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Home FINANCE LIC Launch New Policy: LIC introduced a great policy, know details

LIC Launch New Policy: LIC introduced a great policy, know details

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LIC: Government department imposed so much fine, this was the reason
LIC: Government department imposed so much fine, this was the reason

LIC New Jeevan Shanti Policy: If you want to keep your old age secure then this news is for you only. LIC has introduced a great plan for you, by investing in which you can easily maintain old age expenses.

LIC has launched a new and luxurious policy Jeevan Shanti Policy. Once you invest in this policy, you will get a pension with a lifetime guarantee. With this, you can easily meet the expenses after your retirement (LIC Life Insurance).

Know what is the scheme? (LIC Jeevan Shanti Scheme)

Jeevan Shanti policy is similar to LIC’s old plan Jeevan Akshay plan. You have two options in Jeevan Shanti policy. The first is Immediate Annuity and the second is Deferred Annuity. This is a single premium plan. The facility of pension is available immediately after taking the policy under the first i.e. Immediate Annuity. On the other hand, in the option of deferred annuity, pension facility is available after 5, 10, 15 or 20 years of taking the policy. The biggest thing is that if you want, you can start your pension immediately.

How Much Pension Will Be Received

The amount of pension under this scheme is not fixed. You will get your pension according to your investment, age and deferment period. The longer the period between investment and the commencement of pension or the higher the age, the more you will get the pension. LIC gives pension according to the percentage being made on your investment.

Who will get the benefit (People Of This Age Can Take Benefits )

This plan of LIC can be taken by individuals of minimum 30 years and maximum up to 85 years. Apart from this, loan in Jeevan Shanti plan can be done after 1 year of commencement of pension and it can be surrendered after 3 months of commencement of pension. The annual rates will be guaranteed while taking the policy for both the options. Various annuity options and modes of annuity payment are available under the plan. But before taking this policy keep in mind that the option once selected cannot be changed. This plan can be purchased offline as well as online.

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