In such a situation, if you are also planning for retirement and want to get good interest on your deposits, then there is good news for you! Many banks are offering special schemes to senior citizens, in which they get more interest than regular customers. Today we will tell you about some such banks, where senior citizens are getting the highest interest on FD.

State Bank of India (SBI)

SBI is offering the highest interest of 7.30% on 400 day Amrit Kalash Scheme. At the same time, 7.25% interest is available on one year FD, 7.25% interest on three year FD and 7.50% interest on five year FD.

Also Read: Bank Holidays June 2024: Banks will remain closed for 10 days in June, check RBI list

Punjab National Bank (PNB)

PNB is offering a high interest rate of 7.75% on 400-day FDs. At the same time, 7.25% interest is being given on one-year FDs, 7.50% on three-year FDs and 7.00% on five-year FDs.

Bank Of Baroda

Bank of Baroda is giving the highest interest rate of 7.75% on 2-3 year FDs. Whereas, 7.35% interest is being given on one year FD, 7.75% on three year FD and 7.15% on five year FD.

Canara Bank

Canara Bank is offering high interest rate of 7.35% on 444 day FD. At the same time, 7.35% interest is available on one year FD, 7.30% interest on three year FD and 7.20% interest on five year FD.

HDFC bank

HDFC Bank is giving the highest interest rate of 7.75% on FDs of tenures less than 5 years 1 day to 10 years and 18 months to 21 months. At the same time, 7.10% interest is being given on one year FD, 7.50% interest is being given on three year and five year FD.

ICICI Bank

ICICI Bank is offering a high interest rate of 7.75% on FDs of 15 months to 2 years. At the same time, 7.20% interest is being given on one year FD, 7.50% interest is being given on three year and five year FD.

Kotak Mahindra Bank

Kotak Mahindra Bank is offering the highest interest of 7.90% on FDs of tenure ranging from 390 days to less than 23 months. At the same time, 7.60% interest is being given on one year and three year FD, while 6.70% interest is being given on five year FD.

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If you also want that money keeps coming in your account without doing any work, then you can take advantage of this government scheme.  Money will come in the account every month, in this government scheme, you will get the benefit of Rs 1000 to Rs 5000 every month. If you also want that the central government transfer money to your account every month, then you can register in this scheme now. 

The name of this government scheme is Atal Pension Yojana, in which you will get money every month.  Who can take advantage Any citizen of India between the age of 18-40 years can take advantage of this. If you also want to take advantage of pension, then you can open an account in it.

Apart from this, in this scheme, you get the benefit of tax exemption under section 80CCD of Income Tax. From where can the account be opened, the central government had earlier started this scheme keeping in mind the people working in the unorganized sector, but then in view of its popularity, the government has started it for all the people from 18 years to 40 years. was opened. To join this scheme, you can open an account from bank or post office. 

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