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Home FINANCE LIC Ratna Policy: Invest 166 rupees every day in this policy of...

LIC Ratna Policy: Invest 166 rupees every day in this policy of LIC, you will get 50 lakhs on maturity like this

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LIC Policy: Life Insurance Corporation of India (LIC) is India’s oldest and largest insurance company, which serves customers from all regions of the country. One of the schemes offered by LIC is Bima Ratna policy .

It is a non-linked, non-participating, individual saving life insurance plan that offers guaranteed bonuses. Investors can earn Rs 50 lakh on maturity by investing up to Rs 5 lakh in this policy. This is ten times the amount deposited.

One of the most important features of this policy is that it requires a shorter premium payment time frame, and investors are also guaranteed to receive bonuses on maturity. The policyholder should have a minimum sum assured of Rs 5 lakh. And the minimum age to invest in this scheme is 90 days, while the maximum age is 55 years. Investors can pay their installments on monthly, quarterly, half-yearly or yearly basis as per their convenience.

This policy is available in three options

The policy term is available in 15, 20 and 25 year options, with premium payments being made for shorter terms depending on the term (time frame) selected. For example, investors opting for a 15-year term would pay premiums for 11 years, while investors opting for a 20-year term would pay premiums for 16 years, and those opting for a 25-year term They have to pay the premium for 21 years.

By investing in this policy, customers can get substantial returns, earning around Rs 9,00,000 on Rs 5 lakh invested for 15 years. The minimum monthly premium for investors is Rs 5,000, which equates to a savings of approximately Rs 166 a day.

Investors can calculate themselves

LIC Bima Ratna policy is a better investment option for those who are looking for guaranteed bonus and good return on investment. With its short premium payment term, investors can easily calculate the bonus they will get on maturity, making it a convenient and secure option for savings and investment.

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