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Child Bank Account: Open this special account of your child in SBI Bank, know the benefits of this account here

Pravesh Maurya — Wed, 26 Apr 2023 09:46:41 +0000

SBI Child Account: If you are also the parent of a child, then start planning for their future from now itself. Yes, now that time has gone when you start saving when he grows up.

You can gift a bank account with special features on your child’s birthday or on any special occasion. An account with special features has been introduced by the State Bank of India (SBI) for small children. Under this, you can save for the child by opening an account.

The limit for transfer of payment is also fixed.

The limit for transfer of payment to this account opened in SBI will also be fixed. With this feature, the child will not be able to spend unnecessarily. Let us tell you that SBI provides two types of accounts for minor children. Under this, you can open first step (Pehla Kadam) and second first flight (Pehli Udaan) account.

Pehla Kadam Bank Account

SBI provides many types of features in this account. In this, parents or guardians can open joint accounts with minor children of any age. The account can be operated by the parent, guardian or the child himself. ATM is also given on opening the account. The ATM card is in the name of the minor child and guardian. Can withdraw up to Rs 5,000 from the account. Apart from this, you can transact up to Rs 2,000 daily in this.

First Flight Account Benefits

Under this scheme, the account of children above 10 years of age can be opened. It will be necessary for them to sign in this account. Children can operate this account themselves. Children also get the facility of ATM card in it. With this, you can withdraw up to Rs 5000 per day. Through mobile banking, you can transfer money to it up to Rs 2000 daily.

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PM Jan Dhan Account: No money in bank account? Still you can withdraw Rs 10,000, open this special account immediately

Pravesh Maurya — Wed, 26 Oct 2022 08:28:33 +0000

PM Jan Dhan Account: Even if you do not have money in your account, even if you open a Jan Dhan account, then you can withdraw up to an additional Rs 10,000 from your account through overdraft. Know in detail.

If you have not opened PM Jan Dhan account, then open it immediately. Under the Pradhan Mantri Jan Dhan Yojana, the number of bank accounts on zero balance is now increasing. Account holders get many facilities in the accounts opened under this. Even if you do not have a balance in your bank account, you can withdraw up to Rs 10,000 from this account. Apart from this, the facility of Rupay Debit Card is provided, through which you can withdraw money from the account and can also make purchases.

Scheme started in 2014

It is worth noting that Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014. This scheme was started on August 28 this year. Under this scheme, by January 6, 2021, the total number of Jan Dhan accounts increased to 41.6 crore. The government launched the second version of this scheme in 2018 with more features and benefits.

Many facilities available

Under the Jan Dhan Yojana, the account of a child below the age of 10 years can also be opened.
On opening an account under this scheme, you get Rupay ATM card, accident insurance cover of Rs 2 lakh, life cover of Rs 30 thousand and interest on the deposit amount.
You also get the facility of overdraft of 10 thousand on this.
This account can be opened in any bank.
In this you do not have to maintain minimum balance.

Documents required to open Jan Dhan account

To open a Jan Dhan account, you can submit documents that fulfill the requirement of Know Your Customer (KYC) including Aadhar Card, Passport, Driving License.
If you do not have these documents, you can open a small account.
In this, you have to fill the self-attested photograph and your signature in front of the bank officer.
You do not have to pay any kind of fee or charge to open a Jan Dhan account.
Any person of the age of 10 years or more can open this account.

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Post Office MIS: Dhansu Scheme of Post Office! Open account of children above 10 years, will get 2500 rupees every month

Pravesh Maurya — Mon, 26 Sep 2022 08:50:51 +0000

Post Office MIS Scheme: If you also want to earn secure and fixed profit then post office scheme is best for you. Post office MIS is such a savings scheme in which you will be able to take advantage of it in the form of interest every month by investing once. There are many benefits of this account (Post Office Saving Scheme).

Let us tell you that it can also be opened in the name of children above 10 years of age. If you open this special account (Post Office Monthly Income Scheme) in the name of your children, then you will not even have to worry about his school fees. Let us know all the details related to this scheme.

Where and how to open account?

You can open this account (Post Office Monthly Income Scheme Benefits) in any post office.
Under this, a minimum of Rs 1000 and a maximum of Rs 4.5 lakh can be deposited.
At present, the interest rate under this scheme (Post Office Monthly Income Scheme Interest Rate 2021) is 6.6 percent.
– If the child’s age is more than 10 years, then you can open this account (MIS Benefits) in his name
.
The maturity of this scheme is 5 years, after that it can be closed.

Know the calculation

If your child is 10 years old and you deposit Rs 2 lakh in his name, then every month your interest will become Rs 1100 at the current rate of 6.6 per cent.
In five years, this interest will become a total of 66 thousand rupees and in the last you will also get a return of 2 lakh rupees (Post Office Monthly Income Scheme In Hindi).
In this way, you will get 1100 rupees for a small child, which you can use for his education.
This amount can become a good help for the parent.
Similarly, if you deposit Rs 4.5 lakh, then you will get about Rs 2500 every month.

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