Delhi Lakshmi Yojana 2026: Women to Receive ₹2,500 Monthly Assistance; Check Eligibility, Benefits & Registration Process

Chandani — Fri, 07 Aug 2026 16:28:27 +0000

The Delhi Government has launched the Delhi Lakshmi Yojana 2026 with a budget of ₹5,110 crore to provide ₹2,500 monthly financial assistance to eligible women through Direct Benefit Transfer and a savings-linked model.

The Delhi Government has launched the Delhi Lakshmi Yojana 2026, a women-centric welfare scheme aimed at strengthening financial security and promoting long-term savings.

Under the scheme, eligible women will receive ₹2,500 per month, with the government allocating ₹5,110 crore in the 2026–27 Budget for its implementation. The initiative is expected to benefit more than 17 lakh women across the national capital.

What is Delhi Lakshmi Yojana 2026?

The Delhi Lakshmi Yojana is designed to provide regular financial assistance while encouraging women to build long-term savings and become financially independent.

The scheme combines monthly income support with a structured savings model to promote financial inclusion and social empowerment.

Key Features of Delhi Lakshmi Yojana

₹2,500 Monthly Financial Assistance

Every eligible woman will receive ₹2,500 per month under the scheme.

Budget Allocation

The Delhi Government has allocated ₹5,110 crore in the 2026–27 Budget to fund the scheme.

Registration Begins From August 1

The online registration portal opened on August 1, and applicants must complete registration and document verification before receiving benefits.

Expected Beneficiaries

The government estimates that over 17 lakh women will benefit from the scheme.

Savings-Based Payment Model

Beneficiaries can choose either of the following options:

Deposit ₹1,500 into a Recurring Deposit (RD) or Fixed Deposit (FD) and ₹1,000 into a Digital Rupee Wallet, or
Deposit the entire ₹2,500 into an RD or FD.

Three-Year Lock-In Period

Funds deposited in the Recurring Deposit remain locked for three years. After the lock-in period, the accumulated amount along with interest is credited to the beneficiary’s bank account.

Direct Benefit Transfer (DBT)

Financial assistance will be transferred directly to Aadhaar-linked bank accounts after successful verification.

Eligibility Criteria

Applicants must satisfy the following conditions:

Age

Women aged 21 to 60 years.

Annual Income

Family annual income should not exceed ₹2.5 lakh.

Delhi Residency

Applicant must have been a resident of Delhi for at least 10 years.
A self-declaration confirming continuous residence is required.

Family Conditions

Only one eligible woman per family can receive benefits.
Where multiple women qualify, the eldest eligible woman will receive the assistance.
The applicant and family members should not have any criminal record.

Who Is Not Eligible?

The following categories are excluded from the scheme:

Government employees.
Government pensioners.
Women already receiving regular financial assistance under another government scheme.
Families paying income tax.
GST-registered households.
Families owning a four-wheeler.
Households consuming more than 2,400 electricity units annually.
Women with more than three living children.
Families with members employed in Central Government, State Government, Public Sector Undertakings or other government organizations.

Benefits of Delhi Lakshmi Yojana

The scheme aims to improve women’s financial well-being through multiple benefits:

Monthly financial assistance of ₹2,500.
Encourages long-term savings through RD and FD deposits.
Improves access to education, healthcare and skill development.
Promotes women’s financial independence.
Strengthens financial inclusion through Aadhaar-linked Direct Benefit Transfer.
Encourages digital payments and formal banking.

How to Apply Online

Eligible applicants can complete the online application by following these steps:

Step 1

Visit the official registration portal from August 1.

Step 2

Complete the online application form with personal, family and income details.

Step 3

Upload all required documents.

Step 4

Provide Aadhaar-linked bank account details.

Step 5

Submit the application for verification.

Government authorities will verify eligibility, residence, income and other conditions before approving the application.

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28.

Documents Required

Applicants need the following documents:

Identity Proof

Aadhaar Card
Voter ID Card

Residence & Income Proof

Proof of residence
Income-related documents
Self-declaration confirming:
- At least 10 years of Delhi residence
- No criminal record

Bank Details

Aadhaar-linked bank account details
Family information and other supporting documents

Why the Scheme Matters

The Delhi Lakshmi Yojana seeks to combine monthly financial support with long-term savings, enabling women to build financial stability while encouraging responsible financial planning.

With a ₹5,110 crore allocation and an expected reach of over 17 lakh beneficiaries, the scheme is among the largest women-focused welfare initiatives introduced in Delhi.

Key Highlights

Delhi Lakshmi Yojana provides ₹2,500 monthly financial assistance.
Registration began on August 1.
More than 17 lakh women are expected to benefit.
The scheme has a ₹5,110 crore budget allocation.
Eligible women must be 21–60 years old with annual family income up to ₹2.5 lakh.
Applicants must have lived in Delhi for at least 10 years.
Benefits are transferred through Aadhaar-linked Direct Benefit Transfer (DBT).
The scheme includes a savings-based RD/FD payment model.
The first installment is expected around Raksha Bandhan (tentatively August 28) after verification.

FAQs

How much financial assistance is provided under Delhi Lakshmi Yojana 2026?

Eligible women will receive ₹2,500 per month under the scheme.

Who can apply for Delhi Lakshmi Yojana?

Women aged 21 to 60 years, with annual family income up to ₹2.5 lakh and at least 10 years of Delhi residency, can apply subject to other eligibility conditions.

When did registration begin?

Online registration started on August 1.

What documents are required?

Applicants need Aadhaar Card, Voter ID, residence proof, income documents, self-declaration and Aadhaar-linked bank account details.

When is the first payment expected?

According to the scheme details, the first installment is expected around Raksha Bandhan, tentatively on August 28, after successful verification of applications.

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