, customers get fixed and guaranteed interest and there is no risk in it. Anyone can open an account in the Post Office TD scheme. In this, a single account as well as a joint account can be opened. Names of 3 people can be added in a joint account.

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