National Pension Scheme: If you have also invested money in NPS or you are also planning to open your account, then there has been a big change in the rules from today. National Pension Scheme Regulator, Pension Fund Regulatory and Development Authority (PFRDA) has changed these rules, so now before you open the account, know what have changed.
Know what changed?
Let us tell you that from now on, Point of Presence (PoP) will be given commission on opening NPS account. Banks, NBFCs and many other types of entities are included in POP. It is through these that people are registered in NBFCs. Along with this, many types of facilities are made available to the subscribers.
POP will get the benefit from September 1, 2022 i.e. from today, Rs 15 to Rs 10,000 will get commission. PFRDA has told that this step will also give a boost to POP. He makes a lot of efforts to open the NPS account of the customers.
Commission will be charged from customers According to the information given by PFRDA, POP will be given 0.20 percent commission in a given time period. Please tell that this commission will be taken from the customers only. This will be recovered by reducing the number of units he has invested in at fixed intervals.
How much is the pension fund If we talk about the pension fund present in the country, then it is Rs 35 lakh crore. Out of this, 22 percent i.e. a total of Rs 7.72 lakh crore is with NPS. At the same time, EPFO manages 40 percent of the share.
Let us tell you that if the average age of the investor is 21 years and he invests Rs 2,000 in NPS every month, then you can get huge benefits. If you join NPS at the age of 21 and keep the investment target till the age of 60, then you will get the investment time till 39 years.
