PM Kisan 21st Installment 2025: The government has already released the 21st installment of the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme for flood- and landslide-affected farmers in Jammu and Kashmir. Now, farmers in states where the installments have not been released are awaiting their installments.

Amid the Bihar Assembly elections in 2025, the 21st installment of the Pradhan Mantri Kisan Samman Nidhi Yojana is expected to be deposited into farmers’ accounts soon.

To help farmers

Under this scheme, the central government provides farmers with financial assistance of ₹6,000 annually to help with their farming and daily needs. Twenty installments have been released so far, and millions of farmers are eagerly awaiting the 21st installment, which is expected in early November 2025.

E-KYC is essential for farmers

E-KYC is mandatory for every farmer. Without e-KYC, farmers may lose the ₹2,000 installment. Therefore, ensure timely e-KYC is completed. E-KYC (Electronic Know Your Customer) is mandatory for all PM Kisan beneficiaries. Without it, the farmer’s name may be removed from the beneficiary list.

You can complete e-KYC in three easy ways:

OTP-based e-KYC: If your Aadhaar is linked to your mobile number, visit the PM Kisan website and verify using the OTP.

Biometric e-KYC: Visit your nearest Common Service Center (CSC) for fingerprint authentication.

Face Authentication: For senior citizens and physically disabled farmers, a special feature is now available at CSCs that allows e-KYC through facial recognition.

According to the scheme’s official website, e-KYC is mandatory for PM Kisan registered farmers.

How to check PM Kisan benefits?

• Go to https://pmkisan.gov.in/.
• Click on “Know Your Status” on the right.
• Enter your registration number, enter the captcha code, and select “Get Data.”
• Your installment status will now be displayed on the screen.

To check your name:

• Click on the “Beneficiary List” tab on the website.
• Select your state, district, block, and village.
• Click “Get Report.”
• This will open a list of all beneficiaries in your village.
• Farmers can contact the helpline number 155261 or 011-24300606 if needed.

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Kisan Credit Card: RBI has announced a big relief for crores of farmers of the country. The announcement made by the central bank will come into effect from the new year i.e. January 1. Under this, farmers will now be able to take more guarantee-free loans than before.

The central government is running various schemes to empower farmers economically. Apart from the government’s most ambitious scheme Pradhan Mantri Kisan Samman Nidhi, PM Kisan Crop Insurance Scheme is also included in these. Finance Ministry officials had recently held a meeting with bank heads and asked them to provide maximum loans to farmers and help them in self-employment. Under this, RBI has taken a big step for the farmers. Yes, now farmers across the country will be able to get more loans than before without guarantee.

The limit of unsecured loans for farmers has been increased

The Reserve Bank of India (RBI) has increased the limit of unsecured loans for farmers from January 1, 2025. Yes, from the new year, farmers across the country will be able to take loans up to Rs 2 lakh from banks. Earlier, the limit under this was up to Rs 1.6 lakh. In this way, RBI has increased the loan limit of Rs 40 thousand for farmers. RBI has taken this step with the aim of helping small and marginal farmers amid the rising cost of farming.

More than 86 percent of the country’s farmers will benefit.

The new directive asks banks across the country to waive collateral and margin requirements for agriculture and related loans up to Rs 2 lakh per borrower. According to the Agriculture Ministry, this decision has been taken to improve rising costs and access to credit for farmers. The statement said that this measure will greatly benefit more than 86 percent of small and marginal landholder farmers.

Banks have been ordered to implement the related order quickly and make customers as aware as possible about the new loan rules. This step is expected to facilitate easy access to Kisan Credit Card (KCC) loan and will complement the government’s revised interest subsidy scheme. Under this scheme, the government provides a loan of up to three lakh rupees at an effective interest rate of 4 percent. More than 12 crore farmers of the country will be able to take advantage of the rule being implemented by the RBI.

6000 crore rupees are received every year

Let us tell you that under the PM Kisan Samman Nidhi scheme of the Central Government, about nine and a half crore farmers are given financial help of Rs 6000 annually. This money is given to the farmers in three installments of Rs 2000 each. This money is transferred by the government to the accounts of eligible farmers through DBT.

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PM Kisan next installment: Prime Minister Narendra Modi released the 16th installment of PM Kisan Yojana to all eligible farmers on February 28, 2024. The value of the installment amount was more than Rs 21,000 crore which was given to more than 9 crore beneficiary farmers.

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a scheme to provide income support to all landholding farmer families in the country to meet their financial needs for purchase of various inputs related to agriculture and allied activities as well as household needs. There is a central sector plan.

Under the PM-Kisan initiative, eligible farmers receive Rs 2,000 every four months, totaling Rs 6,000 per year.

According to PM Kisan website, ‘eKYC is mandatory for PMKISAN registered farmers. OTP based eKYC is available on PMKISAN portal or nearest CSC centers can be contacted for biometric based eKYC.

Note that if any member of the family is an income tax payer in the previous assessment year, they are not eligible for the benefits of the scheme.

Keep this in mind
The 17th installment of PM Kisan will be available only to those people whose land records, Aadhaar seeding of bank accounts and eKYC have been completed on the PM Kisan portal.

When will the beneficiaries get the 17th installment of PM Kisan?
According to PM Kisan Yojana, it is released every four months, i.e. every year in three installments in April-July, August-November and December-March. The funds are immediately deposited into the bank accounts of the beneficiaries.

Since the 16th installment was released in February, the 17th installment can be expected any time in May. At present the date of release of the next installment has not been decided.

How to update eKYC online? (PM Kisan Samman Nidhi Yojana)

-Visit the official website of PM-Kisan.

-Click on the eKYC option available on the right side of the page.

-Enter Aadhar card number, captcha code and click on search.

-Enter the mobile number linked to Aadhar card.

-Click on ‘Get OTP’ and enter OTP.

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Till now 11 installments i.e. Rs 22,000 have been deposited in the farmers’ account. For the financial help of farmers and to keep their old age safe, the government has also started the pension facility ‘PM Kisan Maandhan Yojana’ (PM kisan maandhan pension scheme).

Farmers will get guaranteed pension

Under PM Kisan Maandhan Yojana, farmers will be given pension after 60 years. The special thing is that if you are an account holder in PM Kisan, then you will not need any paperwork. Your direct registration will also be done in PM Kisan Maandhan scheme. There are many great features and benefits of this scheme.

What is PM Kisan Maandhan Yojana

According to the information given on the website of PM Kisan Maandhan Scheme, there is a provision of pension under this scheme after the age of 60 years. That is, the government has started this to protect the old age of the farmers. Any farmer from 18 years to 40 years can invest in this scheme. Under this, the farmer gets a monthly pension of up to Rs.3000.

Documents required for Maandhan Yojana

1. Aadhaar Card
2. Identity Card
3. Age Certificate
4. Income Certificate
5. Farm Khasra Khatauni
6. Bank Account Passbook
7. Mobile Number
8. Passport Size Photo

Family pension will also be available

In this scheme, after the age of 60, after the age of 60, the registered farmer will get a minimum guaranteed pension of Rs. For this, farmers will have to make a monthly investment of Rs 55 to Rs 200. There is also a provision for family pension in PM Kisan Maandhan. In case of death of the account holder, his spouse will get 50 per cent pension. Only husband/wife are included in family pension.

How will the PM Kisan beneficiary benefit?

Under the PM Kisan scheme, the government provides financial assistance of Rs 6000 in 3 installments of Rs 2000 each to the eligible farmers every year. This amount is released directly into the farmer’s account. If its account holders participate in the pension scheme PM Kisan Maandhan, then their registration will be done easily.

Along with this, if the farmer chooses this option, then the contribution to be deducted every month in the pension scheme will also be deducted from the amount received in these 3 instalments. That is, for this, the PM Kisan account holder will not have to spend money from his pocket.

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