Similarly, the central government is also running many schemes for the farmers of the country, so that the lives of the farmers can be improved. Today we will learn about the Pradhan Mantri Kisan Mandhan Yojana being run by the central government for special farmers. Pradhan Mantri Kisan Mandhan Yojana is a pension scheme run for small and marginal farmers of the country.

After the age of 60, you will get a pension of Rs 3000 every month

The benefit of Pradhan Mantri Kisan Maandhan Yojana is available to those farmers whose age is at least 18 and maximum 40 years. In this scheme, when the age of the farmer reaches 60 years, then a pension of at least Rs 3000 starts coming in his bank account every month. If a farmer associated with the scheme dies, then 50 percent of the pension is paid to his husband or wife as family pension. Keep in mind that family pension will be given only to the husband or wife of the deceased.

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Only these two documents are necessary for PM Kisan Maandhan Yojana

Under this scheme, farmers will have to deposit Rs 55 to Rs 200 every month. In this scheme, whatever amount the farmer deposits, the central government also deposits the same amount in his name. To get a pension of Rs 3000 every month under the scheme, an 18-year-old farmer will have to deposit Rs 55 every month, while a 40-year-old farmer will have to deposit Rs 200 every month. To avail the benefits of the scheme, the farmer must have an Aadhaar card and a bank account or PM Kisan account.

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In such a situation, to help these people, the government has many schemes like PM Kisan Yojana, PM Kusum Yojana, Kisan Tractor Yojana, Pradhan Mantri Fasal Bima Yojana, Pradhan Mantri Kisan Maandhan Yojana, Kisan Credit Card etc. drives. The purpose of all these schemes is that through this scheme the government can help the farmers financially. Kisan Credit Card is such a scheme through which farmers get loan for animal husbandry, agriculture, dairy farming etc. at a cheap rate. Kisan Credit Card is issued for a time limit and when it expires, it has to be issued again.

Farmers can get their credit renewed sitting at home

Let us tell you that some banks of the country have given the facility to renew their credit cards online to their customers. One of these banks is Indian Bank. Recently, the bank has given information by tweeting on this matter through its official Twitter handle that now the farmers can easily renew the Kisan Credit Card by sitting at home. Tweeting on this matter, Indian Bank has told that we understand the importance of your time. You can renew your Kisan Credit Card sitting at home. For this you have to submit some documents.

We, at Indian Bank, understand how important your time is. You can now digitally renew your Kisan Credit Card without visiting the bank or submitting any extra documents. So, if you are planning to renew your KCC, visit our
website right away. https://t.co/fI8BX0NTve#IndianBank pic.twitter.com/GB0ptupgUY

— Indian Bank (@MyIndianBank) November 19, 2022

Method to renew Kisan Credit Card sitting at home –
1. For this, click on the link of the bank’s Kisan Credit Card renewal website https://www.indianbank.in/departments/digital-lending/.
2. After this you go to the Apply For KCC Digital Renew option.
3. Next you choose your language.
4. After this enter your KCC number and login.
5. After this, you renew the card by entering all the details.

KCC can also be done offline
Apart from renew online, you can also renew Kisan Credit Card offline. For this you go to the bank with your bank’s KCC card and fill a renewal form there. After this, the bank will ask you to submit some documents. After a few days your credit card will be renewed. Keep in mind that with this process you can get the card renewed in any bank like SBI, BOB, PNB.

Know about the benefits of Kisan Credit Card-
Through Kisan Credit Card, the government gives loans up to Rs 3 lakh to the farmers. Only 4 percent interest rate is charged on this loan. Farmers can spend money for any work related to agriculture through credit card. With this, farmers can take money for all the work like fertilizers, seeds etc. It has become easier for the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan Scheme) to apply for KCC. Now the beneficiaries of PM Kisan can easily apply for KCC.

You can apply for Kisan Credit Card by visiting any RRB, Small Finance Bank and Cooperative Bank in the country. State Bank of India, Punjab National Bank customers only submission of documents like Aadhaar card, PAN card, land documents, ID password of PM Kisan Samman Nidhi Yojana etc. Will happen. After this the bank will easily issue you the Kisan Credit Card. Keep in mind that this process is followed in all those banks which provide the facility to renew the Kisan Credit Card.

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