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Home FINANCE Govt great scheme! Benefit of Rs 4 lakh in just Rs 456,...

Govt great scheme! Benefit of Rs 4 lakh in just Rs 456, check details

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Government Insurance Schemes: The Central Government has started pension schemes as well as insurance schemes for the poor section of the people.

In his first term, PM Modi had launched two schemes for insurance cover to the people. These include Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana . Through this, you can get insurance cover up to Rs 4 lakh by paying a nominal premium. Pradhan Mantri Jeevan Jyoti Bima Yojana was started by the Central Government in 2015. Under this scheme, a person aged between 18 to 50 years is given insurance up to Rs 2 lakh.

If the person dies during the insurance coverage, then his dependents are given an insurance of Rs 2 lakh. For this, the insured has to pay a premium of Rs 436 every year and gets coverage for one year (from June 1 to May 31).

Pradhan Mantri Suraksha Bima Yojana

A person aged between 18 to 70 years can avail the benefit of Pradhan Mantri Suraksha Bima Yojana. This was also started by the Central Government in 2015. Under this scheme, accidental death or total disability insurance of Rs 2 lakh and partial disability insurance of Rs 1 lakh is provided.

To avail the benefits of this scheme, the insured has to pay a premium of Rs 20 annually. You can apply for this scheme by going to your bank. Its premium is also valid for one year (from June 1 to May 31). The facility of auto debit of premium bank of PMSBY is also provided.

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