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Home FINANCE Attention Senior Citizens! Your money is invested in these schemes, the government...

Attention Senior Citizens! Your money is invested in these schemes, the government has given a very good news

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Senior Citizen Scheme Latest News: Many schemes are being run by the Central Government. Today we will tell you about such a scheme, in which you will get double benefits. Many big announcements have been made by the government for women and senior citizens.

Senior Citizen Scheme: Many schemes are being run by the Central Government. Today we will tell you about such a scheme, in which you will get double benefits. Many big announcements have been made by the government for women and senior citizens. Today we will tell you about two such special schemes of the government, in which senior citizens will get many special benefits.

The names of these schemes are Senior Citizens Savings Scheme (SCSS) and Pradhan Mantri Vaya Vandana Yojana (PMVVY). Both these schemes are popular among the elderly persons.

Senior Citizen Saving Scheme

Senior Citizen Saving Scheme is considered a better option for retirement. On investing in it, benefits ranging from tax exemption to interest are given. You can take advantage of Rs 60 lakh in a joint account. Any citizen of 60 years can invest in SCSS and in this you are given 8% interest. In this, even within a month of retirement, you can deposit money in SCSS till the age of 55 to 60 years.

PM Vaya Vandana Yodana

PM Vaya Vandana Yojana is a kind of pension scheme, in which you get monthly money. In this, husband and wife get Rs 18500 per month. The special thing is that your money is completely safe in this and after 10 years you get the entire money back with interest.

Who can take advantage?

In this scheme, any citizen of the age of 60 years can take advantage of it. Under this scheme, interest of 7.40 percent is given. In this scheme, you invest up to a maximum of 15 lakhs. Also, up to Rs 30 lakh can be invested in a joint account.

In which one will you get more benefit?
If you want to invest in Senior Citizen Saving Scheme, then you will get the benefit of tax exemption. At the same time, this does not happen in PM Vaya Vandan Yojana.

 

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