Defense pensioners have got special exemption

According to the information given on the website of the Principal Controller of Defense Accounts, the defense pensioners were earlier supposed to submit the life certificate by 30 November 2023, but now its deadline has been extended to January 2024. On the website, pensioners have been asked to submit the life certificate before January 31. If you fail to do so, the pension will stop from the next month. After this, the pension will start again only after submitting the life certificate.

Why is it necessary to submit life certificate?

According to the rules of Pension Fund Regulatory and Development Authority (PFRDA), it is necessary for all state and central pension holders to submit life certificate once a year. This proves that the pensioner is alive. Life certificate is valid only for one year and has to be submitted every year. If you have not completed this work yet then complete it as soon as possible.

How to submit life certificate?

There are many ways to submit life certificate. Pensioners can submit digital life certificate through biometric. Apart from this, life certificate can also be submitted through bank or post office.

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According to the rules, super senior citizens i.e. senior citizens above 80 years of age get the facility to submit life certificate between October 1 and November 30, 2023. At the same time, people above 60 years of age are required to complete this work between November 1 and November 30, 2023.

Life certificate can be submitted in many ways

The deadline for submitting the life certificate is near. If you have not completed this work yet then do it as soon as possible. Otherwise you will have to face big problems later. You can use both online and offline medium to submit life certificate. Offline, you can submit the life certificate by going to the pension issuing institution like post office or bank.

Apart from this, you can easily submit your life certificate through Door Step Banking, Department of Pensioners Welfare (DoPPW) Face Authentication, Umang App, Postman of India Post Payment Bank (IPPB) and Jeevan Pramaan Portal without any hassle.

What is life certificate?

All pensioners of Central or State Government have to submit life certificate once a year. This shows whether the person receiving pension is alive or not. If you fail to do so, the pension issuing body stops the pension of such pensioners.

What will happen after the pension stops?

According to the rules, if a person does not submit his life certificate in November, he will stop getting pension from December 2023. After this, pension will be available only after submitting the life certificate. If you submit the life certificate in January instead of December, you will get the arrears of pension of the old month. In such a situation, if you want to continue receiving your pension, then complete this work before the November deadline.

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Pensioners have to submit their life certificate every year. Submitting the life certificate means that you are alive. If you have not yet submitted the life certificate, then you can do this work online and offline.

These are the methods of submitting life certificate

1. Life certificate can be submitted through India Post Payments Bank (IPPB). India Post Payments Bank is providing this facility through postman and Gramin Dak Sevak.

2. Pensioners can submit Life Certificate on Jeevan Pramaan portal sitting at home by visiting Jeevan Pramaan portal. Aadhaar regulator UIDAI has given details of all biometric devices to verify the identity of pensioners, which pensioners can see on the website of the Aadhaar regulator.

3. You can avail the facility of doorstep banking by visiting your bank. Life certificate is also submitted under its services. For this, booking is done through mobile app, website or toll free number. Then the doorstep banking agent comes to the pensioner’s home and takes the life certificate.

4. Pensioners sitting abroad can also submit life certificate online through Jeevan Pramaan website.

5. Pensioners can personally submit the life certificate to the Pension Disbursing Authorities (PDAs). If pensioners do not want to be physically present. Then they can get the life certificate signed by a designated official and submit it.

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The process of submitting life certificate has now become easier. You can submit life certificate through Face You also want that you definitely get the benefit of pension. For this it is necessary for you to submit your life certificate. You have to submit Life Certificate every year. From October 1, 2023, pensioners of senior citizens above 80 years of age can also easily submit life certificate. It is mandatory to give life certificate even for those below 80 years of age.

Pensioners can easily submit life certificate through bank, post office or online. Last month, on 25 September 2023, the Department of Pensioners Welfare (DoPPW) had issued an order. In this order it was said that all banks can provide the facility of life certificate by using technology like Face Authentication. For this he can use many platforms. Come, let us know how you can submit life certificate online.

Submit life certificate online

• First of all you have to download the ‘Aadhaar Face RD (Early Access) Application’ from Google Play Store.
• After this you download the ‘Jeevan Pramaan’ app.
• Now give your personal information on ‘Jeevan Pramaan’ app. In the app you will have to provide information like Aadhaar number, mobile number, email ID etc.
• After entering all the information you have to click on submit.
• Now one-time password (OTP) will be sent to your registered mobile number and e-mail ID. Now enter the OTP.
• After this you have to enter the name written on the Aadhaar card and select the scan option.
• You will be asked for permission for face scan. You have to click on yes.
• To complete the face scan process, you have to click on ‘I am aware of this’.
• After this your photo will be scanned and recorded by the app.
• Once the face record process is completed, the screen verified ID and PPO number will be submitted.  

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There is good news for pensioners. Now pensioners can submit life certificate through video call sitting at home. Actually, SBI and Bank of Baroda have given the facility to their customers to submit their life certificate through a simple video call. That is, now pensioners can easily submit their life certificate through video call sitting at home. SBI and BoB have given information about this in a tweet.

Bank gave information

Let us tell you that the life certificate is submitted in November. You can deposit it anytime throughout the month. If a pensioner fails to do so, then his pension can be stopped. Now it can also be deposited in digital form. SBI and Bank of Baroda have informed by tweeting that you can take the help of video call to submit your Annual Life Certificate. Through this facility, you can submit life certificate sitting at home only through video call.

This is how BOB customers submit life certificate

1. For this you first click on the official website of the bank, Bankofbaroda.com.
2. Now enter the PPO number and account number from which your pension comes.
3. Now enter the One Time Password (OTP) received on your registered mobile number with SBI and Aadhaar and click on submit button.
4. After this choose one of the options given here.
5. After this select the Call Now or Later option.
6. Now you will be made a video call by the bank and after that BOB agent will appear in front of you.
7. After this you have to fill your photo ID and further details.
8. OTP will come again on the registered mobile number of Aadhar, which should be re-entered.
9. After this you submit your life certificate.

SBI customers submit certificates like this

1. Pensioners visit the ‘SBI pensions seva’ website and click on the ‘VidioLc’ link at the top.
2. Now submit the account number in which you get your pension, then enter the captcha and tick the checkbox to use your Aadhaar data.
3. After that, on the basis of your valid account number, an OTP will come on the mobile number linked to your Aadhaar card.
4. After this submit your required certificates and click on Next. Now schedule an appointment for the video call on the new page as per your convenience.
5. A confirmation will be sent to you through SMS and email.
6. After confirmation, join the video call as per schedule. You will have to read a verification code and also show your PAN card in the call with the bank official.
7. Hold the camera after verification so that the bank official can capture your face clearly.
8. At the end of the session a message will confirm that your information has been recorded.
9. After this, information about ‘Video Life Certificate Service’ will be given to the pensioners through SMS.

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Pension News: There is good news for pensioners. Now pensioners can submit life certificate through video call sitting at home. Actually, Bank of Baroda has given the facility to its customers to submit their life certificate through a simple video call. That is, now pensioners can easily submit their life certificate through video call sitting at home. BoB has given this information by tweeting.

Bank gave information 

Let us tell you that the life certificate is submitted in November. You can submit it anytime throughout the month. If a pensioner fails to do so, his pension may be stopped. Now it can also be deposited in digital form. Bank of Baroda has informed by tweeting that you can take the help of video call to submit your Annual Life Certificate. Through this facility, you can submit life certificate sitting at home only through video call.

Submit life certificate like this

1. For this you first click on the official website of the bank, Bankofbaroda.com.
2. Now enter the PPO number and account number from which your pension comes.
3. Now enter the One Time Password (OTP) received on your registered mobile number with BOB and Aadhaar and click on submit button.
4. After this choose one of the options given here.
5. After this select the Call Now or Later option.
6. Now you will be made a video call by the bank and after that BOB agent will appear in front of you.
7. After this you have to fill your photo ID and further details.
8. OTP will come again on the registered mobile number of Aadhar, which should be re-entered.
9. After this you submit your life certificate.

You can also deposit through door step service 

It is worth noting that according to the Department of Pension and Pensioners’ Welfare, pensioners can submit a digital life certificate using the doorstep banking alliance of 12 public sector banks or the doorstep service of the Department of Posts. For this there is an alliance between 12 public sector banks, which include State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, Bank of India, Canara Bank, Bank of Maharashtra, Central Bank of India, Indian Banks etc. are included.

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If you get government pension then you have to submit your life certificate by this date. But if you have been a private sector employee and are getting pension, then this update is for you. If it has not been one year since you submitted your life certificate, then you need not submit your certificate by 30th November, 2022.

Private sector pensioners get pension under Employees’ Pension Scheme (EPS), 1995 of Employees’ Provident Fund Organization (EPFO). EPFO has said in a tweet that “Pensioners of EPS’95 are informed that their life certificate will be valid for 12 months.”

Pensioners of EPF’95 need not submit their life certificate in November, 2022 in these two conditions if-

1. Your pension started one year ago,

2. You submitted your last Life Certificate on or after December, 2021.

Attention EPS’95 Pensioners,
Jeevan Pramaan Patra is valid for 12 months #EPFO #SocialSecurity #AmritMahotsav @AmritMahotsav pic.twitter.com/0pC0EBvKA4

— EPFO (@socialepfo) October 7, 2022

Deposit anytime, will be valid for 1 year

Apart from this, pensioners of EPF’95 get one more facility. You can submit your life certificate whenever you want. The only rule is that whenever you submit your life certificate, this certificate will be valid for the next one year. Just you have to keep in mind that you submit your new life certificate as soon as its validity expires.

But if you are a pensioner of EPF’95 and you had submitted your life certificate in November, 2021, then you will have to submit your new certificate in this November, 2022, as it will complete one year. In the event of not doing so, the pension will stop coming from the next month i.e. December 2022.

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