Home loan is a long term loan. Home loans usually last for 15 to 20 years. Due to this, people have to pay huge amount as interest. If the interest rate is low, there is huge savings on home loan in the long run. We are telling you about those 5 banks which are giving home loan at the lowest interest.

If you look at the current home loan interest rates offered by the top 5 banks – Bank of Baroda, Punjab National Bank, SBI, HDFC Bank and ICICI Bank, you will find that their rates range from 8.4% to 10.90%. You can save big by taking home loan from these banks.

Bank of Baroda

Bank of Baroda (BoB) home loan interest rates start from 8.4% per annum to 10.90% for tenures up to 30 years.

Punjab National Bank

Punjab National Bank home loan interest rates start from 8.4% per annum and go up to 10.25% per annum (on floating basis) for tenures up to 30 years.

SBI Home Loan

State Bank of India (SBI) is currently offering home loan interest rates starting from 8.50% per annum to 9.85% for tenures up to 30 years.

HDFC bank

HDFC Bank home loans start at 8.7% per annum for tenures up to 30 years and loan amounts up to Rs 10 crore. One can avail a loan up to 90% of the property price.

ICICI Bank

ICICI Bank currently offers home loan interest rates starting at 8.75% per annum for tenures up to 30 years. The bank charges a processing fee of 0.5%.

Canara Bank and Central Bank

Canara Bank and Central Bank of India are charging interest at the rate of 8.5 percent on home loans. The EMI on a home loan of Rs 75 lakh for a tenure of 20 years will be Rs 64,650. The interest rate on home loan in Kotak Mahindra Bank starts from 8.7 percent. The EMI on a home loan of Rs 75 lakh for a tenure of 20 years will be Rs 65,550.

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Deadline End in March: The last month of the financial year 2023-2024 is going on. You have many important tasks to complete in the month of March. If you do not complete these important tasks by March 31, then your problems or rather the burden on your pocket may increase.

With the end of the month of March, the new financial year will also begin, so before the end of the month of March, you will have to settle many financial tasks. Forgetting this deadline can land you in trouble. Some are so important that if you do not complete them in March, you may have to pay a penalty and your account may be suspended.

Don’t miss the Aadhaar update deadline

If you want to update your Aadhaar, you can get it updated without any fee till 14th March. After this, you will have to pay a charge to get Aadhaar updated. Let us tell you that it is necessary to update the 10 year old Aadhar card.

Paytm Payment Bank Deadline

The Reserve Bank of India had ordered to stop most of the services of Paytm Payment Bank from March 15. After this you will not be able to use the services of Paytm Payment Bank. If you use the services, account of Paytm Payment Bank or your Paytm wallet is linked to Paytm Payment Bank, then you should immediately link it to another bank. If your salary is received in Paytm Payment Bank, then immediately update another bank account in your account.

Last chance to invest in SBI FD

The last deadline to invest in SBI Amrit Kalash is 31 March 2024. In this FD you have got 7.10 percent interest for 400 days. Whereas senior citizens get interest of 7.60 percent.

Important news for Sukanya Samriddh Yojana and PPF

If you have invested in a small savings scheme like Sukanya Samriddhi Yojana or Public Provident Fund (PPF), then it is important to maintain a minimum amount in it to keep this account active. You have to maintain minimum balance in PPF, Sukanya Scheme accounts till 31st March. Accounts without balance can be deactivated after March 31. To restart it, you may have to visit the bank as well as pay a penalty.

income tax saving deadline

If you want to save to save tax for the financial year 2022-23, then you have time till March 31. By investing in different savings schemes, you can avail tax exemption under Section 80C of Income Tax. For this you will have to invest till 31st March.

Wallet linked to

Paytm Fastag closed

According to the guidelines of Reserve Bank of India, Paytm Fastag will not work after March 15. After March 15, you will not be able to use Paytm’s FASTag. Your Fastag may be deactivated after March 15. If this happens, you may have to pay double toll tax.

KYC of Fastag

Fastag KYC has been made mandatory. If you have not got your Fastag KYC done then get it done immediately. Because after March 31, Fastag without KYC will be deactivated or blacklisted. After this you will not be able to make payment despite having balance in Fastag.

IDBI Bank Special FD

IDBI Bank has kept the deadline for special FD as 31st March. Under this special FD, interest of 7.05 percent, 7.10 percent and 7.25 percent is being given on FDs of 300, 375, 444 days respectively.

SBI Home Loan

If you want to take advantage of the discount on home loan, you have time till March 31. A special scheme is being run by SBI for discount on home loan. However, the benefit of this scheme will be available only to those people whose CIBIL score is more than 700-800. He is getting home loan from the bank at an interest rate of 8.60 percent. SBI home loan without offer is 9.15 percent.

Fourth installment of advance tax

The last date for payment of the fourth installment of advance tax for the financial year 2023-24 is March 15.

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