This information is important for passengers

Railway Minister Ashwini Vaishnav told the Lok Sabha that it is mandatory to display the menu and rates of food in trains, passengers should have access to menu cards, rate lists and digital alerts giving details of food prices. He said that the menu and rates of all food items are available on the IRCTC website for the information of passengers traveling in the train. Along with this, all these details are made available to the waiters present in the train and are given to the passengers on demand.

Passengers also get convenience from SMS alerts

Ashwini Vaishnav said that apart from displaying the rate list in pantry cars, passengers now also get SMS alerts with links to menus and tariffs for better transparency. The Railway Minister said that these SMS have been started to make passengers aware about the menu and rates of food services in Indian Railways.

Special monitoring of pantry cars

The Railway Minister shared this information in response to a question about the rate list of food items available in trains and the steps taken to improve hygiene, cleanliness and quality of food. He said that CCTV cameras have been installed in pantry cars for better monitoring during preparation of food. Apart from this, modern facilities have been installed in base kitchens. Railway has made it mandatory to use branded raw materials like cooking oil, flour, rice, pulses, masala, paneer and dairy products to ensure food safety.

Full details will be available through QR Code

Stating that the government has a special focus on food served in trains, the Railway Minister further said that to maintain hygiene, food safety supervisors have also been deployed in base kitchens to monitor cleanliness and handling and these on-board supervisors oversee food services in trains. Apart from this, passengers can confirm everything from the name of the kitchen to the date of packaging through the QR code on the food packets served in trains.

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Recently, HDFC Bank had informed that from June 25, it will not send SMS alerts for UPI transactions smaller than Rs 100 and deposits less than Rs 500. However, customers will continue to receive email notifications. The bank has appealed to the customers to update their email so that they keep getting notifications.

Those bank customers who have not linked their email ID to their HDFC Bank account can update their email ID to receive alerts. For this, the customer has to visit the official website of the bank.

How to update your email ID to receive transaction notifications

• First of all go to https://www.hdfcbank.com/.
• After this click on Insta Service option.
• Now scroll down the menu and find the option of Update Email ID.
• After this, tap on Let’s Begin.
• Now enter the mobile number registered with the bank.
• After this verify DOB, PAN or Customer ID.
• Now tap on Get OTP.
• Now enter OTP and follow further instructions.

UPI is a real time payment system.

Let us tell you that UPI is a real time payment system. UPI payment system was started in India in the year 2016. UPI system is operated by National Payment Corporation of India (NPCI).

The post HDFC Bank Customers Alert: Banks will not send SMS alerts for small UPI transactions from today first appeared on Rightsofemployees.com.

If you use the account of HDFC Bank, the largest private sector bank, for UPI payment, then you need to be careful. Actually, HDFC Bank has brought a big update for its customer. Bank customers will not get SMS for UPI transaction of less than a certain amount. This decision is coming into effect from June 25, 2024.

In the information sent by the bank to the customers, it has been told that some changes are being made in your SMS alert service from June 25, 2024. If you send an amount of more than Rs 100 to someone through UPI, only then SMS alert will be sent. Apart from this, SMS alert will be sent only if you receive an amount of more than Rs 500. However, email alerts will continue to be sent for all types of transactions.

Why is HDFC Bank making changes regarding SMS?

Banking regulations require text messages for every transaction above Rs 5,000. Despite this, many banks send messages even for low-value debits. According to bankers, the cost of bulk SMS messages is Rs 0.01-0.03 per SMS. The daily average of UPI transactions is around 40 crore, while banks spend several crores on text message alerts every day.

UPI facility was started in the year 2016.

Let us tell you that Unified Payment Interface i.e. UPI is a real time payment system. UPI payment system was started in the year 2016. UPI system is operated by National Payment Corporation of India (NPCI).

The post HDFC Bank SMS Alerts: HDFC Bank will discontinue SMS alerts for UPI transactions less than Rs 100 from June 25, 2024 first appeared on Rightsofemployees.com.

Whenever you make a transaction through UPI, your bank informs you by sending an SMS alert. Whether you make a payment of Rs 1,000 or Rs 1, you get to know through SMS that money has been withdrawn from your account. But now it is not necessary that the bank sends you an alert on every transaction.

In fact, the leading private sector bank HDFC has decided to stop SMS alerts on transactions of small amounts. This decision of the bank will come into effect from June 25. The bank has recently informed its customers about this. According to the information sent by HDFC Bank to its customers, SMS related to transactions of lesser value will not be sent from June 25. However, the alert limit is different for both receiving and sending money.

Also Read: Driving License: Step by step guide for making and renewing Driving License

According to the information given by the bank to its customers, SMS alert will no longer be received for spending less than Rs 100 through UPI. Apart from this, alert will also not be received for credit up to Rs 500. However, e-mail alert will be received for every transaction. In such a situation, the bank has asked all the customers to update their mail ID so that they can get alert of every transaction on mail.

The use of UPI has increased for small transactions.

For the last few years, the average value of transactions through UPI has been gradually decreasing. It has decreased by 8 percent from Rs 1,648 in the second half of 2022 to Rs 1,515 in the second half of 2023. From this, we can guess that the use of UPI is increasing for small transactions.

According to the report of Worldline India, the three major UPI apps in the country are PhonePe, GooglePay and Paytm, in terms of volume and value of transactions. According to the data of National Payments Corporation of India (NPCI), transactions through UPI crossed the figure of 10 thousand crores in the calendar year 2023 and reached around 11.8 thousand crores.

The post HDFC to stop SMS alerts for UPI transactions up to Rs 100 first appeared on Rightsofemployees.com.

Although this step can greatly benefit the customers. In fact, IDFC First Bank has announced Zero Fee Banking on December 17 on savings accounts. With this, charges have been waived on 25 commonly used banking services.

Banking services announced

include cash deposit and withdrawal at branches, third party cash transactions, demand draft, IMPS, NEFT, RTGS, check book, SMS alerts, interest certificates, insufficient balance for ATM transactions, international ATM usage etc. Are included. The bank has announced this facility on the occasion of its foundation day on 18th December.

People will get benefits

The bank said that customers maintaining an average monthly balance of Rs 10,000 as well as Rs 25,000 in AMB (Average Monthly Balance) savings account will enjoy these benefits. This will benefit all customers and especially those with low financial literacy who find it difficult to calculate fees and charges, the bank said.

IDFC FIRST Bank 25 ZERO Fee Banking Services.

1. Number of cash transactions (cumulative of deposits and withdrawals) at branches per month.

2. Value of cash transactions at branches (cumulative of deposits and withdrawals).

3. Third-party cash transaction fee at branches (cumulative of deposits and withdrawals).

4. Demand Draft/PO (Issue Fee) – At Bank Location

5. IMPS Charges per Transaction- Outward

6. NEFT Charges per Transaction – Outward (Branch)

7. RTGS Charges per Transaction – Outward (Branch)

8. Check Book Charges

9. SMS Alert Charge

10. Issue of duplicate statement

11. Passbook Charges

12. Balance Certificates (fee per certificate)

13. Interest Certificate (fee per certificate)

14. Closure of Account (from the date of opening of account)

15. ECS Return Charge

16. Stop Payment Charges

17. International ATM/POS Transaction Charges

18. Charges for insufficient balance per ATM transaction

19. Standing Instruction Charge

20. Manager Cheque/Demand Draft Cancellation/Revalidation

21. Photo Verification Fee

22. Signature Verification Fee

23. OLD RECORDS/COPY CHARGES OF PAID CHECKS

24. Address Verification Charges

25. Any delivery returned by courier for negative reasons

The post Bank Customers: Good News! From today this bank removed the charge of its 25 services, check here service list first appeared on Rightsofemployees.com.