Jandhan Account: Many government schemes are being run by the Central Government. You all must be knowing about Jandhan Yojana. Crores of beneficiaries of the country are taking advantage of this scheme. Giving information from the Finance Ministry, it has been said that till now about 51 crore people have been benefited under this scheme.
Giving information on Tuesday, the government said that about 20 percent of the accounts of Pradhan Mantri Jan Dhan Yojana (PMJDY) in the country are inactive. Minister of State for Finance Bhagwat K Karad said in a written reply in the Rajya Sabha that out of the total 10.34 crore inactive PMJDY accounts as of December 6, 4.93 crore are of women.
He said that according to the data received from banks, about 20 percent of the approximately 51.11 crore PMJDY accounts were inactive till December 6.
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Rs 12,779 crore in inactive account
He said that the percentage of inactive PMJDY accounts is similar to the percentage of total inactive accounts in the banking sector. He said that the balance deposited in inactive PMJDY accounts is approximately Rs 12,779 crore, which is approximately 6.12 percent of the total deposited balance in PMJDY accounts.
He said that this balance continues to earn interest equal to the interest applicable on active accounts and can be claimed and withdrawn by the depositors at any time after the account is reopened. He said banks are making concerted efforts to reduce the percentage of inoperative accounts and the progress is being regularly monitored by the government.
Finance Ministry gave information
Finance Ministry bans social media platform ‘X’ But it is written that out of the total beneficiaries of this scheme, 55.5 percent are women. According to the ministry, till November 22, a total of Rs 2.10 lakh crore was deposited in these accounts. However, in the total 4.30 crore accounts opened under this scheme, only zero amount was deposited. The reason for this is that there is no obligation to keep any minimum amount in Jan Dhan accounts.
