EPFO Nominee Rules – If the employee has not mentioned the nominee and the employee dies, then his heir has to go to the civil court to obtain succession certificate for release of PF.
Employees’ Provident Fund Organization (EPFO) has now made e-nomination mandatory for EPFO members. Without a nominee, EPF account holders can no longer avail some of the facilities of EPFO. It is also very important to be a nominee of EPF account. If a PF account holder has made a nominee, then the money deposited in his account easily goes to the person to whom the account holder wanted to give it. EPFO provides the facility to make more than one nominee for EPF account. That means an EPF member can nominate his wife as well as his son and daughter.
Nominee in EPF can be made online. E-nomination is very helpful in providing PF benefits to the PF account holder and his family. In case of death of a PF subscriber, online claim and settlement of provident fund, pension, insurance benefits is possible only if e-nomination is done.
The nominee will be a family member only
PF account holder can make nominee only for his family members. Only if a person does not have a family, he can declare another person as a nominee. After making someone else a nominee, if the family’s address is known then the nomination of the non-relative gets cancelled.
Can there be more than one nominee?
PF account holder can also declare more than one nominee. If there is more than one nominee, more nomination details have to be given and it has to be clearly mentioned as to how much amount each nominee will get.
If there is no e-nomination then there will be these problems
EPFO has made e-nomination mandatory. If an account holder does not do e-nomination then he cannot see his PF account balance and passbook. For e-nomination, the account holder’s UAN must be active and the mobile number must be linked to Aadhaar.
